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        <lastmod>2020-12-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/older-men-most-likely-to-be-long-term-unemployed</loc>
        <lastmod>2020-12-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/want-a-competitive-home-loan-you-might-have-to-fix-in-this-environment</loc>
        <lastmod>2020-12-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-back-universal-basic-income-after-relying-on-income-support-during-covid</loc>
        <lastmod>2020-12-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/property/australian-house-prices-over-the-last-50-years-a-retrospective</loc>
        <lastmod>2020-12-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/unsatisfied-it-could-be-because-covid-has-cost-you-17000</loc>
        <lastmod>2020-12-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/victorians-to-receive-200-travel-vouchers-to-kickstart-covid-recovery</loc>
        <lastmod>2020-12-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/let-s-talk-about-the-jobseeker-cuts-do-they-make-sense</loc>
        <lastmod>2020-12-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-snag-a-christmas-bargain-over-black-friday-weekend</loc>
        <lastmod>2020-12-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/cashless-debit-card</loc>
        <lastmod>2020-12-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/how-to-receive-500-for-improving-your-financial-wellbeing</loc>
        <lastmod>2020-12-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/86-400-launches-new-30-second-shared-bank-accounts</loc>
        <lastmod>2020-12-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/54-of-australians-don-t-know-their-home-loan-interest-rate</loc>
        <lastmod>2020-12-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/consumer-confidence-hits-ten-year-high</loc>
        <lastmod>2020-12-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/credit-cards-show-signs-of-life-after-busy-black-friday-period</loc>
        <lastmod>2020-12-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/boq-reports-an-80-fall-in-mortgage-deferrals</loc>
        <lastmod>2020-12-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/property-price-index-september-2020</loc>
        <lastmod>2020-12-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/commbank-customers-reap-more-than-3-million-in-cash-back-rewards</loc>
        <lastmod>2020-12-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bad-online-shopping-costs-over-400-a-year</loc>
        <lastmod>2020-12-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/revolut-junior-the-money-management-app-for-families-and-kids</loc>
        <lastmod>2020-12-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/casual-workers-to-be-offered-permanent-job-after-12-months</loc>
        <lastmod>2020-12-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rents-to-skyrocket-in-2021-due-to-massive-undersupply-of-housing</loc>
        <lastmod>2020-12-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/the-17-000-you-could-save-by-one-phone-call</loc>
        <lastmod>2020-12-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/slater-gordon-launches-class-action-against-junk-anz-insurance</loc>
        <lastmod>2020-12-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/cautious-aussies-result-in-underwhelming-black-friday-sales</loc>
        <lastmod>2020-12-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ing-86-400-rams-and-others-chop-and-change-savings-accounts</loc>
        <lastmod>2020-12-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/customer-owned-banks-slash-home-loan-rates</loc>
        <lastmod>2020-12-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/car-sales-circuit-breaker-november-posts-rebound</loc>
        <lastmod>2020-12-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/homebuilder-drives-construction-loans-to-record-highs</loc>
        <lastmod>2020-12-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/budgeting-finance-tips/spriggy-the-pocket-money-app-for-kids-and-parents</loc>
        <lastmod>2020-12-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/jobkeeper-extension-would-see-house-prices-spike-higher-in-2021</loc>
        <lastmod>2020-12-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ing-changes-conditions-to-receive-interest-on-savings-maximiser-account</loc>
        <lastmod>2020-12-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/renters-spoilt-for-choice-in-sydney-and-melbourne-as-vacancy-rates-rise</loc>
        <lastmod>2020-12-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-stash-nearly-19-of-their-income-in-september</loc>
        <lastmod>2020-12-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/gdp-september-2020</loc>
        <lastmod>2020-12-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-says-no-christmas-cash-rate-cut</loc>
        <lastmod>2020-12-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/jobseeker-recipients-spending-up-to-69-of-their-income-on-rent</loc>
        <lastmod>2020-12-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/borrowers-with-smaller-deposits-more-likely-to-extend-their-home-loan-deferral</loc>
        <lastmod>2020-12-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/will-the-rba-change-the-cash-rate-in-december</loc>
        <lastmod>2020-12-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/house-prices-rise-in-november-will-surpass-pre-covid-levels-in-early-2021</loc>
        <lastmod>2020-12-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/topping-up-super-not-a-priority-for-tax-cut-recipients</loc>
        <lastmod>2020-11-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/sydney-and-melbourne-house-prices-to-rise-8-12-in-2021</loc>
        <lastmod>2020-11-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/full-details-of-homebuilder-2-0-extended-but-reduced</loc>
        <lastmod>2020-11-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/an-environmentally-friendly-home-loan-under-2</loc>
        <lastmod>2020-11-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/buying-a-home-near-a-school-could-increase-your-price-by-up-to-35</loc>
        <lastmod>2020-11-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/half-a-million-households-spared-by-jobkeeper-jobseeker-coronavirus-supplement</loc>
        <lastmod>2020-11-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nearly-half-of-australians-don-t-know-what-la-nina-means</loc>
        <lastmod>2020-11-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/the-most-affordable-and-liveable-suburbs-in-australia-revealed</loc>
        <lastmod>2020-11-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/zip-offering-3-cashback-on-christmas-purchases-heritage-0-credit-card</loc>
        <lastmod>2020-11-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/black-friday-sales-set-to-surge-as-aussies-support-struggling-local-businesses</loc>
        <lastmod>2020-11-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/construction-work-done-september-2020</loc>
        <lastmod>2020-11-25</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/customer-owned-banks-continue-growth-in-tough-year-for-banking</loc>
        <lastmod>2020-11-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-warns-against-ending-stimulus-measures-early</loc>
        <lastmod>2020-11-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/125-organisations-pen-letter-opposing-plan-to-axe-responsible-lending-laws</loc>
        <lastmod>2020-11-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/lean-christmas-ahead-as-aussies-battle-to-pay-bills</loc>
        <lastmod>2020-11-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/budgeting-finance-tips/how-regular-reminders-could-save-you-thousands-on-your-household-bills</loc>
        <lastmod>2020-11-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/unemployment-numbers-would-have-doubled-without-jobkeeper</loc>
        <lastmod>2020-11-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/fed-up-first-home-buyers-swap-housemates-for-home-ownership</loc>
        <lastmod>2020-11-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/tasmania-retains-crown-for-top-performing-regional-housing-market</loc>
        <lastmod>2020-11-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/poor-credit-behaviours-still-prevalant-among-many-even-after-a-covid-credit-cleanse</loc>
        <lastmod>2020-11-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/hike-in-superannuation-guarantee-will-shrink-wages-growth</loc>
        <lastmod>2020-11-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/heritage-suncorp-and-adelaide-bank-slash-home-loan-rates</loc>
        <lastmod>2020-11-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/car-sharing-platform-adds-2-000-customers-each-month-during-covid</loc>
        <lastmod>2020-11-19</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/strong-increase-in-jobs-and-hours-worked-despite-slight-rise-in-unemployment</loc>
        <lastmod>2020-11-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/no-home-loan-under-2-yet-anz-cuts-savings-account-to-0-5</loc>
        <lastmod>2020-11-19</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/would-you-pay-with-a-microchip-in-your-hand-17-say-yes</loc>
        <lastmod>2020-11-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/real-wages-declined-1-5-in-september-quarter</loc>
        <lastmod>2020-11-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/25-of-first-home-buyers-could-buy-home-3-years-sooner-if-stamp-duty-was-scrapped</loc>
        <lastmod>2020-11-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/new-jobseeker-cuts-to-drop-nearly-200-000-below-the-poverty-line</loc>
        <lastmod>2020-11-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/deferred-home-numbers-fall-by-70-now-below-300k</loc>
        <lastmod>2020-11-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/credit-demand-down-for-everything-but-home-loans-in-2020</loc>
        <lastmod>2020-11-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/afterpay-defers-upfront-payments-for-responsible-users</loc>
        <lastmod>2020-11-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nsw-proposes-axing-stamp-duty-in-favour-of-land-tax</loc>
        <lastmod>2020-11-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/entertainment-spending-is-increasing-as-we-re-emerge-from-the-pandemic</loc>
        <lastmod>2020-11-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/self-soothing-gamblers-cause-huge-spike-in-pandemic-lottery-use</loc>
        <lastmod>2020-11-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/every-adult-in-nsw-to-get-100-to-spend-in-vouchers</loc>
        <lastmod>2020-11-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/xinja-to-limit-its-maximum-interest-rate-to-50000</loc>
        <lastmod>2020-11-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/concerned-about-climate-change-switch-your-super</loc>
        <lastmod>2020-11-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-house-prices-to-rise-9-in-2021</loc>
        <lastmod>2020-11-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/one-in-five-consumers-missing-afterpay-zip-and-other-bnpl-payments</loc>
        <lastmod>2020-11-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/uptick-in-renovation-interest-yet-tradies-win-rate-still-low</loc>
        <lastmod>2020-11-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/which-lenders-cut-home-loan-rates-this-week</loc>
        <lastmod>2020-11-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/me-and-macquarie-slash-savings-account-rates</loc>
        <lastmod>2020-11-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/working-from-home-you-may-start-getting-taxed-more</loc>
        <lastmod>2020-11-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/essential-spending-has-outpaced-inflation-this-decade</loc>
        <lastmod>2020-11-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-confident-in-property-market-after-rba-rate-cut</loc>
        <lastmod>2020-11-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/covid-pushes-renter-landlord-relations-to-the-brink</loc>
        <lastmod>2020-11-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/financial-stress-causing-31-billion-in-lost-productivity</loc>
        <lastmod>2020-11-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/the-australian-suburbs-where-it-s-cheaper-to-buy-than-rent</loc>
        <lastmod>2020-11-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/monthly-consumer-confidence-hits-7-year-high-as-victoria-reopens</loc>
        <lastmod>2020-11-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ubank-cuts-its-savings-rate-is-it-time-to-abandon-savings-accounts</loc>
        <lastmod>2020-11-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/card-spending-surges-as-melbourne-emerges-from-covid-lockdowns</loc>
        <lastmod>2020-11-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ing-cuts-savings-account-rate-in-wake-of-rba-rate-cut</loc>
        <lastmod>2020-11-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/jobseeker-will-be-extended-but-is-it-enough</loc>
        <lastmod>2020-11-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/will-fixed-rates-become-more-popular-than-variable-and-push-borrowers-back-to-the-big-four</loc>
        <lastmod>2020-11-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/big-four-banks-improve-image-through-pandemic-still-lag-behind-challengers</loc>
        <lastmod>2020-11-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/75-of-aussies-support-superannuation-rate-rise</loc>
        <lastmod>2020-11-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/are-credit-cards-recovering-in-time-for-a-christmas-splurge</loc>
        <lastmod>2020-11-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/buy-now-pay-later/you-can-now-buy-now-pay-later-your-rental-bond</loc>
        <lastmod>2020-11-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/commsec-australian-houses-are-the-world-s-biggest</loc>
        <lastmod>2020-11-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/covid-19-sparks-mass-exodus-from-city-to-regional-property</loc>
        <lastmod>2020-11-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-unemployment-rate-to-peak-below-8-gdp-to-increase-by-5-in-2021</loc>
        <lastmod>2020-11-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mortgage-insurer-braces-for-tough-times-ahead</loc>
        <lastmod>2020-11-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/which-lenders-introduced-sub-2-home-loans-post-rba-cut</loc>
        <lastmod>2020-11-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/big-banks-lay-an-egg-with-latest-cuts</loc>
        <lastmod>2020-11-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nearly-half-of-nab-s-deposits-earning-near-0-interest</loc>
        <lastmod>2020-11-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/range-anxiety-lack-of-incentives-stifle-fully-electric-vehicle-uptake</loc>
        <lastmod>2020-11-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/car-sales-down-again-but-some-signs-of-positivity</loc>
        <lastmod>2020-11-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/consumer-anxiety-falls-highest-in-victoria-and-new-south-wales</loc>
        <lastmod>2020-11-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-mortgage-deferrals-plummet-too</loc>
        <lastmod>2020-11-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/current-interest-rates-australia/what-is-the-rba-s-term-funding-facility</loc>
        <lastmod>2020-11-05</lastmod>
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        <loc>https://www.savings.com.au/news/insolvencies-in-construction-mining-and-retail-spike-38</loc>
        <lastmod>2020-11-04</lastmod>
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        <loc>https://www.savings.com.au/news/pensioners-reminded-to-use-commonwealth-seniors-health-card</loc>
        <lastmod>2020-11-04</lastmod>
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        <loc>https://www.savings.com.au/news/deposits-are-up-during-the-pandemic-are-there-any-good-interest-rates</loc>
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        <loc>https://www.savings.com.au/news/westpac-house-prices-to-rebound-by-15-in-coming-years</loc>
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        <lastmod>2020-09-15</lastmod>
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        <loc>https://www.savings.com.au/news/property-price-index-june-2020</loc>
        <lastmod>2020-09-15</lastmod>
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        <lastmod>2020-09-15</lastmod>
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        <lastmod>2020-09-11</lastmod>
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        <lastmod>2020-09-11</lastmod>
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        <loc>https://www.savings.com.au/news/spending-key-to-recovery-as-consumer-confidence-soars-18</loc>
        <lastmod>2020-09-10</lastmod>
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        <lastmod>2020-09-01</lastmod>
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        <lastmod>2020-08-26</lastmod>
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        <lastmod>2020-08-26</lastmod>
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        <lastmod>2020-08-25</lastmod>
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        <lastmod>2020-08-25</lastmod>
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        <lastmod>2020-08-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bank-s-income-from-fees-drops-by-7</loc>
        <lastmod>2020-06-18</lastmod>
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        <loc>https://www.savings.com.au/news/almost-1-million-australians-unemployed-as-unemployment-rate-hits-7-1</loc>
        <lastmod>2020-06-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/banks-call-for-permanent-electronic-mortgage-applications</loc>
        <lastmod>2020-06-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-cuts-home-loan-rates-as-it-reaches</loc>
        <lastmod>2020-06-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/covid-19-causes-more-aussies-to-save-on-energy-home-improvements-and-food-wastage</loc>
        <lastmod>2020-06-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussies-splurging-on-home-renovations-before-homebuilder-grant</loc>
        <lastmod>2020-06-17</lastmod>
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        <loc>https://www.savings.com.au/news/lift-your-game-accc-s-warning-to-international-money-transfer-services</loc>
        <lastmod>2020-06-17</lastmod>
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        <loc>https://www.savings.com.au/news/how-will-the-property-market-cope-when-jobkeeper-home-loan-repayment-deferrals-and-eviction-moratoriums-end</loc>
        <lastmod>2020-06-16</lastmod>
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        <loc>https://www.savings.com.au/news/sydney-rental-vacancy-rate</loc>
        <lastmod>2020-06-16</lastmod>
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        <loc>https://www.savings.com.au/news/anz-allows-interest-only-loan-switch-or-extension-to-customers-affected-by-covid-19</loc>
        <lastmod>2020-06-16</lastmod>
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        <loc>https://www.savings.com.au/news/workers-ditch-the-side-hustle-as-jobkeeper-takes-effect</loc>
        <lastmod>2020-06-16</lastmod>
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        <loc>https://www.savings.com.au/news/residential-property-prices-up-1-6-in-march-quarter</loc>
        <lastmod>2020-06-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/home-buyers-take-advantage-of-low-rate-fixed-loans</loc>
        <lastmod>2020-06-16</lastmod>
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        <loc>https://www.savings.com.au/news/what-to-know-about-your-2020-tax-returns-when-working-from-home</loc>
        <lastmod>2020-06-15</lastmod>
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        <loc>https://www.savings.com.au/news/amex-offers-50-creditback-for-cardholders</loc>
        <lastmod>2020-06-15</lastmod>
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        <loc>https://www.savings.com.au/news/wages-growth-turns-negative-for-first-time-in-20-years</loc>
        <lastmod>2020-06-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/covid-19-lockdown-sees-gambling-spending-spike-60</loc>
        <lastmod>2020-06-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/anz-chops-savings-account-term-deposit-interest-rates</loc>
        <lastmod>2020-06-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ato-reveals-its-tips-to-make-your-tax-return-easy-this-year</loc>
        <lastmod>2020-06-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/which-regions-have-the-most-homes-eligible-for-homebuilder</loc>
        <lastmod>2020-06-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/oecd-calls-for-jobkeeper-extension-as-it-warns-australian-economy-could-fall-6-in-covid-second-wave</loc>
        <lastmod>2020-06-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/treasury-reveals-the-postcodes-receiving-the-highest-number-of-jobkeeper-payments</loc>
        <lastmod>2020-06-11</lastmod>
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        <loc>https://www.savings.com.au/news/a-quarter-of-sydney-and-melbourne-properties-rented-at-a-discount-in-may</loc>
        <lastmod>2020-06-11</lastmod>
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        <loc>https://www.savings.com.au/news/the-first-bnpl-loyalty-scheme</loc>
        <lastmod>2020-06-10</lastmod>
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        <loc>https://www.savings.com.au/news/car-loan-commitments-crash-in-march-first-home-buyers-exit-market</loc>
        <lastmod>2020-06-10</lastmod>
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        <loc>https://www.savings.com.au/news/two-in-three-women-will-not-return-to-pre-virus-spending-report-finds</loc>
        <lastmod>2020-06-10</lastmod>
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        <loc>https://www.savings.com.au/news/consumer-confidence-back-to-pre-covid-levels</loc>
        <lastmod>2020-06-10</lastmod>
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        <loc>https://www.savings.com.au/car-loans/how-much-extra-do-you-pay-for-a-hybrid-vehicle</loc>
        <lastmod>2020-06-10</lastmod>
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        <loc>https://www.savings.com.au/news/high-lvr-home-loan-values-soar-50-in-a-year</loc>
        <lastmod>2020-06-09</lastmod>
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        <loc>https://www.savings.com.au/news/aussie-shoppers-abandoning-cash-in-droves</loc>
        <lastmod>2020-06-09</lastmod>
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        <loc>https://www.savings.com.au/news/government-extends-instant-asset-write-off-for-six-months-to-support-businesses</loc>
        <lastmod>2020-06-09</lastmod>
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        <loc>https://www.savings.com.au/news/zip-and-86-400-announce-partnership</loc>
        <lastmod>2020-06-09</lastmod>
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        <loc>https://www.savings.com.au/news/stamp-duty-under-microscope-as-property-group-calls-for-the-axe</loc>
        <lastmod>2020-06-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/which-states-are-offering-their-own-homebuilder-grants</loc>
        <lastmod>2020-06-08</lastmod>
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        <loc>https://www.savings.com.au/news/cba-moves-to-stop-financial-abuse-via-digital-banking</loc>
        <lastmod>2020-06-05</lastmod>
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        <loc>https://www.savings.com.au/budgeting-finance-tips/what-s-the-going-tooth-fairy-rate</loc>
        <lastmod>2020-06-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-slashes-home-loan-rates-hsbc-edges-closer-to-1</loc>
        <lastmod>2020-06-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/homebuilder-winners-and-losers</loc>
        <lastmod>2020-06-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/outraged-how-homebuilder-has-failed-this-rural-aussie-couple</loc>
        <lastmod>2020-06-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/homebuilder-good-bad-both-how-the-experts-reacted</loc>
        <lastmod>2020-06-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/100-000-households-could-default-on-their-home-loan-when-jobkeeper-ends</loc>
        <lastmod>2020-06-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/citi-and-86-400-come-to-the-pay-id-party</loc>
        <lastmod>2020-06-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/homebuyers-grant-full-details-of-25k-homebuilder-scheme</loc>
        <lastmod>2020-06-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australia-is-in-a-recession-today-says-josh-frydenberg</loc>
        <lastmod>2020-06-03</lastmod>
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        <loc>https://www.savings.com.au/news/homebuyers-could-be-offered-grant-of-25000-to-build-or-renovate</loc>
        <lastmod>2020-06-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/new-car-sales-down-35-but-electric-vehicles-up-22</loc>
        <lastmod>2020-06-03</lastmod>
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        <loc>https://www.savings.com.au/news/covid-19-and-bushfires-shrinks-australian-economy-recession-all-but-confirmed</loc>
        <lastmod>2020-06-03</lastmod>
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        <loc>https://www.savings.com.au/news/me-to-front-economics-committee</loc>
        <lastmod>2020-06-03</lastmod>
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        <loc>https://www.savings.com.au/news/rba-holds-cash-rate-at-0-25-for-june</loc>
        <lastmod>2020-06-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/7-in-10-australians-think-we-ll-be-in-a-recession-in-next-12-months</loc>
        <lastmod>2020-06-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/up-bank-data-peak-isolation-spending-habits</loc>
        <lastmod>2020-06-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/coles-launches-new-flypay-payments-platform</loc>
        <lastmod>2020-06-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/will-the-rba-change-the-cash-rate-today-for-june</loc>
        <lastmod>2020-06-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/early-superannuation-withdrawals-spent-on-gambling-alcohol-and-clothes</loc>
        <lastmod>2020-06-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/retirees-concerned-about-financial-security-amid-covid-19</loc>
        <lastmod>2020-06-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/commbank-allows-interest-only-home-loan-switches-without-credit-check</loc>
        <lastmod>2020-06-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/queensland-country-bank-launches-sub-3-car-loan</loc>
        <lastmod>2020-06-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/sydney-melbourne-lead-house-price-falls-in-may</loc>
        <lastmod>2020-06-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/government-set-to-unveil-residential-construction-package</loc>
        <lastmod>2020-05-31</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/how-will-employees-and-businesses-survive-when-jobkeeper-ends</loc>
        <lastmod>2020-05-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/macquarie-makes-further-home-loan-interest-rate-cuts</loc>
        <lastmod>2020-05-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/electric-vehicle-registrations-almost-double-in-2020</loc>
        <lastmod>2020-05-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australian-investors-dumping-property-in-favour-of-stocks</loc>
        <lastmod>2020-05-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rams-shears-45-basis-points-off-high-interest-account</loc>
        <lastmod>2020-05-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-economic-downturn-not-as-severe-as-previously-thought</loc>
        <lastmod>2020-05-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ahuri-research-aims-to-improve-housing-after-covid19-pandemic</loc>
        <lastmod>2020-05-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/property-investors-confident-despite-wider-downturn-concern</loc>
        <lastmod>2020-05-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australia-s-8-capital-city-property-markets-ranked</loc>
        <lastmod>2020-05-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/majority-of-australians-against-lowering-jobseeker</loc>
        <lastmod>2020-05-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/abs-construction-statistics-march-2020</loc>
        <lastmod>2020-05-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/first-home-loan-deposit-scheme-reaches-capacity</loc>
        <lastmod>2020-05-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/jobmaker-scott-morrison-outlines-plan-for-economic-recovery</loc>
        <lastmod>2020-05-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussies-drastically-change-their-property-price-expectations</loc>
        <lastmod>2020-05-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/buy-now-pay-later/limepay-new-buy-now-pay-later-scheme-here-to-disrupt-afterpay-and-zip</loc>
        <lastmod>2020-05-26</lastmod>
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        <loc>https://www.savings.com.au/news/now-that-it-s-a-renters-market-should-you-take-advantage-and-find-a-new-rental</loc>
        <lastmod>2020-05-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/covid-19-slashes-superannuation-returns-to-worst-ever-recorded-result</loc>
        <lastmod>2020-05-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-tosses-life-ring-to-struggling-mortgage-holders</loc>
        <lastmod>2020-05-25</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/as-covid-19-hits-super-funds-aussies-aren-t-sure-how-their-super-is-affected</loc>
        <lastmod>2020-05-25</lastmod>
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        <loc>https://www.savings.com.au/news/builders-call-on-government-to-introduce-40k-uncapped-new-home-building-grant</loc>
        <lastmod>2020-05-25</lastmod>
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        <loc>https://www.savings.com.au/news/commbank-menulog-offer-food-delivery-cashback</loc>
        <lastmod>2020-05-25</lastmod>
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        <loc>https://www.savings.com.au/news/nab-cuts-interest-rates-for-investor-in-arrears-home-loans</loc>
        <lastmod>2020-05-22</lastmod>
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        <loc>https://www.savings.com.au/news/sydney-house-prices-could-fall-15-in-2021-melbourne-17</loc>
        <lastmod>2020-05-22</lastmod>
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        <lastmod>2020-05-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-governor-calls-on-banks-to-help-post-covid-19-recovery</loc>
        <lastmod>2020-05-21</lastmod>
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        <loc>https://www.savings.com.au/news/suncorp-up-to-4-000-cashback-when-health-and-education-workers-refinance</loc>
        <lastmod>2020-05-21</lastmod>
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        <loc>https://www.savings.com.au/news/financial-planners-offering-free-guides-during-covid-19</loc>
        <lastmod>2020-05-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/boq-and-virgin-money-cut-home-loan-rates-to-record-lows</loc>
        <lastmod>2020-05-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/retail-sales-plummet-as-retailers-struggle</loc>
        <lastmod>2020-05-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/government-called-on-to-introduce-50k-grant-to-buyers-of-newly-built-homes</loc>
        <lastmod>2020-05-20</lastmod>
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        <loc>https://www.savings.com.au/news/health-insurance-profit-margins-decline-benefits-payout-increases</loc>
        <lastmod>2020-05-20</lastmod>
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        <loc>https://www.savings.com.au/news/over-3-million-workers-to-seek-career-change-post-covid-19</loc>
        <lastmod>2020-05-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/should-you-withdraw-from-your-super-during-covid-19-to-buy-a-home</loc>
        <lastmod>2020-05-19</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/covid-19-lockdown-job-losses-heaviest-in-victoria-and-new-south-wales</loc>
        <lastmod>2020-05-19</lastmod>
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        <loc>https://www.savings.com.au/news/lockdown-lotto-spending-doubles</loc>
        <lastmod>2020-05-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/wealth-effect-in-full-swing-even-as-new-car-sales-decline</loc>
        <lastmod>2020-05-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/choice-calls-to-end-indefensible-high-credit-card-rates</loc>
        <lastmod>2020-05-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/should-i-buy-or-sell-a-house-during-the-covid-19-pandemic</loc>
        <lastmod>2020-05-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-are-withdrawing-an-average-of-7-546-in-super</loc>
        <lastmod>2020-05-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/the-australian-property-market-decade-in-review</loc>
        <lastmod>2020-05-18</lastmod>
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        <loc>https://www.savings.com.au/news/virgin-restarts-domestic-flight-redemptions-for-velocity-members</loc>
        <lastmod>2020-05-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/uncertain-sellers-heavily-discount-property-prices-in-capital-cities</loc>
        <lastmod>2020-05-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/macquarie-bank-makes-sweeping-home-loan-rate-cuts</loc>
        <lastmod>2020-05-15</lastmod>
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        <loc>https://www.savings.com.au/news/six-times-as-many-people-applied-for-call-centre-jobs-compared-to-a-year-ago</loc>
        <lastmod>2020-05-15</lastmod>
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        <loc>https://www.savings.com.au/news/who-is-accessing-their-super-early</loc>
        <lastmod>2020-05-14</lastmod>
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        <loc>https://www.savings.com.au/news/three-quarters-of-aussies-financially-stressed-due-to-covid-19</loc>
        <lastmod>2020-05-14</lastmod>
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        <loc>https://www.savings.com.au/news/unemployment-shock-as-rate-rises-to-just-6-2-in-april</loc>
        <lastmod>2020-05-14</lastmod>
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        <loc>https://www.savings.com.au/news/coronavirus-to-cause-apartment-construction-to-plummet</loc>
        <lastmod>2020-05-13</lastmod>
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        <loc>https://www.savings.com.au/news/consumer-confidence-bounces-back-in-may</loc>
        <lastmod>2020-05-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/commbank-coronavirus-fallout-will-see-house-prices-drop-30</loc>
        <lastmod>2020-05-13</lastmod>
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        <loc>https://www.savings.com.au/news/wages-rise-steady-in-march-quarter</loc>
        <lastmod>2020-05-13</lastmod>
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        <loc>https://www.savings.com.au/news/are-rent-reductions-covered-by-landlord-insurance</loc>
        <lastmod>2020-05-12</lastmod>
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        <loc>https://www.savings.com.au/news/sydney-melbourne-and-brisbane-see-massive-spike-in-rental-vacancies</loc>
        <lastmod>2020-05-12</lastmod>
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        <lastmod>2020-05-12</lastmod>
    </url>
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        <loc>https://www.savings.com.au/news/coronavirus-punches-143b-black-hole-in-economy-deloitte</loc>
        <lastmod>2020-05-11</lastmod>
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        <loc>https://www.savings.com.au/news/commbank-partners-with-fintech-slyp-for-digital-receipts</loc>
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        <loc>https://www.savings.com.au/news/are-jobkeeper-jobseeker-getting-the-axe-earlier-than-expected</loc>
        <lastmod>2020-05-11</lastmod>
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        <loc>https://www.savings.com.au/news/majority-of-australians-to-cut-back-on-luxury-spend-in-the-coming-months</loc>
        <lastmod>2020-05-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ubank-overhauls-digital-bank-accounts</loc>
        <lastmod>2020-05-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/royal-commission-banking-overhaul</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/interest-only-home-loan-rate-cuts-86-400-amp-covid-19</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/house-prices-to-drop-up-to-15-in-sydney-melbourne-banks-say</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/does-the-me-bank-redraw-debacle-show-offset-accounts-are-the-way-to-go</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/banks-defer-100-000-loans-in-last-week-alone</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/experts-warn-insolvencies-could-spike-in-coming-months</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/greater-bank-rated-most-trustworthy-bank</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/asic-warns-of-adverts-likening-riskier-investment-products-to-term-deposits</loc>
        <lastmod>2020-05-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/more-punters-flocking-to-day-trading-covid-19</loc>
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        <loc>https://www.savings.com.au/news/neobank-xinja-drops-stash-savings-account-rate-to-1-8</loc>
        <lastmod>2020-05-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/coronavirus-house-price-falls-unlikely-to-increase-home-ownership-ahuri</loc>
        <lastmod>2020-05-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/covid-19-forces-1-5-billion-in-gambling-savings</loc>
        <lastmod>2020-05-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/should-you-buy-an-investment-property-in-2020</loc>
        <lastmod>2020-05-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/record-growth-for-retail-sales-figures-in-march</loc>
        <lastmod>2020-05-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/lending-indicators-march-2020</loc>
        <lastmod>2020-05-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-holds-cash-rate-at-0-25-for-may</loc>
        <lastmod>2020-05-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nearly-a-million-jobs-lost-wages-down-by-8-month</loc>
        <lastmod>2020-05-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/new-car-sales-halve-in-largest-ever-monthly-decline</loc>
        <lastmod>2020-05-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/customer-spendng-may-be-past-its-lowest-point-commbank-says</loc>
        <lastmod>2020-05-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/is-the-rba-going-to-change-rates-today</loc>
        <lastmod>2020-05-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/me-bank-hikes-home-loans-30-basis-points</loc>
        <lastmod>2020-05-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/april-job-ads-halve-in-record-breaking-plunge</loc>
        <lastmod>2020-05-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/coronavirus-sees-7-billion-worth-of-home-loans-deferred</loc>
        <lastmod>2020-05-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/will-fintechs-survive-the-coronavirus-era</loc>
        <lastmod>2020-05-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/commbank-controversially-starts-reducing-home-loan-repayments-to-minimum</loc>
        <lastmod>2020-05-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/housing-activity-plunges-as-nervous-buyers-and-sellers-desert-the-market</loc>
        <lastmod>2020-05-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/what-happened-to-term-deposit-rates-in-april</loc>
        <lastmod>2020-05-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/coronavirus-sees-personal-credit-hit-12-year-low-business-credit-spikes</loc>
        <lastmod>2020-04-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/contactless-payments-surge-44-during-covid19</loc>
        <lastmod>2020-04-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/how-to-stop-your-qantas-points-from-expiring-during-covid-19</loc>
        <lastmod>2020-04-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/used-car-sales-skyrocket-despite-new-car-sales-slump</loc>
        <lastmod>2020-04-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/1-000-first-home-buyers-access-first-home-loan-deposit-scheme-with-commbank</loc>
        <lastmod>2020-04-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/inflation-rise-0-3-largest-annual-increase-since-2014</loc>
        <lastmod>2020-04-29</lastmod>
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        <loc>https://www.savings.com.au/news/international-students-in-victoria-to-receive</loc>
        <lastmod>2020-04-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/banks-to-hand-out-half-million-debit-cards-passbook-holders</loc>
        <lastmod>2020-04-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/fill-up-now-before-travel-restrictions-are-eased-experts-say</loc>
        <lastmod>2020-04-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-finally-switches-on-apple-pay</loc>
        <lastmod>2020-04-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-coronavirus-impact-could-see-house-prices-drop-30</loc>
        <lastmod>2020-04-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/airfares-could-drop-by-35-in-a-post-coronavirus-2021</loc>
        <lastmod>2020-04-27</lastmod>
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    <url>
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        <lastmod>2020-04-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-rba-cash-rate-to-remain-unchanged-until-2023</loc>
        <lastmod>2020-04-24</lastmod>
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        <lastmod>2020-04-24</lastmod>
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    <url>
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        <lastmod>2020-04-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bankwest-bankfirst-and-mutual-banks-cut-fixed-home-loan-rates</loc>
        <lastmod>2020-04-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/women-struggling-with-financial-anxiety-due-to-coronavirus-says-nab</loc>
        <lastmod>2020-04-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/sellers-drop-asking-prices</loc>
        <lastmod>2020-04-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/suncorp-offers-20-off-home-car-insurance-premiums</loc>
        <lastmod>2020-04-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-cuts-savings-account-rate-to-1-00</loc>
        <lastmod>2020-04-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/retail-spending-skyrockets-due-to-coronavirus-panic-buying</loc>
        <lastmod>2020-04-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/qbe-offering-50-to-car-insurance-customers-during-covid-19</loc>
        <lastmod>2020-04-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/home-buying-intentions-still-near-record-highs-despite-pandemic-says-cba</loc>
        <lastmod>2020-04-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/stop-the-petrol-profiteering-accc</loc>
        <lastmod>2020-04-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-wage-growth-unemployment-and-gdp-to-shrink-to-1930s-levels</loc>
        <lastmod>2020-04-21</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/jobs-decrease-by-6-young-people-most-affected-by-coronavirus-fallout</loc>
        <lastmod>2020-04-21</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/virgin-goes-into-administration-what-happens-to-travel-credit</loc>
        <lastmod>2020-04-21</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/negative-oil-futures-how-low-will-petrol-prices-go</loc>
        <lastmod>2020-04-21</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/what-happens-to-your-virgin-velocity-points-if-virgin-goes-bust</loc>
        <lastmod>2020-04-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/one-third-of-australians-see-incomes-fall-due-to-coronavirus</loc>
        <lastmod>2020-04-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/grattan-institute-estimates-up-to-3-4-million-australians-could-be-out-of-work-in-coming-weeks</loc>
        <lastmod>2020-04-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/people-s-choice-stands-alone-in-cutting-mortgage-rates-this-week</loc>
        <lastmod>2020-04-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/how-a-real-australian-couple-is-saving-during-covid-19</loc>
        <lastmod>2020-04-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australias-unemployment-rate-edges-up-in-march</loc>
        <lastmod>2020-04-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/coronavirus-what-landlords-can-do</loc>
        <lastmod>2020-04-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/how-businesses-can-receive-the-jobkeeper-stimulus-payments</loc>
        <lastmod>2020-04-15</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/imf-predicts-australia-s-economy-will-fall-by</loc>
        <lastmod>2020-04-15</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/why-is-the-underemployment-rate-important-in-the-coronavirus-era</loc>
        <lastmod>2020-04-15</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/anz-nab-join-savings-account-rate-cut-conga-line</loc>
        <lastmod>2020-04-14</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/treasury-tips-unemployment-to-hit-10-recession-all-but-confirmed</loc>
        <lastmod>2020-04-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/cba-benefit-finder-sees-spike-in-demand-during-crisis</loc>
        <lastmod>2020-04-14</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/which-states-are-offering-rent-assistance</loc>
        <lastmod>2020-04-14</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/86-400-to-cut-interest-rates-ing-to-make</loc>
        <lastmod>2020-04-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-australia-is-well-equipped-to-deal-with-economic-fallout-from-coronavirus</loc>
        <lastmod>2020-04-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/coronavirus-could-see-rent-drop-by-10</loc>
        <lastmod>2020-04-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/challenger-banks-and-lenders-edge-closer-to-1-home-loans</loc>
        <lastmod>2020-04-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/record-number-of-digital-wallet-transactions-made-in-march-2020</loc>
        <lastmod>2020-04-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/coronavirus-jobkeeper-package-passes-parliament</loc>
        <lastmod>2020-04-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/lending-indicators-february-2020</loc>
        <lastmod>2020-04-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/amp-cuts-introductory-interest-rate-barely-a-week-after</loc>
        <lastmod>2020-04-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/sydney-and-melbourne-property-prices-could-fall-by-up-to-30-due-to-coronavirus</loc>
        <lastmod>2020-04-08</lastmod>
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        <loc>https://www.savings.com.au/news/rba-holds-cash-rate-at-0-25</loc>
        <lastmod>2020-04-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/working-from-home</loc>
        <lastmod>2020-04-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/morrison-government-announces-new-rules-on-commercial-tenancies-in-coronavirus-period</loc>
        <lastmod>2020-04-07</lastmod>
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        <loc>https://www.savings.com.au/news/360-000-australians-apply-with-ato-for-early-super-release-amid-warnings-of-scammers</loc>
        <lastmod>2020-04-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussies-spending-more-on-diy-during-isolation</loc>
        <lastmod>2020-04-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/is-the-rba-going-to-cut-again-today</loc>
        <lastmod>2020-04-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/up-bank-the-latest-to-cut-savings-account-rates</loc>
        <lastmod>2020-04-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/22-banks-say-mortgage-holidays-won-t-affect-credit-scores</loc>
        <lastmod>2020-04-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/tap-and-go-payment-limits-increase-to-200-contain-virus-spread</loc>
        <lastmod>2020-04-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/consumer-anxiety-spikes-in-face-of-coronavirus-pandemic</loc>
        <lastmod>2020-04-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/covid-19-contributes-to-massive-slide-in-new-car-sales</loc>
        <lastmod>2020-04-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bendigo-adelaide-citi-and-heritage-banks-slash-home-loan-rates</loc>
        <lastmod>2020-04-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/retail-sales-exceed-expectations-in-february</loc>
        <lastmod>2020-04-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/real-estate-agents-in-hot-water-with-asic-over-super-withdrawal-advice</loc>
        <lastmod>2020-04-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-slashes-credit-card-rate-waives-late-fees-and-reduces-minimum-repayments</loc>
        <lastmod>2020-04-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/morrison-government-announces-free-childcare</loc>
        <lastmod>2020-04-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/practical-ways-to-save-money-during-the-coronavirus-pandemic</loc>
        <lastmod>2020-04-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/used-car-buyers-urged-to-exercise-caution-amid-covid-19-frenzy</loc>
        <lastmod>2020-04-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-slashes-home-loans-down-to-2-range</loc>
        <lastmod>2020-04-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/commbank-offers-interest-refunds-for-home-loan-and-credit-card-customers</loc>
        <lastmod>2020-04-02</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/capital-cities-rental-markets-flooded-holiday-lets-dry-up</loc>
        <lastmod>2020-04-01</lastmod>
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        <loc>https://www.savings.com.au/news/the-list-of-health-funds-freezing-premium-increases-today</loc>
        <lastmod>2020-04-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-rules-out-negative-interest-rates-in-emergency-march-rate-cut-minutes</loc>
        <lastmod>2020-04-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/house-price-data-shows-early-impact-of-coronavirus</loc>
        <lastmod>2020-04-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/how-australia-responded-to-the-jobkeeper-wage-subsidy</loc>
        <lastmod>2020-03-31</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/volt-bank-cuts-savings-account-rate-by-25-basis-points</loc>
        <lastmod>2020-03-31</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/morrison-government-unveils-details-of-wage-subsidy</loc>
        <lastmod>2020-03-30</lastmod>
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        <loc>https://www.savings.com.au/news/auction-clearance-rates-dive</loc>
        <lastmod>2020-03-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/latrobe-predicts-strong-and-sharp-housing-rebound-post-covid-19</loc>
        <lastmod>2020-03-30</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/morrison-government-announces-six-month-moratorium-on-rental-evictions</loc>
        <lastmod>2020-03-30</lastmod>
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        <loc>https://www.savings.com.au/news/what-stimulus-is-the-government-offering-small-businesses</loc>
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        <loc>https://www.savings.com.au/news/up-half-year-growth</loc>
        <lastmod>2020-02-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bushfires-widen-the-gap-household-financial-comfort</loc>
        <lastmod>2020-02-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/60-of-australians-will-use-their-fingerprint-to-pay-for-goods-in-five-years</loc>
        <lastmod>2020-02-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/car-dealership-market-confidence</loc>
        <lastmod>2020-02-14</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/luxury-car-sales-in-australia-rev-up</loc>
        <lastmod>2020-02-14</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/commonwealth-bank-makes-sweeping-home-loan-rate-cuts-by-up-to-50-basis-points</loc>
        <lastmod>2020-02-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/cba-anz-td-rates</loc>
        <lastmod>2020-02-14</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-further-reduces-savings-account-interest-rates</loc>
        <lastmod>2020-02-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/could-a-prepaid-energy-subscription-bring-down-your-electricity-bill</loc>
        <lastmod>2020-02-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/11-of-applicants-for-first-home-loan-deposit-scheme-are-over-40-years-old</loc>
        <lastmod>2020-02-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/downsizers-just-want-a-spare-bedroom-thanks</loc>
        <lastmod>2020-02-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/1-in-6-australians-expect-a-rate-cut-at-odds-with-economists</loc>
        <lastmod>2020-02-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/young-aussies-splitting-the-bill-this-valentine-s-day</loc>
        <lastmod>2020-02-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/car-loans/what-influences-fuel-prices-in-australia</loc>
        <lastmod>2020-02-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/sydney-house-prices-on-fire-tipped-to-soar-by-100000</loc>
        <lastmod>2020-02-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussie-travellers-spent-more-than-1-billion-on-their-debit-cards-overseas-in-december</loc>
        <lastmod>2020-02-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/credit-card-debt-plummets-10-percent</loc>
        <lastmod>2020-02-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/more-aussies-turning-to-electric-and-hybrid-vehicles</loc>
        <lastmod>2020-02-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/housing-market-rebounded-strongly-in-december</loc>
        <lastmod>2020-02-11</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/borrowers-with-older-mortgages-could-be-paying-an-extra-1-000-in-interest-rba-says</loc>
        <lastmod>2020-02-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/term-deposits/term-deposit-bonus-interest-rates</loc>
        <lastmod>2020-02-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussie-bank-accounts-feeling-the-love-this-valentine-s-day</loc>
        <lastmod>2020-02-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/first-home-buyers-still-aren-t-giving-up</loc>
        <lastmod>2020-02-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/greater-bank-bank-of-queensland-cut-rates-on-home-loans</loc>
        <lastmod>2020-02-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/consumer-spending-tumbles-in-december</loc>
        <lastmod>2020-02-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/more-bad-news-for-new-car-sales-figures</loc>
        <lastmod>2020-02-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-governor-addresses-bushfire-coronavirus-fears</loc>
        <lastmod>2020-02-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/cost-of-living-went-up-in-december-2019</loc>
        <lastmod>2020-02-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bankruptcies-fell-more-than-10-per-cent-in-december</loc>
        <lastmod>2020-02-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/february-cash-rate-decision-rba-holds-at-0-75</loc>
        <lastmod>2020-02-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/will-the-rba-cut-rates-today</loc>
        <lastmod>2020-02-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/new-report-reveals-financial-stress-costs-employers-47-billion-year</loc>
        <lastmod>2020-02-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/house-prices-rise-in-january</loc>
        <lastmod>2020-02-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/study-finds-higher-superannuation-equals-lower-wages</loc>
        <lastmod>2020-02-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/86-400-adds-extra-savings-accounts</loc>
        <lastmod>2020-02-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/still-more-to-do-one-year-on-from-banking-royal-commission</loc>
        <lastmod>2020-01-31</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/suncorp-qbank-make-cuts-to-home-loan-rates</loc>
        <lastmod>2020-01-31</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/young-parents-more-anxious-over-cost-of-living-than-their-child-free-friends</loc>
        <lastmod>2020-01-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/property-market-sentiment-improves</loc>
        <lastmod>2020-01-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/neobanking-in-australia-the-neo-way-to-save</loc>
        <lastmod>2020-01-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/what-changes-are-coming-to-income-protection</loc>
        <lastmod>2020-01-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/consumer-price-inflation-rose-0-7-per-cent</loc>
        <lastmod>2020-01-29</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-consumer-anxiety-survey-q4-2019</loc>
        <lastmod>2020-01-28</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/house-prices-wage-growth-unemployment-2020-a-year-of-low-expectations</loc>
        <lastmod>2020-01-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/more-gain-less-pain-as-nearly-90-of-property-resales-rake-in-a-profit</loc>
        <lastmod>2020-01-25</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/when-do-commbank-nab-anz-and-westpac-think-the-next-rba-rate-cut-will-be</loc>
        <lastmod>2020-01-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-westpac-bankwest-cut-rates-on--home-loans</loc>
        <lastmod>2020-01-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/term-deposit-wrap-ing-cba-and-anz-cut-rates</loc>
        <lastmod>2020-01-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/corelogic-calls-for-more-medium-density-housing</loc>
        <lastmod>2020-01-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/punters-deposit-30-million-in-first-week-of-xinja-s-2-25-savings-account</loc>
        <lastmod>2020-01-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/will-the-first-home-loan-deposit-scheme-improve-housing-affordability</loc>
        <lastmod>2020-01-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-cuts-savings-account-rates-and-home-loans</loc>
        <lastmod>2020-01-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-unemployment-falls-no-february-rba-rate-cut</loc>
        <lastmod>2020-01-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nearly-two-thirds-of-australians-in-debt</loc>
        <lastmod>2020-01-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/consumer-confidence-takes-a-hit-after-bushfires-westpac</loc>
        <lastmod>2020-01-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rising-back-to-school-costs</loc>
        <lastmod>2020-01-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/selfwealth-gm-criticises-expensive-share-trading-platforms</loc>
        <lastmod>2020-01-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-warned-they-may-be-unknowingly-investing-in-unethical-industries-like-fossil-fuels-through-their-super-fund</loc>
        <lastmod>2020-01-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/deloitte-open-banking-australia-lags-behind</loc>
        <lastmod>2020-01-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/home-buying-intentions-reach-record-high</loc>
        <lastmod>2020-01-21</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australian-pokie-gambling-falls-while-lottery-participation-remains-steady</loc>
        <lastmod>2020-01-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/one-in-five-aussies-dont-expect-australia-will-be-the-lucky-country-in-ten-years-nab</loc>
        <lastmod>2020-01-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-economy-locked-into-slow-growth-in-2020-deloitte</loc>
        <lastmod>2020-01-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-free-trades</loc>
        <lastmod>2020-01-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bcu--raises-rates-aussie-newcastle-permanent-cut-home-loan-rates</loc>
        <lastmod>2020-01-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/2019-australian-rental-market-review-sydney-plummets-hobart-skyrockets</loc>
        <lastmod>2020-01-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/abs-november-2019-lending</loc>
        <lastmod>2020-01-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-cuts-savings-account-interest-rates</loc>
        <lastmod>2020-01-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-judo</loc>
        <lastmod>2020-01-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/eight-frequent-flyer-hacks-for-2020</loc>
        <lastmod>2020-01-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/banks-and-government-pledge-support-for-bushfire-victims</loc>
        <lastmod>2020-01-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/south-australian-property-prices-reach-bottom-but-modest-growth-projected</loc>
        <lastmod>2020-01-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/neobank-xinja-launches-new-savings-account</loc>
        <lastmod>2020-01-15</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/zip-records-record-quarterly-growth</loc>
        <lastmod>2020-01-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/credit-card-debt-falls-to-lowest-level-in-12-years</loc>
        <lastmod>2020-01-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bank-australia-partners-with-cefc-to-launch-first-green-home-loan</loc>
        <lastmod>2020-01-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/neobank-86-400-launches-energy-tool</loc>
        <lastmod>2020-01-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/western-australian-property-market-remains-bleak</loc>
        <lastmod>2020-01-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/1-1-million-households-now-under-mortgage-stress</loc>
        <lastmod>2020-01-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/black-friday-drives-november-retail-sales-to-strong-result</loc>
        <lastmod>2020-01-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-casts-doubt-over-viability-of-emerging-digital-currencies</loc>
        <lastmod>2020-01-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/black-friday-sales-figures-up-62-nab</loc>
        <lastmod>2020-01-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/luxury-car-sales-rise-while-motorcycles-sales-plummet</loc>
        <lastmod>2020-01-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bushfires-ravage-confidence-in-the-economy</loc>
        <lastmod>2020-01-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/abs-dwelling-approvals-rose-in-november</loc>
        <lastmod>2020-01-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bushfires-increase-odds-of-a-rba-rate-cut-in-february-moody-s</loc>
        <lastmod>2020-01-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/corelogic-finds-flaws-in-first-home-buyers-scheme</loc>
        <lastmod>2020-01-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/motorists-enjoy-festive-cheer-with-low-petrol-prices</loc>
        <lastmod>2020-01-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/up-bank-removes-international-atm-withdrawal-fees</loc>
        <lastmod>2020-01-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-economy-and-housing-predictions-for-2020</loc>
        <lastmod>2020-01-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/car-sales-drove-off-a-cliff-in-2019</loc>
        <lastmod>2020-01-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/low-wage-growth-and-rising-expenses-a-barrier-to-aussies-reaching-2020-goals</loc>
        <lastmod>2020-01-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-house-prices-record-strongest-quarterly-growth-in-a-decade</loc>
        <lastmod>2020-01-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/two-million-aussies-dump-private-health-insurance-as-prices-soar</loc>
        <lastmod>2019-12-30</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/accc-household-electricity-bills-fall-but-affordability-still-a-concern</loc>
        <lastmod>2019-12-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/credit-growth-hits-lowest-point-in-10-years</loc>
        <lastmod>2019-12-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/heritage-raises-variable-rates-while-ing-and-boq-cut-home-loan-rates</loc>
        <lastmod>2019-12-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/accc-delays-open-banking-launch-to-july-2020</loc>
        <lastmod>2019-12-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/home-insurance-increasingly-unaffordable-in-northern-australia</loc>
        <lastmod>2019-12-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/apple-pay-arrives-for-st-george-banksa-and-bank-of-melbourne-customers-westpac-to-follow</loc>
        <lastmod>2019-12-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/whats-in-store-for-the-property-market-in-2020</loc>
        <lastmod>2019-12-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/abs-household-wealth-hits-record-high-unemployment-falls</loc>
        <lastmod>2019-12-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-shop-with-savings-in-mind-at-christmas</loc>
        <lastmod>2019-12-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/anz-yet-to-refund-over-70-of-overcharged-customers</loc>
        <lastmod>2019-12-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-still-not-spending-leading-up-to-christmas</loc>
        <lastmod>2019-12-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-accepting-expressions-of-interest-for-first-home-loan-deposit-scheme</loc>
        <lastmod>2019-12-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/increased-mortgage-growth-could-become-source-of-concern-says-rba</loc>
        <lastmod>2019-12-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/why-you-should-look-to-buy-low-end-sydney-and-melbourne-properties</loc>
        <lastmod>2019-12-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/queensland-government-reiq-host-fiery-meeting-on-rental-reforms</loc>
        <lastmod>2019-12-17</lastmod>
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        <lastmod>2019-12-16</lastmod>
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        <loc>https://www.savings.com.au/news/volt-bank-begins-onboarding-customers</loc>
        <lastmod>2019-12-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/commonwealth-bank-launches-cashback-offer-on-credit-and-debit-cards</loc>
        <lastmod>2019-12-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bankvic-drops-home-loan-rates-to-275</loc>
        <lastmod>2019-12-13</lastmod>
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        <loc>https://www.savings.com.au/news/one-third-of-credit-card-users-missing-out-on-rewards</loc>
        <lastmod>2019-12-13</lastmod>
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        <lastmod>2019-12-12</lastmod>
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        <loc>https://www.savings.com.au/news/credit-card-popularity-continues-downward-spiral</loc>
        <lastmod>2019-12-12</lastmod>
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        <loc>https://www.savings.com.au/news/majority-of-homeowners-making-renovations-before-christmas</loc>
        <lastmod>2019-12-11</lastmod>
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        <loc>https://www.savings.com.au/news/new-bank-volt-to-release-high-savings-account-rate</loc>
        <lastmod>2019-12-10</lastmod>
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        <loc>https://www.savings.com.au/news/aussies-are-saving-more-borrowing-less-than-they-were-five-years-ago</loc>
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        <loc>https://www.savings.com.au/news/ubank-and-basiq-launch-world-first-ai-powered-debit-card</loc>
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        <loc>https://www.savings.com.au/news/frugal-aussies-spending-less-money-on-things-that-spark-joy-commsec</loc>
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        <lastmod>2019-11-18</lastmod>
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        <lastmod>2019-11-18</lastmod>
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        <lastmod>2019-11-15</lastmod>
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        <lastmod>2019-11-15</lastmod>
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        <loc>https://www.savings.com.au/news/renters-feeling-the-squeeze-more-than-homeowners</loc>
        <lastmod>2019-11-14</lastmod>
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        <lastmod>2019-11-13</lastmod>
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        <loc>https://www.savings.com.au/news/australians-are-feeling-more-optimistic-about-the-housing-market-me-bank</loc>
        <lastmod>2019-11-13</lastmod>
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        <lastmod>2019-11-13</lastmod>
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        <lastmod>2019-11-12</lastmod>
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        <loc>https://www.savings.com.au/news/payday-loans-are-debt-traps-for-millions-of-aussies</loc>
        <lastmod>2019-11-12</lastmod>
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        <loc>https://www.savings.com.au/news/under-10-of-big-bank-mortgage-customers-have-reduced-their-repayments-after-cash-rate-cuts</loc>
        <lastmod>2019-11-12</lastmod>
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        <loc>https://www.savings.com.au/news/american-express-qantas-card</loc>
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        <lastmod>2019-11-11</lastmod>
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        <loc>https://www.savings.com.au/news/average-new-aussie-house-shrinks-to-smallest-size-in-17-years</loc>
        <lastmod>2019-11-11</lastmod>
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        <lastmod>2019-11-08</lastmod>
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        <loc>https://www.savings.com.au/news/major-bank-market-share-falls-2019</loc>
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        <loc>https://www.savings.com.au/news/westpac-relaxes-lending-restrictions-for-investors-again</loc>
        <lastmod>2019-11-07</lastmod>
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        <loc>https://www.savings.com.au/news/nab-term-deposits-0-percent</loc>
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        <lastmod>2019-11-06</lastmod>
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        <loc>https://www.savings.com.au/news/mortgage-stress-rising-november</loc>
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        <lastmod>2019-10-25</lastmod>
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        <lastmod>2019-10-24</lastmod>
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        <lastmod>2019-10-24</lastmod>
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        <lastmod>2019-10-22</lastmod>
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        <lastmod>2019-10-15</lastmod>
    </url>
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        <loc>https://www.savings.com.au/news/69-of-millennial-homeowners-only-took-five-years-to-save-for-house-deposit-ing</loc>
        <lastmod>2019-10-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/me-bank-cuts-fixed-rate-home-loans-to-under-3-percent</loc>
        <lastmod>2019-10-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ticx-the-newest-path-to-homeownership</loc>
        <lastmod>2019-10-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/treasurer-announces-accc-inquiry-into-mortgage-prices</loc>
        <lastmod>2019-10-14</lastmod>
    </url>
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        <loc>https://www.savings.com.au/news/86400-up-bank-and-boq-the-latest-to-cut-interest-rates-on-savings-accounts</loc>
        <lastmod>2019-10-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ubank-cuts-savings-rate-by-31-basis-points</loc>
        <lastmod>2019-10-11</lastmod>
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        <loc>https://www.savings.com.au/news/millennials-want-homes-but-dont-understand-basic-deposit-requirements</loc>
        <lastmod>2019-10-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/why-you-should-never-redeem-points-for-products</loc>
        <lastmod>2019-10-10</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/millions-of-aussies-switching-financial-products</loc>
        <lastmod>2019-10-10</lastmod>
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        <loc>https://www.savings.com.au/news/falling-interest-rates-spook-consumers-with-confidence-plummeting-to-a-four-year-low</loc>
        <lastmod>2019-10-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/house-price-optimism-at-three-year-high</loc>
        <lastmod>2019-10-09</lastmod>
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        <loc>https://www.savings.com.au/news/anz-cba-nab-ing-and-more-cut-fixed-rates-post-cash-rate-change</loc>
        <lastmod>2019-10-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/women-increasingly-invested-in-shares-nab</loc>
        <lastmod>2019-10-08</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ing-to-cut-savings-account-interest-rate-for-the-fourth-time-this-year</loc>
        <lastmod>2019-10-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/smaller-lenders-have-actually-done-the-right-thing-treasurer-josh-frydenberg-throws-shade-at-the-big-four</loc>
        <lastmod>2019-10-04</lastmod>
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        <loc>https://www.savings.com.au/news/new-car-sales-september</loc>
        <lastmod>2019-10-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/property-policies-swayed-investor-voters-in-the-election</loc>
        <lastmod>2019-10-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/most-australians-couldnt-cover-1000-in-an-emergency</loc>
        <lastmod>2019-10-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/a-quarter-of-australians-werent-taught-about-money-as-children</loc>
        <lastmod>2019-10-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/how-did-the-big-four-respond-to-the-october-rba-rate-cut</loc>
        <lastmod>2019-10-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/kogan-launches-new-credit-card-with-300-credit-no-annual-fee-and-uncapped-rewards</loc>
        <lastmod>2019-10-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-cash-rate-cut-october</loc>
        <lastmod>2019-10-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-rate-cut-october</loc>
        <lastmod>2019-10-01</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ing-cuts-fixed-home-loan-rates-ahead-of-reserve-banks-widely-tipped-interest-rate-cut</loc>
        <lastmod>2019-10-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-property-lending-slows-again-in-august</loc>
        <lastmod>2019-09-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/90-of-millennials-dont-think-theyll-achieve-the-great-australian-dream</loc>
        <lastmod>2019-09-30</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/three-in-four-aussies-now-savings-focused-ubank</loc>
        <lastmod>2019-09-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussie-gateway-bank-me-bank-qudos-and-more-cut-home-loan-rates</loc>
        <lastmod>2019-09-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-anz-westpac-september-term-deposit-cuts</loc>
        <lastmod>2019-09-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/household-wealth-hits-a-new-record-high</loc>
        <lastmod>2019-09-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-removes-over-100-customer-fees</loc>
        <lastmod>2019-09-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/house-sales-beginning-to-increase-as-conditions-improve</loc>
        <lastmod>2019-09-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/commbank-cuts-fixed-rates-90-basis-points</loc>
        <lastmod>2019-09-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/october-rba-rate-cut-all-but-confirmed</loc>
        <lastmod>2019-09-25</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/physical-health-not-financial-fitness-the-focus-for-millennial-women</loc>
        <lastmod>2019-09-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/the-average-australian-spends-300-a-week-on-food-and-its-blowing-out-our-budgets</loc>
        <lastmod>2019-09-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/apartment-value-decline-biggest-australian-property-market-issue-250-years</loc>
        <lastmod>2019-09-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-and-rams-shearing-more-points-off-savings-account-rates</loc>
        <lastmod>2019-09-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/loans-com-au-smart-investor-loan</loc>
        <lastmod>2019-09-23</lastmod>
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        <loc>https://www.savings.com.au/news/new-trends-emerge-among-first-home-buyers</loc>
        <lastmod>2019-09-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/bendigo-bank-adelaide-bank-newcastle-permanent-among-latest-lenders-to-announce-cuts</loc>
        <lastmod>2019-09-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australias-parking-costs-highest-in-the-world</loc>
        <lastmod>2019-09-20</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australians-leaving-10-billion-on-the-table-in-unclaimed-benefits-every-year</loc>
        <lastmod>2019-09-19</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/qantas-virgin-slam-australian-airports-fees</loc>
        <lastmod>2019-09-19</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/the-accc-wants-another-banking-inquiry</loc>
        <lastmod>2019-09-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australians-have-been-quick-to-lodge-their-tax-returns-and-are-gearing-up-to-spend-them</loc>
        <lastmod>2019-09-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/all-signs-point-to-another-rba-rate-cut-in-2019</loc>
        <lastmod>2019-09-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/can-customer-owned-banks-keep-pace-with-rate-cuts</loc>
        <lastmod>2019-09-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/home-loan-customers-opt-to-pay-down-debts-in-wake-of-rate-cuts</loc>
        <lastmod>2019-09-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ing-cutting-max-savings-maximiser-rate-to-2-20</loc>
        <lastmod>2019-09-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/online-reviews-dictate-where-millennials-spend-their-money</loc>
        <lastmod>2019-09-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/petrol-prices-set-to-skyrocket-after-saudi-arabia-attack</loc>
        <lastmod>2019-09-16</lastmod>
    </url>
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        <loc>https://www.savings.com.au/news/electricity-costs-fall-but-consumers-can-still-save-more</loc>
        <lastmod>2019-09-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/first-home-buyer-5-deposit-scheme-hits-parliament</loc>
        <lastmod>2019-09-13</lastmod>
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        <loc>https://www.savings.com.au/buy-now-pay-later/what-is-laybuy</loc>
        <lastmod>2019-09-13</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/millennials-more-likely-negotiate-for-cars-baby-boomers</loc>
        <lastmod>2019-09-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/more-aussies-approved-for-home-loans-with-smaller-deposits</loc>
        <lastmod>2019-09-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-says-rba-may-cut-interest-rates-to-near-zero</loc>
        <lastmod>2019-09-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-hits-back-at-wealthy-baby-boomers</loc>
        <lastmod>2019-09-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/consumer-sentiment-slips-1-7-in-september-westpac</loc>
        <lastmod>2019-09-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/lack-of-trust-in-financial-institutions-stops-women-investing</loc>
        <lastmod>2019-09-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/fewer-aussies-planning-holidays-but-gen-ys-still-keen-to-travel</loc>
        <lastmod>2019-09-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-spend-1460-every-year-replacing-items-instead-of-fixing-them</loc>
        <lastmod>2019-09-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/86-400-launches-products-reveals-interest-rates</loc>
        <lastmod>2019-09-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/westpac-hacks-home-loan-rates-by-up-to-130-basis-points</loc>
        <lastmod>2019-09-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/superannuation-system-is-failing-millennial-women-report-says</loc>
        <lastmod>2019-09-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/well-home-loans-now-offers-what-might-be-australias-lowest-home-loan-rate</loc>
        <lastmod>2019-09-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australians-are-holding-onto-their-homes-for-twice-as-long-as-they-were-10-years-ago</loc>
        <lastmod>2019-09-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/older-generations-the-biggest-renovators-survey-says</loc>
        <lastmod>2019-09-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/why-did-new-car-sales-plumment-in-august</loc>
        <lastmod>2019-09-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/asic-many-consumers-failing-to-choose-cheaper-home-loans</loc>
        <lastmod>2019-09-04</lastmod>
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        <loc>https://www.savings.com.au/news/slowest-economic-growth-since-the-gfc</loc>
        <lastmod>2019-09-04</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/cash-rate-on-hold-again-in-september</loc>
        <lastmod>2019-09-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rba-rate-hold-september</loc>
        <lastmod>2019-09-03</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussies-losing-500-every-time-they-travel-by-making-these-mistakes</loc>
        <lastmod>2019-09-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/accc-says-were-paying-too-much-for-foreign-currency-services</loc>
        <lastmod>2019-09-03</lastmod>
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        <loc>https://www.savings.com.au/news/new-apartment-approvals-drop-defect-problems</loc>
        <lastmod>2019-09-02</lastmod>
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        <loc>https://www.savings.com.au/news/national-dwelling-values-record-first-rise-since-october-2017</loc>
        <lastmod>2019-09-02</lastmod>
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        <loc>https://www.savings.com.au/news/popular-savings-app-moneytree-launches-new-budgeting-tool</loc>
        <lastmod>2019-09-02</lastmod>
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        <loc>https://www.savings.com.au/news/teachers-mutual-racq-greater-bank-others-trim-fixed-rates-below-3</loc>
        <lastmod>2019-08-30</lastmod>
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        <loc>https://www.savings.com.au/news/consider-climate-change-when-buying-a-house-reiq</loc>
        <lastmod>2019-08-30</lastmod>
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    <url>
        <loc>https://www.savings.com.au/buy-now-pay-later/new-buy-now-pay-later-product-bundll</loc>
        <lastmod>2019-08-29</lastmod>
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        <loc>https://www.savings.com.au/news/green-shoots-appearing-in-property-market-as-sydney-and-melbourne-turnaround</loc>
        <lastmod>2019-08-29</lastmod>
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        <loc>https://www.savings.com.au/news/electric-and-hybrid-vehicles-rise-in-popularity</loc>
        <lastmod>2019-08-29</lastmod>
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        <loc>https://www.savings.com.au/news/family-time-tops-dads-wishlist-this-fathers-day</loc>
        <lastmod>2019-08-28</lastmod>
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        <loc>https://www.savings.com.au/news/mortgage-debt-skyrockets-for-older-australians-leading-to-worsening-mental-health</loc>
        <lastmod>2019-08-27</lastmod>
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        <loc>https://www.savings.com.au/news/westpac-cuts-max-interest-rate-on-westpac-life-savings-account-to-1-95</loc>
        <lastmod>2019-08-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/consumer-finances-at-record-highs-anz</loc>
        <lastmod>2019-08-27</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nearly-half-of-australians-have-heard-of-superannuation-reforms-research-finds</loc>
        <lastmod>2019-08-26</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/boq-and-move-bank-cut-fixed-home-loan-rates-by-up-to-60-basis-points</loc>
        <lastmod>2019-08-26</lastmod>
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        <loc>https://www.savings.com.au/news/nearly-half-of-australians-want-financial-advice-asic</loc>
        <lastmod>2019-08-26</lastmod>
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        <loc>https://www.savings.com.au/news/last-drinks-called-for-stingy-mates-70-of-us-say-buying-drinks-is-financially-unfair</loc>
        <lastmod>2019-08-23</lastmod>
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        <loc>https://www.savings.com.au/news/aussies-paying-30-a-month-for-video-streaming-services</loc>
        <lastmod>2019-08-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/citi-is-gutting-home-loan-rates-by-as-much-as-160-basis-points</loc>
        <lastmod>2019-08-23</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/aussies-splash-almost-20-billion-on-gifts</loc>
        <lastmod>2019-08-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-group-drop-fixed-home-loan-rates-below-3</loc>
        <lastmod>2019-08-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/rams-to-cut-savings-account-rate-by-a-further-20-basis-points</loc>
        <lastmod>2019-08-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/australians-struggling-to-pay-off-holiday-debts</loc>
        <lastmod>2019-08-21</lastmod>
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        <loc>https://www.savings.com.au/news/private-health-insurance-mass-exodus-continues-as-number-of-australians-with-basic-hospital-cover-falls-to-a-12-year-low</loc>
        <lastmod>2019-08-21</lastmod>
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        <loc>https://www.savings.com.au/news/aussies-accumulating-more-debt-by-shopping-online-than-in-store</loc>
        <lastmod>2019-08-20</lastmod>
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        <loc>https://www.savings.com.au/news/proposed-10000-cash-payment-limit-how-splashing-your-cash-could-land-you-in-jail</loc>
        <lastmod>2019-08-20</lastmod>
    </url>
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        <loc>https://www.savings.com.au/news/aussies-more-optimistic-about-buying-a-home-westpac</loc>
        <lastmod>2019-08-19</lastmod>
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        <loc>https://www.savings.com.au/news/this-is-not-a-problem-caused-by-avocado-brunches-or-too-many-lattes-millennials-financially-worse-off-than-baby-boomers</loc>
        <lastmod>2019-08-19</lastmod>
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        <loc>https://www.savings.com.au/news/commbank-ceo-defends-cuts-to-deposit-and-home-loan-rates</loc>
        <lastmod>2019-08-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/buy-now-pay-later/afterpay-pros-and-cons-savings-com-au</loc>
        <lastmod>2019-08-16</lastmod>
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        <loc>https://www.savings.com.au/news/the-rate-cuts-keep-rolling-in-bendigo-bank-aussie-greater-bank-cut-fixed-and-variable-home-loan-rates</loc>
        <lastmod>2019-08-16</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/anz-cba-nab-westpac-have-all-cut-term-deposit-rates-this-month</loc>
        <lastmod>2019-08-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/young-australians-blindly-optimistic-theyll-own-a-home</loc>
        <lastmod>2019-08-15</lastmod>
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        <lastmod>2019-08-15</lastmod>
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        <loc>https://www.savings.com.au/news/australian-financial-comfort-falls-me-bank</loc>
        <lastmod>2019-08-12</lastmod>
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        <loc>https://www.savings.com.au/news/loans-com-au-tictoc-suncorp-me-heritage-bank-cut-fixed-home-loan-rates</loc>
        <lastmod>2019-08-09</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/apple-credit-card-released-in-us-aussie-release-unconfirmed</loc>
        <lastmod>2019-08-08</lastmod>
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        <loc>https://www.savings.com.au/news/home-lending-ticks-upwards-in-june</loc>
        <lastmod>2019-08-07</lastmod>
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        <loc>https://www.savings.com.au/news/ubank-finds-aussies-increasingly-interested-in-their-home-loan-rates</loc>
        <lastmod>2019-08-07</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/reserve-bank-keeps-cash-rate-steady-august</loc>
        <lastmod>2019-08-06</lastmod>
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        <loc>https://www.savings.com.au/news/rba-rate-hold-august-get-your-own-rate-cut</loc>
        <lastmod>2019-08-06</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/me-bank-cuts-home-loan-rate-to-historic-low</loc>
        <lastmod>2019-08-05</lastmod>
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        <loc>https://www.savings.com.au/news/consumer-data-right-passes-what-does-this-mean-for-customers</loc>
        <lastmod>2019-08-02</lastmod>
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        <loc>https://www.savings.com.au/news/term-deposit-savings-account-rates-slump-to-a-new-all-time-low</loc>
        <lastmod>2019-08-02</lastmod>
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        <loc>https://www.savings.com.au/news/property-market-stabilises-in-july</loc>
        <lastmod>2019-08-01</lastmod>
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        <loc>https://www.savings.com.au/news/majority-of-aussies-only-using-one-credit-card</loc>
        <lastmod>2019-07-31</lastmod>
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        <loc>https://www.savings.com.au/news/i-regularly-dont-eat-at-all-spotlight-on-newstart-as-hilda-survey-reveals-poverty-on-the-rise</loc>
        <lastmod>2019-07-30</lastmod>
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        <loc>https://www.savings.com.au/news/no-pay-rise-for-aussies-in-eight-years</loc>
        <lastmod>2019-07-30</lastmod>
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        <loc>https://www.savings.com.au/news/westpac-group-cuts-fixed-home-loan-rates</loc>
        <lastmod>2019-07-29</lastmod>
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        <loc>https://www.savings.com.au/news/demand-for-fixed-rate-mortgages-falls-but-lenders-keep-dropping-rates</loc>
        <lastmod>2019-07-26</lastmod>
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        <loc>https://www.savings.com.au/news/up-rams-mystate-dont-cut-savings-account-rates</loc>
        <lastmod>2019-07-26</lastmod>
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        <loc>https://www.savings.com.au/news/home-sellers-confident-about-price-increase-by-the-end-of-2019</loc>
        <lastmod>2019-07-25</lastmod>
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        <loc>https://www.savings.com.au/news/ola-users-to-earn-velocity-frequent-flyer-points-for-everyday-rides</loc>
        <lastmod>2019-07-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-economists-two-more-rba-rate-cuts-to-come</loc>
        <lastmod>2019-07-24</lastmod>
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        <loc>https://www.savings.com.au/news/auction-markets-record-highest-clearance-rate-in-over-a-year</loc>
        <lastmod>2019-07-23</lastmod>
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        <loc>https://www.savings.com.au/news/commonwealth-bank-slashes-savings-account-rates</loc>
        <lastmod>2019-07-23</lastmod>
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        <loc>https://www.savings.com.au/news/racq-reveals-the-cheapest-and-most-expensive-cars-to-own-in-2019</loc>
        <lastmod>2019-07-22</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/ubank-nab-suncorp-and-greater-bank-cut-fixed-home-loan-rates</loc>
        <lastmod>2019-07-19</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-nab-others-cut-savings-account-and-term-deposit-rates</loc>
        <lastmod>2019-07-19</lastmod>
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        <loc>https://www.savings.com.au/news/asic-looks-to-end-dodgy-insurance-telemarketing</loc>
        <lastmod>2019-07-18</lastmod>
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        <loc>https://www.savings.com.au/news/86400-banking-license</loc>
        <lastmod>2019-07-18</lastmod>
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        <loc>https://www.savings.com.au/news/ubank-cuts-savings-account-interest-rates-again</loc>
        <lastmod>2019-07-17</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/westpac-and-anz-cut-serviceability-rates-for-home-loans</loc>
        <lastmod>2019-07-16</lastmod>
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        <loc>https://www.savings.com.au/news/bad-financial-habits-sending-aussies-broke-and-making-them-stressed</loc>
        <lastmod>2019-07-15</lastmod>
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        <loc>https://www.savings.com.au/news/the-average-aussie-is-a-millionaire-sort-of</loc>
        <lastmod>2019-07-15</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/whos-cut-rates-to-savings-accounts-and-term-deposits-this-month</loc>
        <lastmod>2019-07-12</lastmod>
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        <loc>https://www.savings.com.au/news/westpac-anz-macquarie-and-others-cut-fixed-home-loan-rates</loc>
        <lastmod>2019-07-12</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/nab-economic-outlook-unchanged-despite-tax-cuts</loc>
        <lastmod>2019-07-11</lastmod>
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        <loc>https://www.savings.com.au/news/asic-sets-sights-on-predatory-short-term-credit-providers</loc>
        <lastmod>2019-07-10</lastmod>
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        <loc>https://www.savings.com.au/news/australian-housing-profits-shrink-to-six-year-low</loc>
        <lastmod>2019-07-09</lastmod>
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        <loc>https://www.savings.com.au/news/2-in-5-australians-cant-meet-credit-card-repayments-study-shows</loc>
        <lastmod>2019-07-08</lastmod>
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        <loc>https://www.savings.com.au/news/were-wasting-thousands-on-cars-we-dont-even-drive</loc>
        <lastmod>2019-07-08</lastmod>
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        <loc>https://www.savings.com.au/news/a-third-of-australians-feel-embarrassed-by-their-financial-habits-and-debt-study-shows</loc>
        <lastmod>2019-07-05</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/will-savers-continue-to-struggle-after-another-rba-rate-cut</loc>
        <lastmod>2019-07-05</lastmod>
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        <loc>https://www.savings.com.au/news/money-wasted-subscription-services</loc>
        <lastmod>2019-07-04</lastmod>
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        <lastmod>2019-07-04</lastmod>
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        <lastmod>2019-07-03</lastmod>
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        <loc>https://www.savings.com.au/news/nbn-proposes-a-netflix-tax</loc>
        <lastmod>2019-07-03</lastmod>
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        <loc>https://www.savings.com.au/news/rba-rate-cut-july</loc>
        <lastmod>2019-07-02</lastmod>
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        <loc>https://www.savings.com.au/news/rba-cuts-interest-rates-two-months-in-a-row</loc>
        <lastmod>2019-07-02</lastmod>
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        <lastmod>2019-07-02</lastmod>
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        <lastmod>2019-07-02</lastmod>
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        <loc>https://www.savings.com.au/news/new-banking-code-of-practice</loc>
        <lastmod>2019-07-01</lastmod>
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        <lastmod>2019-06-28</lastmod>
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        <lastmod>2019-06-28</lastmod>
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        <loc>https://www.savings.com.au/news/ing-to-cut-savings-maximiser-interest-rate-again</loc>
        <lastmod>2019-06-28</lastmod>
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        <loc>https://www.savings.com.au/news/asic-looks-to-end-dodgy-bank-products</loc>
        <lastmod>2019-06-27</lastmod>
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        <lastmod>2019-06-27</lastmod>
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        <lastmod>2019-06-26</lastmod>
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        <loc>https://www.savings.com.au/news/anz-cuts-savings-account-rates</loc>
        <lastmod>2019-06-26</lastmod>
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        <lastmod>2019-06-25</lastmod>
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        <lastmod>2019-06-25</lastmod>
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        <lastmod>2019-06-24</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/life-policy-insurance-switch-off-super-members-urged-to-check-inactive-policies</loc>
        <lastmod>2019-06-24</lastmod>
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        <loc>https://www.savings.com.au/news/rams-the-latest-casualty-of-savings-account-rate-cuts</loc>
        <lastmod>2019-06-21</lastmod>
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        <loc>https://www.savings.com.au/news/heres-what-you-need-to-know-about-facebooks-libra-cryptocurrency</loc>
        <lastmod>2019-06-20</lastmod>
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        <lastmod>2019-06-20</lastmod>
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        <loc>https://www.savings.com.au/news/mortgage-arrears-rising-but-rba-says-it-poses-no-stability-risk</loc>
        <lastmod>2019-06-18</lastmod>
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    <url>
        <loc>https://www.savings.com.au/news/me-bank-loans-com-au-ubank-and-others-cut-fixed-home-loan-rates</loc>
        <lastmod>2019-06-18</lastmod>
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        <loc>https://www.savings.com.au/news/could-you-be-sitting-on-a-granny-flat-goldmine</loc>
        <lastmod>2019-06-17</lastmod>
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        <loc>https://www.savings.com.au/news/ing-cuts-max-interest-rate-on-its-savings-maximiser-account-to-2-55</loc>
        <lastmod>2019-06-17</lastmod>
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        <loc>https://www.savings.com.au/news/australian-retirees-will-outlive-their-savings-by-a-decade-says-new-report</loc>
        <lastmod>2019-06-14</lastmod>
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        <loc>https://www.savings.com.au/news/westpac-overhauls-first-home-buyer-mortgage-offering</loc>
        <lastmod>2019-06-13</lastmod>
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        <loc>https://www.savings.com.au/news/loans-com-au-offering-its-lowest-ever-car-loan-interest-rate</loc>
        <lastmod>2019-06-13</lastmod>
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        <lastmod>2019-06-12</lastmod>
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        <loc>https://www.savings.com.au/news/aussies-spending-more-on-housing-less-on-essentials-commsec</loc>
        <lastmod>2019-06-12</lastmod>
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        <loc>https://www.savings.com.au/news/vast-majority-of-australians-still-think-housing-affordability-is-a-big-issue</loc>
        <lastmod>2019-06-11</lastmod>
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        <loc>https://www.savings.com.au/news/first-home-buyer-surge-rises-toward-seven-year-high</loc>
        <lastmod>2019-06-10</lastmod>
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        <loc>https://www.savings.com.au/news/whos-passed-on-the-rba-rate-cut-to-term-deposits</loc>
        <lastmod>2019-06-07</lastmod>
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        <loc>https://www.savings.com.au/news/home-lending-disappointing-in-april-abs</loc>
        <lastmod>2019-06-07</lastmod>
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        <loc>https://www.savings.com.au/news/smaller-banks-hit-by-new-tax-hike-and-their-customers-could-pay</loc>
        <lastmod>2019-06-06</lastmod>
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        <lastmod>2019-06-06</lastmod>
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        <lastmod>2019-06-06</lastmod>
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        <lastmod>2019-06-05</lastmod>
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        <lastmod>2019-06-05</lastmod>
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        <loc>https://www.savings.com.au/news/rba-rate-change</loc>
        <lastmod>2019-06-04</lastmod>
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        <lastmod>2019-06-04</lastmod>
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        <lastmod>2019-05-31</lastmod>
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        <lastmod>2019-05-31</lastmod>
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        <lastmod>2019-05-30</lastmod>
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        <loc>https://www.savings.com.au/news/car-buyers-looking-to-hybrids</loc>
        <lastmod>2019-05-27</lastmod>
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        <lastmod>2019-05-27</lastmod>
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        <lastmod>2019-05-27</lastmod>
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        <loc>https://www.savings.com.au/news/commbank-racq-cua-drop-term-deposit-rates</loc>
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        <lastmod>2019-05-21</lastmod>
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    </url>
    <url>
        <loc>https://www.savings.com.au/news/most-customers-willing-to-share-data-with-banks-despite-low-trust-levels</loc>
        <lastmod>2019-05-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/loans-com-au-bankwest-ubank-and-others-slash-mortgage-rates</loc>
        <lastmod>2019-05-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-praises-new-payments-platform-development</loc>
        <lastmod>2019-05-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/dive-in-new-home-building-approvals-faster-than-expected</loc>
        <lastmod>2019-05-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/unemployment-rate-rises-to-5-2-rba-to-cut-rates</loc>
        <lastmod>2019-05-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/consumer-confidence-slips-after-rba-leaves-interest-rates-unchanged</loc>
        <lastmod>2019-05-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/term-deposit-rates-drop-by-the-day-in-may</loc>
        <lastmod>2019-05-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/wage-growth-stationary-annual-rate-remains-at-2-3</loc>
        <lastmod>2019-05-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/millennials-living-at-home-longer</loc>
        <lastmod>2019-05-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/employment-figures-weaken-in-april-nab</loc>
        <lastmod>2019-05-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/smaller-lenders-could-benefit-from-proposed-5-deposit-scheme</loc>
        <lastmod>2019-05-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/melbourne-the-top-destination-for-domestic-travellers</loc>
        <lastmod>2019-05-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/home-loan-lending-slides-in-march</loc>
        <lastmod>2019-05-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/first-home-buyer-five-percent-deposit-scheme</loc>
        <lastmod>2019-05-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/household-financial-confidence-plummets-to-its-lowest-level</loc>
        <lastmod>2019-05-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/climate-change-could-wipe-out-571-billion-from-the-housing-market</loc>
        <lastmod>2019-05-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-macquarie-and-others-cut-mortgage-rates-despite-rba-inaction</loc>
        <lastmod>2019-05-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/brisbane-the-most-expensive-major-capital-for-fuel-prices-racq</loc>
        <lastmod>2019-05-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/cost-of-living-remains-the-biggest-cause-of-consumer-anxiety</loc>
        <lastmod>2019-05-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussie-bankruptcies-hit-24-year-low</loc>
        <lastmod>2019-05-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mortgage-stress-heats-up-ahead-of-election</loc>
        <lastmod>2019-05-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/40-of-australians-prefer-metal-credit-cards-over-plastic</loc>
        <lastmod>2019-05-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-holds-rates-steady-at-1-50</loc>
        <lastmod>2019-05-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/retail-turnover-is-up-in-march-just</loc>
        <lastmod>2019-05-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/most-voters-support-higher-minimum-wages-and-sunday-penalty-rates</loc>
        <lastmod>2019-05-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rental-vacancies-on-the-rise-in-april</loc>
        <lastmod>2019-05-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/dwelling-approval-figures-collapse-in-march</loc>
        <lastmod>2019-05-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/superannuation-rise-will-strip-20b-from-wages-grattan-institute</loc>
        <lastmod>2019-05-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/20-money-mistakes-to-avoid-in-your-20s-savings-com-au</loc>
        <lastmod>2019-05-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ratesetter-makes-major-changes-to-car-personal-loan-products</loc>
        <lastmod>2019-05-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mortgage-delinquencies-rise-as-wages-growth-remains-stubbornly-low-anz</loc>
        <lastmod>2019-05-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-cuts-dividend-in-wake-of-mounting-costs-from-royal-commission</loc>
        <lastmod>2019-05-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-accumulating-less-credit-card-debt</loc>
        <lastmod>2019-05-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/the-worst-is-over-home-price-downturn-continues-to-slow</loc>
        <lastmod>2019-05-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/cost-of-living-increases-are-starting-to-slow</loc>
        <lastmod>2019-05-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/sydneys-median-house-price-could-drop-below-1-million</loc>
        <lastmod>2019-04-30</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-paying-record-amount-of-property-tax</loc>
        <lastmod>2019-04-30</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/annual-housing-credit-growth-sinks-to-another-record-low</loc>
        <lastmod>2019-04-30</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-hit-by-nearly-500-million-in-scams-in-2018</loc>
        <lastmod>2019-04-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/westpac-disregards-may-rba-rate-cut-expectations</loc>
        <lastmod>2019-04-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/housing-in-australia-is-broken-report-highlights-plight-of-low-income-earners</loc>
        <lastmod>2019-04-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/financial-illiteracy-among-older-australians-is-at-dangerous-levels</loc>
        <lastmod>2019-04-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australia-is-a-casual-work-nation-and-most-of-these-jobs-face-automation-oecd-warns</loc>
        <lastmod>2019-04-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/439000-aussies-intend-to-retire-in-12-months-despite-meagre-savings</loc>
        <lastmod>2019-04-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/a-third-of-australians-would-trust-a-robot-to-handle-their-finances-research-reveals</loc>
        <lastmod>2019-04-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/house-price-falls-slowing-as-listings-drop</loc>
        <lastmod>2019-04-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/quarterly-inflation-hits-zero-may-rba-rate-cut-looks-more-likely</loc>
        <lastmod>2019-04-24</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/millennials-more-money-savvy-but-apprehensive-about-financial-future</loc>
        <lastmod>2019-04-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/remaining-majors-join-fixed-rate-cut-trend</loc>
        <lastmod>2019-04-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/majority-of-borrowers-dont-understand-home-loan-concepts</loc>
        <lastmod>2019-04-23</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/afterpay-expands-into-travel-services</loc>
        <lastmod>2019-04-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-spending-more-on-domestic-travel</loc>
        <lastmod>2019-04-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-rate-cuts-may-have-to-wait-march-employment-data-smashes-expectations</loc>
        <lastmod>2019-04-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/petrol-prices-hit-22-week-high</loc>
        <lastmod>2019-04-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/real-unemployment-figures-jump-to-10-9</loc>
        <lastmod>2019-04-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australias-top-20-residential-building-hotspots-revealed</loc>
        <lastmod>2019-04-17</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/toyota-to-offer-incentives-to-buying-used-cars</loc>
        <lastmod>2019-04-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/sydney-housing-affordability-is-up-more-than-anywhere</loc>
        <lastmod>2019-04-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-cash-rate-cut-appropriate-if-unemployment-rises-amid-stagnant-inflation</loc>
        <lastmod>2019-04-16</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-gambling-less</loc>
        <lastmod>2019-04-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/86-400-one-step-closer-to-launching-its-first-home-loan</loc>
        <lastmod>2019-04-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-warns-falling-house-prices-could-tip-property-owners-into-negative-equity</loc>
        <lastmod>2019-04-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/credit-card-use-on-the-rise</loc>
        <lastmod>2019-04-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/under-pressure-the-australian-middle-class-is-in-trouble</loc>
        <lastmod>2019-04-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-releases-top-suburb-picks-for-2019</loc>
        <lastmod>2019-04-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/most-aussies-dont-understand-the-very-basics-of-their-money</loc>
        <lastmod>2019-04-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australians-saving-for-a-holiday-not-a-home-loan</loc>
        <lastmod>2019-04-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/suncorps-new-fixed-home-loan-rates-among-the-lowest-on-the-market</loc>
        <lastmod>2019-04-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/commonwealth-bank-bendigo-bank-drop-home-loan-rates</loc>
        <lastmod>2019-04-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/only-15-of-consumers-think-the-federal-budget-will-improve-their-finances</loc>
        <lastmod>2019-04-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/house-prices-forecast-to-drop-sharply-then-recover-in-2020</loc>
        <lastmod>2019-04-10</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/household-lending-smashes-expectations</loc>
        <lastmod>2019-04-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/house-prices-to-fall-further-consumer-spending-to-remain-weak-nab</loc>
        <lastmod>2019-04-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/more-australians-expect-to-increase-their-debt-in-2019</loc>
        <lastmod>2019-04-09</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/new-gateway-bank-ceo-on-one-of-the-best-kept-secrets-to-saving</loc>
        <lastmod>2019-04-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/push-for-key-workers-to-receive-tax-deductions-for-home-loan-costs</loc>
        <lastmod>2019-04-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rents-continue-to-rise-across-australia</loc>
        <lastmod>2019-04-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/loans-com-au-offers-new-super-low-3-year-fixed-home-loan-rate</loc>
        <lastmod>2019-04-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/woolies-now-captures-over-one-third-of-aussie-grocery-spend</loc>
        <lastmod>2019-04-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/weve-never-seen-it-as-bad-as-it-is-mortgage-stress-hits-new-highs</loc>
        <lastmod>2019-04-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/labor-targets-low-income-earners-promises-bigger-tax-cuts</loc>
        <lastmod>2019-04-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/up-the-bank-that-believes-theres-more-to-banking-just-the-interest-rate</loc>
        <lastmod>2019-04-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/majority-of-aussies-think-labors-property-tax-changes-will-increase-rents</loc>
        <lastmod>2019-04-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/consumers-cautious-march-new-car-sales-slip</loc>
        <lastmod>2019-04-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/retail-spending-unexpectedly-rises-in-february</loc>
        <lastmod>2019-04-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/how-the-2019-20-budget-could-affect-your-savings</loc>
        <lastmod>2019-04-03</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-remains-deadpan-on-interest-rates-cash-rate-held-at-1-50</loc>
        <lastmod>2019-04-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/apartments-fuel-surge-in-building-approvals</loc>
        <lastmod>2019-04-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/average-term-deposit-rate-drops-in-march</loc>
        <lastmod>2019-04-02</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/national-dwelling-values-fall-0-6-in-march</loc>
        <lastmod>2019-04-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/millions-of-australians-to-receive-one-off-payment-to-help-with-rising-cost-of-electricity</loc>
        <lastmod>2019-04-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/consumer-banking-satisfaction-falls-to-77-9</loc>
        <lastmod>2019-04-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/further-cooling-ahead-for-housing-as-annual-credit-growth-hits-all-time-low</loc>
        <lastmod>2019-03-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ato-tax-statistics-reveal-the-richest-postcodes-occupations</loc>
        <lastmod>2019-03-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/negative-gearing-changes-to-begin-on-january-1-if-labor-wins-election</loc>
        <lastmod>2019-03-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/invest-for-your-children-future</loc>
        <lastmod>2019-03-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/land-lot-prices-rising-despite-shrinking-lot-sizes</loc>
        <lastmod>2019-03-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/no-end-in-sight-for-rental-pain-as-rents-continue-to-rise</loc>
        <lastmod>2019-03-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-household-wealth-suffers-biggest-fall-in-over-seven-years</loc>
        <lastmod>2019-03-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rising-income-tax-strangles-household-spending</loc>
        <lastmod>2019-03-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ing-makes-changes-to-both-fixed-and-variable-home-loan-rates</loc>
        <lastmod>2019-03-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/were-ready-to-lend-anz-boss-flags-easing-of-restrictions</loc>
        <lastmod>2019-03-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/apple-to-release-its-own-credit-card</loc>
        <lastmod>2019-03-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/average-petrol-price-hits-4-month-high</loc>
        <lastmod>2019-03-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/wage-expectations-remain-low</loc>
        <lastmod>2019-03-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/millennials-plan-to-travel-more-than-other-australians</loc>
        <lastmod>2019-03-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/greater-bank-changes-deposit-rates-by-up-to-45-basis-points</loc>
        <lastmod>2019-03-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bank-of-mum-and-dad-goes-bust</loc>
        <lastmod>2019-03-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/morgan-stanley-forecasts-rba-rate-cuts-in-november-and-february</loc>
        <lastmod>2019-03-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/loans-com-au-lends-a-hand-to-first-home-buyers</loc>
        <lastmod>2019-03-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mortgage-delinquencies-set-to-rise</loc>
        <lastmod>2019-03-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rising-price-expectations-hit-two-year-low</loc>
        <lastmod>2019-03-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/what-do-australians-value-the-most-when-choosing-where-to-live</loc>
        <lastmod>2019-03-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/home-loan-term-deposit-customers-flock-to-mutual-banks</loc>
        <lastmod>2019-03-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/spending-on-flights-hits-fastest-growth-in-19-months</loc>
        <lastmod>2019-03-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/march-sees-abundance-of-home-loan-rate-changes</loc>
        <lastmod>2019-03-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/top-concerns-facing-home-loan-borrowers-in-2019</loc>
        <lastmod>2019-03-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/singapore-paris-hong-kong-the-economist-names-the-worlds-most-expensive-cities-to-live</loc>
        <lastmod>2019-03-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/young-drivers-mostly-asking-parents-for-first-car-cash</loc>
        <lastmod>2019-03-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/average-aussie-home-price-falls-to-651100</loc>
        <lastmod>2019-03-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australias-income-tax-rate-set-to-hit-2nd-highest-rate-in-history-deloitte</loc>
        <lastmod>2019-03-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/bank-xious-94-of-australians-dont-trust-their-banks</loc>
        <lastmod>2019-03-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/intention-to-purchase-new-cars-declines</loc>
        <lastmod>2019-03-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/residential-land-prices-defy-falling-demand-continue-to-rise</loc>
        <lastmod>2019-03-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/anz-shakes-up-interest-only-home-loans</loc>
        <lastmod>2019-03-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/property-buyers-expect-house-prices-to-continue-falling</loc>
        <lastmod>2019-03-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/westpac-tips-aussie-dollar-to-slide-to-68-us-cents-in-2019</loc>
        <lastmod>2019-03-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ubank-launches-green-term-deposit-product</loc>
        <lastmod>2019-03-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/what-over-two-thirds-of-aussie-consumers-say-are-the-wisest-places-for-savings</loc>
        <lastmod>2019-03-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/actu-calls-for-increase-to-the-minimum-wage</loc>
        <lastmod>2019-03-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/unwanted-online-purchases-costing-australians-nearly-400-a-year-me-bank</loc>
        <lastmod>2019-03-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-house-values-continue-to-trend-lower-corelogic</loc>
        <lastmod>2019-03-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australias-biggest-annual-fall-in-home-loan-lending-since-late-08</loc>
        <lastmod>2019-03-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-credit-card-usage-falls-in-january</loc>
        <lastmod>2019-03-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/macquarie-and-ubank-both-drop-term-deposit-rates</loc>
        <lastmod>2019-03-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/how-rba-rate-cuts-may-have-affected-australias-housing-market</loc>
        <lastmod>2019-03-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/employees-could-soon-choose-how-often-they-receive-their-salary</loc>
        <lastmod>2019-03-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/new-home-buyers-delaying-overseas-travel</loc>
        <lastmod>2019-03-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/new-research-finds-home-loan-customers-more-satisfied-with-banks-than-brokers</loc>
        <lastmod>2019-03-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/two-rba-cash-rate-cuts-in-2019-nab</loc>
        <lastmod>2019-03-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/retail-spending-barely-lifts-in-january</loc>
        <lastmod>2019-03-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/housing-and-rental-affordability-declines-despite-falling-property-prices</loc>
        <lastmod>2019-03-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-lowers-term-deposit-rates-by-up-to-20-basis-points</loc>
        <lastmod>2019-03-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/nab-survey-reveals-having-a-home-is-the-1-factor-affecting-wellbeing</loc>
        <lastmod>2019-03-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/household-saving-ratio-rises-slightly-to-2-5</loc>
        <lastmod>2019-03-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/loans-com-au-launches-new-home-loan-with-its-lowest-rate-ever</loc>
        <lastmod>2019-03-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/new-vehicles-sales-fall-again-in-february</loc>
        <lastmod>2019-03-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-march-2019</loc>
        <lastmod>2019-03-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rates-of-mortgage-stress-continue-to-rise</loc>
        <lastmod>2019-03-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/credit-card-fraud-rose-significantly-in-2018</loc>
        <lastmod>2019-03-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/enough-sydney-vacancies-to-house-wagga-waggas-population</loc>
        <lastmod>2019-03-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/less-than-half-of-renters-think-theyll-ever-own-a-home-hia</loc>
        <lastmod>2019-03-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/uber-to-bring-tipping-to-australia</loc>
        <lastmod>2019-03-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-economy-could-lose-7-billion-to-sick-days-in-2019</loc>
        <lastmod>2019-03-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/property-price-falls-ease-over-february-corelogic</loc>
        <lastmod>2019-03-01</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/electric-vehicles-seek-exemption-from-proposed-luxury-car-tax-in-nsw</loc>
        <lastmod>2019-02-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/monthly-housing-credit-growth-hits-lowest-rate-in-34-years</loc>
        <lastmod>2019-02-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/asic-to-receive-real-time-home-loan-data</loc>
        <lastmod>2019-02-28</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/banking-code-shaken-up-to-better-protect-customers</loc>
        <lastmod>2019-02-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/what-1100-australians-had-to-say-about-their-debt-problems</loc>
        <lastmod>2019-02-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/construction-sector-suffers-further-falls-in-december-quarter</loc>
        <lastmod>2019-02-27</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/car-loan-arrears-on-the-rise</loc>
        <lastmod>2019-02-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-governor-dissatisfied-with-big-four-banks-slow-npp-progress</loc>
        <lastmod>2019-02-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/westpac-ubs-flag-further-housing-market-weakness</loc>
        <lastmod>2019-02-26</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/asfa-retirement-standard-living-costs</loc>
        <lastmod>2019-02-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/airport-parking-costs-fall-up-to-22</loc>
        <lastmod>2019-02-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/banks-to-be-hit-with-640-million-levy-to-support-victims-of-misconduct</loc>
        <lastmod>2019-02-25</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussies-spending-less-due-to-slow-wage-growth-and-falling-house-prices-rba-governor</loc>
        <lastmod>2019-02-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/westpac-expects-two-cash-rate-cuts-in-2019</loc>
        <lastmod>2019-02-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/lenders-should-pay-flat-1-1-fee-to-mortgage-brokers-labor</loc>
        <lastmod>2019-02-22</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/me-bank-survey-shows-the-importance-of-learning-about-money-as-a-child</loc>
        <lastmod>2019-02-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/average-weekly-full-time-salary-rises-2-4-to-1605</loc>
        <lastmod>2019-02-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/good-shepherd-microfinance-calls-for-more-responsible-lending</loc>
        <lastmod>2019-02-21</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/annual-wage-growth-remains-at-2-3</loc>
        <lastmod>2019-02-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussie-consumer-spending-rebounds</loc>
        <lastmod>2019-02-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/property-investors-look-towards-perth-and-brisbane-for-gains</loc>
        <lastmod>2019-02-20</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/petrol-prices-hit-lowest-point-in-more-than-a-year-accc</loc>
        <lastmod>2019-02-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/another-major-city-to-trial-a-univeral-basic-income</loc>
        <lastmod>2019-02-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/grocery-shoppers-want-more-stores-to-use-unit-pricing</loc>
        <lastmod>2019-02-19</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/labor-to-push-through-crackdown-on-payday-lenders</loc>
        <lastmod>2019-02-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/auction-clearance-rates-fall-year-on-year-corelogic</loc>
        <lastmod>2019-02-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/first-home-super-saver-scheme-could-be-phased-out</loc>
        <lastmod>2019-02-18</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/cost-of-living-a-key-concern-for-aussie-millennials</loc>
        <lastmod>2019-02-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/whos-worse-with-credit-cards-australia-or-america</loc>
        <lastmod>2019-02-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mortgage-broker-battle-heats-up-as-key-consumer-groups-withdraw-support</loc>
        <lastmod>2019-02-15</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/hsbc-expects-aussie-dollar-to-plummet-in-value-in-2019</loc>
        <lastmod>2019-02-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/number-of-vacant-properties-rises-40-in-sydney</loc>
        <lastmod>2019-02-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/asic-seeks-input-on-responsible-lending</loc>
        <lastmod>2019-02-14</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/how-is-the-new-payments-platform-doing-after-one-year</loc>
        <lastmod>2019-02-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/accc-warns-of-valentines-day-scammers</loc>
        <lastmod>2019-02-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mortgage-holders-relieved-by-rbas-apparent-delay-on-rate-hikes</loc>
        <lastmod>2019-02-13</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/household-lending-down-15-over-year</loc>
        <lastmod>2019-02-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/racq-spotify-for-car-ownership-not-far-away</loc>
        <lastmod>2019-02-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/credit-card-use-rises-despite-fewer-accounts</loc>
        <lastmod>2019-02-12</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/mfaa-launches-petition-against-mortgage-broker-reforms</loc>
        <lastmod>2019-02-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/ubank-launches-worlds-first-digital-human-home-loan-application-assistant</loc>
        <lastmod>2019-02-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussie-households-continue-to-feel-the-squeeze</loc>
        <lastmod>2019-02-11</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/opinion-mortgage-brokers-the-fall-guys-for-big-banks-inability-to-win-new-customers</loc>
        <lastmod>2019-02-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/most-households-feeling-better-about-finances-me-bank-report</loc>
        <lastmod>2019-02-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/western-australia-new-south-wales-see-increased-calls-to-national-debt-helpline</loc>
        <lastmod>2019-02-08</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/what-consumers-think-of-mortgage-brokers-revealed</loc>
        <lastmod>2019-02-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australias-top-10-property-danger-zones-revealed</loc>
        <lastmod>2019-02-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/aussie-dollar-dives-on-rbas-about-face-on-interest-rates</loc>
        <lastmod>2019-02-07</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/new-car-sales-fall-in-january</loc>
        <lastmod>2019-02-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-changes-tune-on-cash-rate-expectations</loc>
        <lastmod>2019-02-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/cost-of-living-for-aussie-households-rising-faster-than-inflation</loc>
        <lastmod>2019-02-06</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rba-february-2019</loc>
        <lastmod>2019-02-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/royal-commission-recommends-sweeping-changes-to-mortgage-broking</loc>
        <lastmod>2019-02-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/christmas-shopping-sales-figures-fall</loc>
        <lastmod>2019-02-05</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/6-month-rates-hit-record-low</loc>
        <lastmod>2019-02-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/customer-owned-banking-association-warns-of-consequences-of-too-much-regulation</loc>
        <lastmod>2019-02-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/australian-housing-approvals-slump-to-five-and-a-half-year-low</loc>
        <lastmod>2019-02-04</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/rewards-caps-and-expiry-dates</loc>
        <lastmod>2018-11-29</lastmod>
    </url>
    <url>
        <loc>https://www.savings.com.au/news/hipsters-can-influence-property-prices</loc>
        <lastmod>2018-09-09</lastmod>
    </url>
</urlset>