Where should your money be in a low interest-rate environment?

Long gone are the days of earning over 7% p.a in interest on your savings, with very few banks at present offering much more than 2% p.a. on savings accounts and term deposits. With more rate cuts possibly on the way, you may be considering alternative places to earn a return on your cash.

What are deeming rates and how do they work?

You may have recently heard a fair amount of talk about deeming rates lately. Find out what they are and why they’re a hot topic right now.