https://www.savings.com.au Savings.com.au offers practical money savings tips and financial comparison to help Australians save more on their home loans, car loans, credit cards and more. en-AU Thu, 08 Oct 2026 03:03:35 +1000 https://www.savings.com.au/media/icons/sca-rss-square.pnghttps://www.savings.com.au3232 Bad for mortgage holders - good for savers. Is your bank passing on the Reserve Bank cash rate increase to your savings account?http://www.savings.com.au/news/rba-savings-accounts-sept-2026Wed, 07 Oct 2026 04:27:24 +1000http://www.savings.com.au/news/rba-savings-accounts-sept-2026 Read our Virgin Money Australia home loans review. Compare rates and fees, discover features, pros and cons, eligibility requirements and how to earn points through your mortgage.http://www.savings.com.au/home-loans/lenders/virgin-moneyWed, 07 Oct 2026 05:23:05 +1000http://www.savings.com.au/home-loans/lenders/virgin-money Australia's cash rate has been lifted by 0.25%. Find out if your lender is passing the hike on with Savings.com.au's comprehensive list of home loan rate hike announcements.http://www.savings.com.au/news/rba-rate-hike-sep-26Tue, 06 Oct 2026 04:21:21 +1000http://www.savings.com.au/news/rba-rate-hike-sep-26 Read our Yard home loans review. Compare rates and fees, discover features, pros and cons, eligibility requirements and how it compares to other Australian lenders.http://www.savings.com.au/home-loans/lenders/yard-home-loansWed, 07 Oct 2026 05:22:14 +1000http://www.savings.com.au/home-loans/lenders/yard-home-loans Who's the biggest? Compare market cap, asset and deposit sizes of banks such as CommBank, Westpac, NAB, ANZ, Macquarie, ING and more.http://www.savings.com.au/home-loans/who-are-the-biggest-banks-in-australiaFri, 02 Oct 2026 10:28:31 +1000http://www.savings.com.au/home-loans/who-are-the-biggest-banks-in-australia Australia's cash rate is back at its highest level since 2011 after inflation proved more persistent than expected, raising the prospect of further rate rises.http://www.savings.com.au/news/why-australia-s-inflation-fight-ended-with-interest-rates-at-a-15-year-highFri, 02 Oct 2026 03:35:39 +1000http://www.savings.com.au/news/why-australia-s-inflation-fight-ended-with-interest-rates-at-a-15-year-high NAB has increased its fixed home loan rates a week before the 0.25% rate hike takes effect across its variable home loans.http://www.savings.com.au/news/nab-ups-fixed-home-loans-ratesFri, 02 Oct 2026 03:40:01 +1000http://www.savings.com.au/news/nab-ups-fixed-home-loans-rates National home values fell another 1.1% in September, the sixth straight month of decline, with Brisbane recording the steepest drop.http://www.savings.com.au/news/home-values-down-for-sixth-straight-monthWed, 30 Sep 2026 08:15:03 +1000http://www.savings.com.au/news/home-values-down-for-sixth-straight-month Compare fuel finder apps Petty, 7-Eleven, PetrolSpy, MotorMouth, GasBuddy, and Fuel Map with Savings.com.au.http://www.savings.com.au/car-loans/what-are-the-top-fuel-finder-appsThu, 01 Oct 2026 09:33:15 +1000http://www.savings.com.au/car-loans/what-are-the-top-fuel-finder-apps Savings.com.au's Grocery Price Index captures prices and price movements of everyday, essential goods from Woolworths & Coles.http://www.savings.com.au/statistics/grocery-price-indexWed, 30 Sep 2026 10:04:08 +1000http://www.savings.com.au/statistics/grocery-price-index The RBA Board has delivered its fourth rate hike of 2026, lifting the cash rate to 4.60%. Here’s how Australia’s biggest banks moved in response.http://www.savings.com.au/news/how-the-big-four-banks-react-to-fourth-rba-rate-hikeWed, 30 Sep 2026 06:19:57 +1000http://www.savings.com.au/news/how-the-big-four-banks-react-to-fourth-rba-rate-hike Macquarie Bank was the first to announce its interest rate changes after the RBA's cash rate announcement, but some savings account balances won't receive the full 25-basis point increase.http://www.savings.com.au/news/macquarie-raises-savings-account-rates-but-there-s-a-catchWed, 30 Sep 2026 04:34:39 +1000http://www.savings.com.au/news/macquarie-raises-savings-account-rates-but-there-s-a-catch Higher petrol prices pushed Australia’s inflation rate back to 4% in August, reinforcing the RBA’s warning that price pressures remain too high.http://www.savings.com.au/news/abs-cpi-inflation-4-august-26Wed, 30 Sep 2026 01:38:17 +1000http://www.savings.com.au/news/abs-cpi-inflation-4-august-26 Borrowers have copped a September cash rate rise, but Westpac economists say the bigger threat is still ahead, with the RBA signalling it may not be finished tightening just yet.http://www.savings.com.au/news/westpac-tips-another-rba-rate-hike-in-novemberWed, 30 Sep 2026 12:33:27 +1000http://www.savings.com.au/news/westpac-tips-another-rba-rate-hike-in-november Reserve Bank governor Michele Bullock says the Middle East conflict has "made us all poorer" but domestic pressures are also behind the latest increase to the cash rate.http://www.savings.com.au/news/middle-east-conflict-not-the-only-reason-for-cash-rate-hike-bullockTue, 29 Sep 2026 06:33:49 +1000http://www.savings.com.au/news/middle-east-conflict-not-the-only-reason-for-cash-rate-hike-bullock $blogEntry.seodescriptionhttp://www.savings.com.au/news/rba-september-2026-cash-rate-live-updatesTue, 29 Sep 2026 03:39:55 +1000http://www.savings.com.au/news/rba-september-2026-cash-rate-live-updates The Reserve Bank of Australia has lifted the cash rate by 25 basis points to 4.60%, taking the nation’s official interest rate to its highest level in almost 15 years.http://www.savings.com.au/news/rba-raises-cash-rate-to-4-60Tue, 29 Sep 2026 03:09:30 +1000http://www.savings.com.au/news/rba-raises-cash-rate-to-4-60 Cashback apps promise easy savings, but not all rewards are created equal. Compare features, payout options and benefits to find the right fit.http://www.savings.com.au/budgeting-finance-tips/top-cashback-apps-in-australiaMon, 28 Sep 2026 04:26:56 +1000http://www.savings.com.au/budgeting-finance-tips/top-cashback-apps-in-australia With the Reserve Bank of Australia meeting on the cash rate amid a torrid time in global markets, some economists are now saying another two cash rate hikes may not be enough to control inflation.http://www.savings.com.au/news/september-cash-rate-rise-all-but-assured-could-there-be-two-moreTue, 29 Sep 2026 10:06:03 +1000http://www.savings.com.au/news/september-cash-rate-rise-all-but-assured-could-there-be-two-more Two big banks are expecting August's headline inflation print to hit 4% or more, justifying a cash rate hike next week and, one says, another in November.http://www.savings.com.au/news/cash-rate-hike-to-douse-inflation-hotspotsFri, 25 Sep 2026 04:01:38 +1000http://www.savings.com.au/news/cash-rate-hike-to-douse-inflation-hotspots Macquarie Bank's popular deposit products offer a point of difference from the big four's. Discover how they stack up.http://www.savings.com.au/savings-accounts/macquarie-bank-savings-accounts-reviewThu, 01 Oct 2026 04:33:57 +1000http://www.savings.com.au/savings-accounts/macquarie-bank-savings-accounts-review Australians are using AI to compare prices and track discounts, but most still draw the line at letting algorithms spend money on their behalf.http://www.savings.com.au/news/can-you-trust-ai-to-spend-your-moneyFri, 25 Sep 2026 01:00:55 +1000http://www.savings.com.au/news/can-you-trust-ai-to-spend-your-money ANZ raised term deposit rates across multiple terms, taking its top rate to 5.30% p.a. as markets and major banks prepare for a potential RBA rate increase.http://www.savings.com.au/news/anz-closes-ranks-with-majors-after-lifting-term-deposit-ratesThu, 24 Sep 2026 02:16:53 +1000http://www.savings.com.au/news/anz-closes-ranks-with-majors-after-lifting-term-deposit-rates People First Bank is Australia's largest customer-owned bank, offering a range of flexible home loans to owner occupiers and investors.http://www.savings.com.au/home-loans/lenders/people-first-home-loans-reviewThu, 24 Sep 2026 03:53:53 +1000http://www.savings.com.au/home-loans/lenders/people-first-home-loans-review ABS data revealed the nation’s unemployment rate rose to a seasonally adjusted 4.6% in August, as a surge in people entering the workforce outpaced hiring.http://www.savings.com.au/news/abs-unemployment-rate-4-6-august-2026Thu, 24 Sep 2026 02:12:53 +1000http://www.savings.com.au/news/abs-unemployment-rate-4-6-august-2026 Macquarie Bank has upped its fixed home loan rates for a second time this month as the market prepares for an imminent cash rate increase.http://www.savings.com.au/news/macquarie-lifts-fixed-home-loan-rates-againThu, 24 Sep 2026 11:14:21 +1000http://www.savings.com.au/news/macquarie-lifts-fixed-home-loan-rates-again ING has become the latest lender to increase mortgage rates, lifting some variable home loans just days after major banks led a series of fixed-rate hikes.http://www.savings.com.au/news/ing-raises-variable-mortgage-rates-as-cash-rate-hike-bets-mountWed, 23 Sep 2026 01:47:45 +1000http://www.savings.com.au/news/ing-raises-variable-mortgage-rates-as-cash-rate-hike-bets-mount Commonwealth Bank has raised fixed home loan rates, joining its big four counterparts which have all lifted fixed mortgage rates over the past week.http://www.savings.com.au/news/commbank-joins-big-bank-hike-on-fixed-home-loan-ratesTue, 22 Sep 2026 01:28:57 +1000http://www.savings.com.au/news/commbank-joins-big-bank-hike-on-fixed-home-loan-rates Learn what the ATO requires to be included in an SMSF investment strategy, and how to review and update your strategy to meet compliance obligations.http://www.savings.com.au/smsf/smsf-investment-strategiesTue, 22 Sep 2026 04:12:26 +1000http://www.savings.com.au/smsf/smsf-investment-strategies Westpac and NAB have lifted their top term deposit offerings to match the big four's best rate as the major banks go on a hiking spree.http://www.savings.com.au/news/big-four-banks-play-tag-on-top-term-deposit-ratesMon, 21 Sep 2026 03:49:24 +1000http://www.savings.com.au/news/big-four-banks-play-tag-on-top-term-deposit-rates Commonwealth Bank and ANZ now join NAB and Westpac in forecasting an increase to the Reserve Bank cash rate next week, with ANZ saying there'll be another in November.http://www.savings.com.au/news/cba-anz-move-call-of-cash-rate-hike-to-next-weekTue, 22 Sep 2026 10:34:31 +1000http://www.savings.com.au/news/cba-anz-move-call-of-cash-rate-hike-to-next-week If you’re having trouble affording to pay your rent, you might be eligible to receive rent assistance from the government.http://www.savings.com.au/property/what-is-rent-assistance-and-who-is-eligible-for-itTue, 22 Sep 2026 08:42:06 +1000http://www.savings.com.au/property/what-is-rent-assistance-and-who-is-eligible-for-it Australia’s fixed-rate mortgage repricing cycle is gathering pace, with Westpac becoming the latest major lender to lift rates.http://www.savings.com.au/news/major-bank-fixed-rate-repricing-gathers-pace-with-westpac-hikeFri, 18 Sep 2026 05:27:18 +1000http://www.savings.com.au/news/major-bank-fixed-rate-repricing-gathers-pace-with-westpac-hike High property prices and affordability challenges are keeping first-home buyers out of the market, with new Equifax data showing demand fell 20.1% in August.http://www.savings.com.au/news/first-home-buyers-retreat-as-mortgage-slowdown-drags-onWed, 23 Sep 2026 04:48:29 +1000http://www.savings.com.au/news/first-home-buyers-retreat-as-mortgage-slowdown-drags-on Commonwealth Bank has again upped its best term deposit rate to maintain its jump on big four rivals amid a flurry of market movement.http://www.savings.com.au/news/commbank-snatches-back-big-4s-top-term-deposit-rateFri, 18 Sep 2026 11:26:58 +1000http://www.savings.com.au/news/commbank-snatches-back-big-4s-top-term-deposit-rate ANZ has joined big bank peer NAB in raising fixed home loan rates on Thursday, in another sign banks are laying the ground for another cash rate increase.http://www.savings.com.au/news/anz-joins-nab-in-raising-fixed-home-loan-ratesThu, 17 Sep 2026 05:01:38 +1000http://www.savings.com.au/news/anz-joins-nab-in-raising-fixed-home-loan-rates RACQ has sweetened its flagship savings offer by 0.50%, propelling the product into the ranks of Australia’s highest-paying savings accounts.http://www.savings.com.au/news/racq-offers-5-75-bonus-rate-ahead-of-bendigo-migrationTue, 29 Sep 2026 01:05:07 +1000http://www.savings.com.au/news/racq-offers-5-75-bonus-rate-ahead-of-bendigo-migration ANZ has matched the big four's best term deposit rate but new offerings have claimed the 12-month market's top rate.http://www.savings.com.au/news/anz-joins-big-4-term-deposit-party-but-new-rate-steals-the-showThu, 17 Sep 2026 01:57:37 +1000http://www.savings.com.au/news/anz-joins-big-4-term-deposit-party-but-new-rate-steals-the-show NAB raises fixed home loan rates by 15 basis points ahead of possible September RBA rate hike.http://www.savings.com.au/news/nab-lifts-fixed-home-loan-rates-sept-2026Thu, 17 Sep 2026 02:01:00 +1000http://www.savings.com.au/news/nab-lifts-fixed-home-loan-rates-sept-2026 Australians are increasingly giving up detached homes to stay in the suburbs they want, with new Domain data showing townhouses and units have become the affordability sweet spot.http://www.savings.com.au/news/australians-keep-the-suburb-but-lose-the-house-domain-findsWed, 16 Sep 2026 05:00:05 +1000http://www.savings.com.au/news/australians-keep-the-suburb-but-lose-the-house-domain-finds Macquarie Bank has again lifted its digital term deposit rates well clear of the big 4's while Judo Bank has claimed the market's top 12-month rate.http://www.savings.com.au/news/macquarie-judo-leapfrog-big-4-term-deposit-ratesWed, 16 Sep 2026 03:46:43 +1000http://www.savings.com.au/news/macquarie-judo-leapfrog-big-4-term-deposit-rates Australia's recent run of record home resale results has ended with the share of profitable sales falling from a 21-year high.http://www.savings.com.au/news/housing-downturn-bites-home-sale-profitsTue, 15 Sep 2026 02:55:18 +1000http://www.savings.com.au/news/housing-downturn-bites-home-sale-profits Self-managed super funds can invest in a wide range of assets, including shares, property, bonds, etc., as long as all investments comply with with SMSF rules.http://www.savings.com.au/smsf/smsfs-what-asset-classes-can-you-invest-inMon, 14 Sep 2026 03:43:31 +1000http://www.savings.com.au/smsf/smsfs-what-asset-classes-can-you-invest-in Westpac and NAB have matched CommBank's best term deposit offering while ING has supercharged select rates as the market positions for a possible cash rate increase.http://www.savings.com.au/news/westpac-nab-ing-lift-term-deposit-ratesMon, 14 Sep 2026 02:12:46 +1000http://www.savings.com.au/news/westpac-nab-ing-lift-term-deposit-rates Economist Richard Holden says Australia's housing affordability crisis is breaking the country's intergenerational compact, leaving many young Australians locked out of home ownership.http://www.savings.com.au/news/housing-crisis-breaking-australias-intergenerational-compactFri, 11 Sep 2026 05:08:06 +1000http://www.savings.com.au/news/housing-crisis-breaking-australias-intergenerational-compact Commonwealth Bank has edged its best term deposit rate to 5.20% p.a., now the highest offering among the big four.http://www.savings.com.au/news/commbank-claims-big-4-s-top-term-deposit-rateFri, 11 Sep 2026 02:34:46 +1000http://www.savings.com.au/news/commbank-claims-big-4-s-top-term-deposit-rate HSBC is closing its retail banking business in Australia and is no longer accepting home loan applications.http://www.savings.com.au/home-loans/lenders/hsbc-home-loansThu, 10 Sep 2026 04:22:39 +1000http://www.savings.com.au/home-loans/lenders/hsbc-home-loans Australia's most expensive homes are recording the steepest price falls, while more sellers are switching from auctions to private treaty sales as market conditions soften.http://www.savings.com.au/news/premium-home-prices-lead-downturn-as-sellers-retreat-from-auctionsWed, 09 Sep 2026 05:07:29 +1000http://www.savings.com.au/news/premium-home-prices-lead-downturn-as-sellers-retreat-from-auctions Gateway Bank has lifted select term deposit rates to mix it with the market's best as rate-setters manoeuvre for another possible cash rate increase.http://www.savings.com.au/news/new-market-high-term-deposit-rates-as-odds-of-cash-rate-hike-firmWed, 09 Sep 2026 03:41:35 +1000http://www.savings.com.au/news/new-market-high-term-deposit-rates-as-odds-of-cash-rate-hike-firm Westpac now believes there will be another increase to the Reserve Bank cash rate in November, joining its big four bank counterparts.http://www.savings.com.au/news/westpac-joins-big-four-in-tipping-cash-rate-hikeTue, 08 Sep 2026 04:50:00 +1000http://www.savings.com.au/news/westpac-joins-big-four-in-tipping-cash-rate-hike