September 23, 2018

Things to Do if You Struggle to Pay Your Utility Bills

Water and electricity are some of the basic necessities of any Australian household so we can perform our day-to-day activities. Depending on your usage, your electricity bill and water bill can take up a large part of your monthly budget. These bills can be quite difficult to pay if you don’t have enough money in your savings account. Also, since you don’t really know how much your bill will be for a particular month, it may be a bit hard to budget for it.

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But don’t worry, there are several ways that you can ensure that you will be able to pay your water and electricity bills. In this article, let’s take a look at the things to consider if you struggle to pay your utility bills:

Reduce your water consumption and electricity usage

It almost goes without saying but being mindful of how you use your water and electricity can significantly reduce your bill every month. Even small changes can make a big difference, especially if everyone in the family is involved in making sure that no water is wasted and all appliances are unplugged when not in use. Other steps to reduce your usage include replacing devices with energy-efficient ones and taking quick showers instead of longer baths.

Contact your provider

If you find it hard to pay your utility bills, it’s better to seek help from your provider. They usually have officers who can guide you in making a plan on how to pay off your bill. For instance, they can advise you to pay the bill in instalments so it will be more manageable for you.

Consider bill smoothing

This refers to making payments on a monthly or bi-monthly basis so you don’t have to pay a huge annual or quarterly bill in one go. You can contact your provider and ask if they have this service.

Talk to a financial counsellor

If you’re struggling to pay your utility bills, or to deal with your money concerns in general, you can consult a financial counsellor. He/she usually offers free service to help you with your financial situation.

Do you have other ideas on how to deal with your water and electricity bills? Share your tips in the comments section.

About the author  ⁄ Marxa Dillan

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