October 21, 2017

How to Save Money and Eat Healthy

One common notion when it comes to healthy eating is that it’s expensive. In some aspects, this may be true, considering the numerous superfood items that we see in supermarkets and specialty stores. However, this does not mean that you cannot make healthy choices without breaking the bank. There are a lot of simple ways to ensure that you can eat what’s healthy for you and still save money.

In this list, we’ve rounded up several simple ways on how to save money when you’re trying to eat healthy:

Master meal planning

One great way to save money is creating a weekly meal plan. This entails making a grocery shopping list as well as some time and effort to create the dishes. Knowing the meals that you need to prepare means you will buy only the things that you need, plus it lessens the number of grocery trips which further helps you save money. Also, since you will always have food on standby, you will not be tempted to eat out, order some takeout or buy junk food.

Make plant-based food the star of your meals

Think whole grains, legumes such as lentils and kidney beans, and fruits and vegetables. These are all good for you and your wallet.

Go to the local markets

Take advantage of fresh produce that’s a lot cheaper compared to those found in supermarkets. Aside from saving money, you can support local farmers and help build a strong bond within the community.

Buy fruits and vegetables that are in season

While you’re at the local market, check which produce is in season which tends to be inexpensive. You can buy in bulk and store them in the freezer. You can likewise make homemade jams that are not only cheap but also healthier compared to store-bought jams loaded with sugar.

Eat first before going to the supermarket

When you shop on an empty stomach, you are more likely to buy food that’s not good for you. This also leads to impulse buying.

You cannot put a price on good health, and being healthy will help you save money in so many ways. If you have money to buy all those expensive healthy superfood items then go for it. There’s nothing wrong with it. The point is, trying to eat healthy does not have to be a financial burden. With a few simple tips, you can make healthy food choices and still save money.

Got other ways on how to save money when trying to eat healthy? Share your ideas in the comments section.

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Why You Shouldn’t Buy Expensive Clothes for Kids

Your kids may look really cute in those expensive clothes you see in the mall in Australia or online. With many parenting responsibilities and household expenses, is it worth it to pay a hundred dollars for a trendy sweater your child will soon outgrow or stain?

We’ve gathered reasons why buying expensive clothes for your kids may not be practical at all.

They grow quickly

On an average, a pre-adolescence kid aged 6-10 can grow about 5-8 cm and about 2-3 kg each year. Their feet can grow 1mm per month in length. Just imagine if you’ve bought them a pair of designer shoes worth $100 and very quickly they won’t be able to wear them anymore.

They may look undoubtedly adorable in them, but it’s more practical to go cheaper with clothes and shoes at around this age. Go to Target or Kmart and save yourself some money!

They dirty them

It’s common parenting knowledge that kids love to play in the dirt! Children seeks out all kinds of textures. Painting is another fun activity. Your 6-year-old’s designer clothing can be a waste of money if he or she frequently dirties them, and over time the clothes’ condition will get distressed and lose its quality.

Nobody can tell the difference between designer and Kmart

Why pay so much money for a pair of jeans or shoes that your kids will outgrow in a few months or so? Kmart offers a wide variety of inexpensive clothes, and your young kids will not even mind if they are wearing designer or not. Don’t spend lots of money on clothes and shoes just because your kids look cute in them. There are cheaper alternatives that will look equally as good.

It’s expensive

Expensive clothes are exactly that – expensive! The price of the clothes and shoes does not always dictate quality and durability. If you’re planning on buying your kids something that you want to last for a while, it’s more important that you select something that will actually stand the test of time. Quality and durability doesn’t need to be expensive when you know what you’re looking for.

There are many practical parenting strategies you can use for you to save money on your young kids’ clothes, such as mixing and matching outfits and shoes, buying clothes that are one size up, purchasing play clothes exclusively for play time, renting clothes for special occasions, and many more.

How do you save money buying clothes for your kids in Australia? Leave a comment.

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How to Save Money on Shoes

Shoes form an essential part in anyone’s outfit. More than for comfort and safety, shoes usually complement one’s clothes. Sometimes, people decide what clothes to wear based on the pair that they want to wear on that day. Heck, shoes are just an addiction for some of us!!

For those who are into fashion, it’s normal to have a lot of shoes and to buy a pair or two frequently. For the money-conscious, it can be hard to resist those shoes that come in a wide range of styles and colours. The good thing is, you don’t need to break the bank to buy shoes. There are so many ways to save money on shoes. With some resourcefulness and great money-saving ideas, you can go shoe shopping without overspending.

Here are some easy ways to save money when buying shoes in Australia:

Opt for quality over quantity

While our goal is to save money on our shoe addiction, it doesn’t automatically mean that we will only buy inexpensive ones. Consider investing in one or two pairs of high quality shoes instead of buying several cheap pairs that don’t really last long. When you have durable shoes, you don’t have to buy a new pair that often. Plus, you can be sure that your feet are well-protected.

Wait until it’s sale season

Another great cost-saving tip is to wait until the pair that you need goes on sale. You can save a lot just by being patient.

Try shoes in store and shop online

Most of the time when you shop around online, you can always find a better deal. There are so many new online retailers of shoes in Australia that offer a lot of brands and variety. So go down to your local store, but before you buy, shop around online to see if you can get a better deal. Here’s another tip, if you show the online price to the shop assistant, they may be able to meet the price in order to get the sale!

If you shop online, make sure the return policy is good

Shopping online can get you a better deal, but if the shoe doesn’t fit, it can cost you money to return it! A good online retailer will give you free returns within a number of days of purchase. If not you have to decide if it is really going to be worth it. Will you be stuck either paying for a return or being forced to hold onto a store credit until you find something else? It pays to read the fine print!

Subscribe to email newsletters

Save money fast by subscribing to promo alerts and email newsletters of online retail stores. You can get exclusive offers and be one of the first few customers to know which items will go on sale. But subscriber beware! Sometimes being subscribed to newsletters can increase your temptation to buy shoes you wouldn’t have otherwise seen!

Buy shoes with friends

I have a best friend and we have the same shoe size. So much in common, I know! But this is good when it comes to buying shoes. We just raid each others wardrobes and the shoe addiction is fulfilled for that little bit longer!

Use shoe coupon codes

Another money-saving trick is to take advantage of coupon codes. There are a lot of websites that offer great deals that look like you’ve paid too much but in fact, you’ve saved a lot, thanks to coupon codes.

Final Thought

If you’re on a budget, you can keep these cost saving tips in mind so you can have the shoes that you need without spending a lot.

Do you know other ways to save money on shoes in Australia? You can share your tips in the comments section below.

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How to Use Your Smartphone to Ask for a Discount in Store

A smartphone is your best friend when it comes to getting a discount in store.

When it’s time to update your TV or get a bigger refrigerator you can save hundreds of dollars by asking for a discount. But, no self-respecting salesperson is going to give you one, unless they feel like they absolutely must do so to close the deal.

Using your smartphone to research prices and find cheaper deals is the easiest way to get a discount and save money. Here’s how to use your smartphone to get a discount in store.

Get a price guide

Do a quick internet search for the product you are looking to buy. This will give you a rough price guide and where else it retails.

Find previous sale prices

Everything goes on sale; it’s just a matter of when. You can use camelcamelcamel.com to search price charts and find the lowest price a product has ever sold for. If you can’t find your product, use a calculator to work out what a 30% discount would be and use that as a guide.

Check competitor prices

Pretty much every store will price match with a competitor. Check the price at one or two of the store’s main competitors, preferably ones that are close by. For small electronics, you should definitely look up the price on Ebay or Amazon.

Remember, you must compare the same product. Search for the model number instead of generic names as you might end up finding a different version. Also be careful with overseas results; the prices and models can be different from the ones in Australia.

Saving time

Now that you have done your research, you’re ready to ask for a discount.

All you have to say is:

“Hey. I want to buy this … (TV, etc.), but it’s only $…  at ABC Pty. Ltd. (competitor) down the road. If you can beat their price and I’ll buy it right now.”

You should be ready to buy it on the spot. The quicker the deal is done, the less time the salesperson spends with you. This gives them more time to sell to someone else. Make it obvious that you know what you want and a quick close will have you handing over your money.

You might be able to bluff a competitor price, but having an advertised price will give you a solid bargaining tool. Salespeople know their margins, and what competitors can afford to sell something for, so don’t be unrealistic with your offer.

Try these tips next time you are buying something in store. Instead of just watching cat videos, use your smartphone to help you ask for a discount and save more.

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