Harmoney slashes personal loan rate by 1.64 percentage points
The advertised rate is now 5.35% p.a. (6.14% p.a. comparison rate*), and is for borrowers with an 'Excellent' credit rating.
The minimum loan term is three years and the maximum five; borrowers can borrow between $2,000 and $50,000.
For loans less than $5,000, the establishment fee is $275, and is $575 for loans over that amount.
There are no monthly account keeping or early repayment fees, and borrowers can repay weekly, fortnightly or monthly.
A number of other Harmoney unsecured personal loans for a variety of credit ratings were also varied by up to 570 basis points (5.70%).
More to come...
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In the market for a personal loan? The table below features personal loans with some of the lowest interest rates on the market.
| Lender | Car Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Interest Type | Secured Type | Early Exit Fee | Ongoing Fee | Upfront Fee | Total Repayment | Early Repayment | Instant Approval | Online Application | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
6.24% p.a. | 6.95% p.a. | $389 | Variable | Unsecured | $0 | $10 | $495 | $23,334 | |||||||||||
5.95% p.a. | 5.95% p.a. | $386 | Fixed | Unsecured | $0 | $0 | $0 | $23,171 | |||||||||||
5.76% p.a. | 5.76% p.a. | $384 | Fixed | Unsecured | $0 | $0 | $275 | $23,066 |
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Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning