Fixed & variable car loans for new cars
Lender | Advertised rate | Comparison rate* | Monthly repayment | Interest Type | Vehicle Type | Maximum Vehicle Age | Ongoing Fee | Application Fee | Total Repayment | Early Repayment | Instant Approval | Online Application | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Fixed | New | 1 year | More details | ||||||||||
| FEATURED | Green Car Loan | ||||||||||||
| Fixed | New, Used | 99 years | More details | ||||||||||
| FEATUREDAPPLY ONLINE | Car Loan
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| Fixed | New | 4 years | More details | ||||||||||
| FEATUREDGET APPROVED WITHIN 24 HOURS | Car Loan (New and Dealer Used) (< 5 years)
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Car Loan (New and Dealer Used) (< 5 years)
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| Fixed | New | 2 years | More details | ||||||||||
| QUICK APPLICATION PROCESS WITH NO FEES | New Vehicle Fast Loan Low Rate
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New Vehicle Fast Loan Low Rate
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| Fixed | New | 1 year | More details | ||||||||||
| FEATUREDNo ongoing fees | Plenti Car Loan
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Plenti Car Loan
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| Fixed | New, Used | 7 years | More details | ||||||||||
| No ongoing fees | Plenti Car Loan (Refinance) | ||||||||||||
- Approval in 24 hours
- Balloon options to reduce repayments
- No ongoing fees, no discharge fee
Rates based on a loan of $30,000 for a five-year loan term. Products sorted by advertised rate. *The Comparison rate is based on a $30,000 loan over 5 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of January 25, 2022. View disclaimer.
One of the more common ways to finance a car purchase, aside from buying it outright, is to use a car loan. Car loans charge an interest rate in exchange for funding some or all of the car's purchase price, which you pay back in regular instalments.
Saving.com.au's Car Loan Calculator can help you calculate your potential car loan repayments, based on your interest rate, car price, loan term and payment frequency. You can use our car loan repayment calculator to help you work out what you can (and maybe what you can't) afford when the time comes to purchase your next set of wheels.
Savings.com.au's car loan repayment calculations are estimates only; consider speaking to a professional to get dedicated car loan advice.
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Disclaimers
The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered. Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site. Savings.com.au, yourmortgage.com.au, yourinvestmentpropertymag.com.au, and Performance Drive are part of the Savings Media group. In the interests of full disclosure, the Savings Media Group are associated with the Firstmac Group. To read about how Savings Media Group manages potential conflicts of interest, along with how we get paid, please visit the web site links at the bottom of this page.
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