Aussie today raised interest rates by as much as 45 basis points on its fixed mortgages, while also cutting rates by up to 35 basis points for investors. 

These changes follow a number of major lenders including Westpac and UBank also increasing rates on fixed products this week. 

Aussie has made a large range of changes to its products, which have been broken up into owner-occupier (OO) variable and fixed rate changes, and investor variable and fixed rate changes.

Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers. 

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Filters
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.94% p.a.
5.98% p.a.
$2,978
Principal & Interest
Variable
$0
$530
90%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
  • Available for purchase or refinance, min 10% deposit needed to qualify.
  • No application, ongoing monthly or annual fees.
  • Dedicated loan specialist throughout the loan application.
 Disclosure
5.89% p.a.
5.80% p.a.
$2,962
Principal & Interest
Variable
$0
$0
80%
  • Built and funded by CommBank
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • More details
  • No application or ongoing fees. Annual rate discount
  • Unlimited redraws & additional repayments. LVR <80%
  • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
 Disclosure
5.99% p.a.
6.02% p.a.
$2,995
Principal & Interest
Fixed
$0
$0
60%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • More details
  • Competitive rates to help you save
  • A Dedicated Relationship Manager
  • Certainty of repayments with a fixed rate term
 Disclosure
5.93% p.a.
5.93% p.a.
$2,975
Principal & Interest
Variable
$0
$395
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • More details
 Disclosure
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning
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Aussie Home Loans OO variable rate changes 

Aussie today decreased rates on its Select Basic Variable home loan for borrowers making Principal and Interest (P&I) and Interest Only (IO) repayments by up to 35 basis points, for those with an Loan to Value Ratio (LVR) of less than 80%: 

  • Select Basis Variable P&I ≤60%: 16 basis point cut to 2.39% p.a. (2.41% p.a. comparison rate*)
  • Select Basis Variable P&I 60-70%: 16 basis point cut to 2.39% p.a. (2.41% p.a. comparison rate*)
  • Select Basis Variable P&I 70-80%: 16 basis point cut to 2.39% p.a (2.41% p.a. comparison rate*)

Aussie Home Loans OO fixed rate changes 

Aussie made sweeping changes to its fixed rate products, dropping rates by as much as 10 basis points and hiking rates by up to 45 basis points.

Cuts: 

  • Select Basic Fixed PI 2 yrs ≤60%: 10 basis point cut to 1.89% p.a. (2.32% p.a. comparison rate*)
  • Select Basic Fixed PI 2 yrs 60-70%: 10 basis point cut to 1.89% p.a. (2.32% p.a. comparison rate*)

Increases: 

  • Select Basic Fixed PI 5 yrs ≤60-80%: 20 basis point increase to 2.49% p.a. (2.45% p.a. comparison rate*)
  • Select Basic Fixed PI 4 yrs 80-90%: 25 basis point increase to 2.44% p.a. (2.93% p.a. comparison rate*)
  • Select Basic Fixed PI 5 yrs 80-90%: 30 basis point increase to 2.59% p.a. (2.94% p.a. comparison rate*)
  • Select Basic Fixed PI 2 yrs 90-95%: 20 basis point increase to 2.19% p.a. (3.24% p.a. comparison rate*)
  • Select Basic Fixed PI 4 yrs 90-95%: 45 basis point increase to 2.64% p.a. (3.19% p.a. comparison rate*)
  • Select Basic Fixed PI 5 yrs 90-95%: 45 basis point increase to 2.64% p.a. (3.18% p.a. comparison rate*)

Aussie Home Loans Investor variable rate changes 

Aussie dropped rates on some of its investor variable rates by as much 35 basis points: 

  • Inv Select Basic Variable IO ≤60-70%: 35 basis point cut to 3.14% p.a. (3.15% p.a. comparison rate*)
  • Inv Select Basic Variable IO 70-80%: 35 basis point cut to 3.24% p.a. (3.25% p.a. comparison rate*)
  • Inv Select Basic Variable PI ≤60-80%: 20 basis point cut to 2.79% p.a. (2.81% p.a. comparison rate*)

Aussie Home Loans Investor fixed rate changes 

Aussie dropped rates on one investor fixed rate loan by 10 basis points: 

  • Inv Select Basic Fixed PI 2 yrs ≤60-80%: 10 basis point cut to 2.69% p.a. (2.79% p.a. comparison rate*)