Buying a home or looking to refinance? The table below features home loans
with some of the lowest interest rates on the market for owner occupiers.
Your credit score, or credit rating, is a numerical representation of your trustworthiness as a borrower. Lenders use it to determine:
For help working out how strong your credit score might be, use our credit score calculator.
Although this won’t give you an exact credit score (you should use credit agencies like Equifax or Experian for that) our credit score estimator tool can give you a rough idea of what your credit rating might be based on the following information:
While each lender can assess applicants differently, this will hopefully give you a good idea as to what band your credit score is likely to fall into:
The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered which includes retail products from at least the big four banks, the top 10 customer-owned institutions and Australia’s larger non-banks:
Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site.
In the interests of full disclosure, Savings.com.au, Performance Drive and Loans.com.au are part of the Firstmac Group. To read about how Savings.com.au manages potential conflicts of interest, along with how we get paid, please click through onto the web site links.
*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.