3.10 % p.a. 3.12 % p.a. $ 1,708 Variable $ 0 $ 520 70 % More details FEATURED Variable Home Loan (LVR < 70%) Min 30% deposit No monthly or ongoing fees, add 0.10% for offset Unlimited redraws 3.14 % p.a. 3.06 % p.a. $ 1,717 Variable $ 0 $ 0 80 % More details FEATURED REFINANCE ONLY Variable Rate Home Loan – Refinance Only A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank. 3.14 % p.a. 3.14 % p.a. $ 1,717 Variable $ 0 $ 0 60 % More details FEATURED 100% FULL OFFSET ACCOUNT NO APPLICATION FEE OR ONGOING FEES Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 60%) No upfront or ongoing fees 100% full offset account Extra repayments + redraw services 3.64 % p.a. 3.66 % p.a. $ 1,828 Variable $ 250 $ 250 60 % More details FEATURED AN EASY DIGITAL APPLICATION Neat Variable Home Loan (Principal and Interest) (LVR < 60%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster Neat Variable Home Loan (Principal and Interest) (LVR < 60%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster 3.24 % p.a. 3.31 % p.a. $ 1,739 Variable $ 0 $ 887 60 % More details 100% FULL OFFSET ACCOUNT Ocean Owner Occupied (Amounts < $1m, LVR < 60%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster Ocean Owner Occupied (Amounts < $1m, LVR < 60%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster 3.24 % p.a. 3.24 % p.a. $ 1,739 Variable $ 0 $ 0 80 % More details NO UPFRONT OR ONGOING FEES Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 80%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster 3.29 % p.a. 3.33 % p.a. $ 1,750 Variable $ 0 $ 445 80 % More details NO ONGOING FEES Yard PAYG Home Loan (Principal and Interest) LVR ≤ 80% No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster Yard PAYG Home Loan (Principal and Interest) LVR ≤ 80% No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster 3.60 % p.a. 3.96 % p.a. $ 1,819 Variable $ 0 $ 520 80 % More details UNLIMITED REDRAWS Smart Booster Home Loan Discounted Variable - 2yr (LVR < 80%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster Smart Booster Home Loan Discounted Variable - 2yr (LVR < 80%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster 3.69 % p.a. 3.69 % p.a. $ 1,839 Variable $ 0 $ 363 60 % More details UNLIMITED EXTRA REPAYMENTS Basic Home Loan (Principal and Interest) (LVR < 60%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster Basic Home Loan (Principal and Interest) (LVR < 60%) No ongoing fees - None! Unlimited additional repayments Easy online application, find out if you're approved quick! Redraw- Access your additional payments if you need them Use the app to get loan insights to help you pay off your home loan faster 3.63 % p.a. 4.05 % p.a. $ 1,825 Variable $ 0 $ 520 90 % More details FEATURED Green Home Loan (Principal and Interest) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Green Home Loan (Principal and Interest) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 3.79 % p.a. 3.79 % p.a. $ 1,862 Variable $ 0 $ 0 60 % More details ZERO APPLICATION FEES FEE FREE OFFSET Owner Occupier Accelerates - Celebrate (LVR < 60%) (Principal and Interest) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 3.69 % p.a. 3.94 % p.a. $ 1,839 Variable $ 248 $ 363 60 % More details 100% FULL OFFSET ACCOUNT Offset Package Home Loan (Principal and Interest) (LVR < 60%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Offset Package Home Loan (Principal and Interest) (LVR < 60%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 3.84 % p.a. 3.86 % p.a. $ 1,873 Variable $ 250 $ 250 80 % More details EASY DIGITAL APPLICATION Neat Variable Home Loan (Principal and Interest) (LVR 70%-80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Neat Variable Home Loan (Principal and Interest) (LVR 70%-80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 3.84 % p.a. 3.84 % p.a. $ 1,873 Variable $ 0 $ 363 80 % More details GREAT FLEXIBLE LOAN OPTIONS Basic Home Loan (Principal and Interest) (LVR 70%-80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Basic Home Loan (Principal and Interest) (LVR 70%-80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 4.04 % p.a. 4.04 % p.a. $ 1,919 Variable $ 0 $ 0 95 % More details NO UPFRONT OR ONGOING FEES Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 95%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 4.23 % p.a. 4.25 % p.a. $ 1,963 Variable $ 0 $ 520 80 % More details Smart Home Loan (Principal and Interest) (LVR < 80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Smart Home Loan (Principal and Interest) (LVR < 80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 4.74 % p.a. 4.75 % p.a. $ 2,084 Variable $ 5 $ 910 80 % More details Standard Variable Home Loan (Principal and Interest) (LVR < 80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Standard Variable Home Loan (Principal and Interest) (LVR < 80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 4.74 % p.a. 4.78 % p.a. $ 2,084 Variable $ 0 $ 0 95 % More details Base Variable Home Loan Special (Principal and Interest) (LVR 80%-95%) (New Customer) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 4.94 % p.a. 4.95 % p.a. $ 2,133 Variable $ 5 $ 910 95 % More details Standard Variable Home Loan (Principal and Interest) (LVR > 80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply Standard Variable Home Loan (Principal and Interest) (LVR > 80%) Low rate home loan with added benefits, add offset for 0.10% Save thousands & make an environmentally conscious choice on your loan for homes less than 12 months old Get a 7.0 star NatHERS rating or higher for up to 1.59% discount on your variable rate home loan T&Cs apply 5.19 % p.a. 4.27 % p.a. $ 2,194 Fixed $ 250 $ 250 80 % More details FEATURED USE A MARKET LEADING APP TO HELP YOU PAY OFF YOUR LOAN SOONER Own Home Loan Fixed (Principal and Interest) 1 Year (LVR < 80%) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 6.27 % p.a. 6.40 % p.a. $ 2,468 Variable $ 8 $ 0 95 % More details Tailored Home Loan (Principal and Interest) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) Tailored Home Loan (Principal and Interest) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 3.89 % p.a. 3.84 % p.a. $ 1,884 Variable $ 0 $ 0 80 % More details THE MORE YOU PAY THE LOWER YOUR RATE Owner Occupier Accelerates - Liberate (LVR 70%-80%) (Principal and Interest) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.39 % p.a. 6.31 % p.a. $ 2,244 Fixed $ 8 $ 0 95 % More details Tailored Home Loan Fixed (Principal and Interest) 1 Year Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 3.84 % p.a. 3.81 % p.a. $ 1,873 Variable $ 0 $ 0 70 % More details NO UPFRONT OR ONGOING FEES Owner Occupier Accelerates - Evaporate (LVR 60%-70%) (Principal and Interest) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 4.89 % p.a. 6.32 % p.a. $ 2,120 Fixed $ 8 $ 600 70 % More details Fixed Options Home Loan (Principal and Interest) 1 Year (LVR < 70%) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.54 % p.a. 5.06 % p.a. $ 2,281 Fixed $ 10 $ 910 95 % More details Fixed Rate Home Loan (Principal and Interest) 2 Years (LVR > 80%) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.39 % p.a. 4.92 % p.a. $ 2,244 Fixed $ 250 $ 250 85 % More details Own Home Loan Fixed (Principal and Interest) 1 Year (LVR 80%-85%) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 4.99 % p.a. 5.93 % p.a. $ 2,145 Fixed $ 395 $ 200 95 % More details Wealth Package Fixed Rate Home Loan (Principal and Interest) 1 Year Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.58 % p.a. 5.63 % p.a. $ 2,291 Variable $ 0 $ 600 70 % More details Flexi First Option Home Loan (Principal and Interest) (LVR < 70%) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.14 % p.a. 6.32 % p.a. $ 2,182 Fixed $ 8 $ 800 95 % More details Fixed Rate Home Loan (Principal and Interest) 1 Year Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.68 % p.a. 5.73 % p.a. $ 2,317 Variable $ 0 $ 600 95 % More details Flexi First Option Home Loan (Principal and Interest) (LVR > 70%) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.19 % p.a. 4.42 % p.a. $ 2,194 Fixed $ 0 $ 520 90 % More details Fixed Home Loan (Principal and Interest) 1 Year Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.69 % p.a. 6.34 % p.a. $ 2,319 Fixed $ 8 $ 600 95 % More details Fixed Options Home Loan (Principal and Interest) 2 Years Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.79 % p.a. 6.03 % p.a. $ 2,344 Fixed $ 395 $ 200 95 % More details Wealth Package Fixed Rate Home Loan (Principal and Interest) 2 Years Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 6.33 % p.a. 6.46 % p.a. $ 2,484 Variable $ 8 $ 600 95 % More details Rocket Repay Home Loan (Principal and Interest) Make up to $20,000 additional repayments per fixed term Redraw available – lets you access any extra loan repayments you’ve made Choose to rate lock for 90 days (fee applies) 5.99 % p.a. 5.03 % p.a. $ 2,396 Fixed $ 250 $ 250 80 % More details Own Home Loan Fixed (Principal and Interest) 5 Years (LVR < 80%) Easy, digital application process Market leading app to help you pay off your loan sooner No on-going fees 5.99 % p.a. 5.76 % p.a. $ 2,396 Fixed $ 395 $ 0 70 % More details Premier Package Fixed Options Home Loan (Principal and Interest) 5 Years (LVR < 70%) Easy, digital application process Market leading app to help you pay off your loan sooner No on-going fees 5.29 % p.a. 4.14 % p.a. $ 2,219 Fixed $ 0 $ 363 70 % More details NO UPFRONT OR ONGOING FEES Basic Home Loan Fixed (Principal and Interest) (LVR < 70%) 3 Years Easy, digital application process Market leading app to help you pay off your loan sooner No on-going fees 6.09 % p.a. 5.86 % p.a. $ 2,421 Fixed $ 395 $ 0 95 % More details Premier Package Fixed Options Home Loan (Principal and Interest) 5 Years Easy, digital application process Market leading app to help you pay off your loan sooner No on-going fees 6.19 % p.a. 5.52 % p.a. $ 2,447 Fixed $ 250 $ 250 85 % More details Own Home Loan Fixed (Principal and Interest) 5 Years (LVR 80%-85%) Great Rates Easy to apply Market leading app helps you pay off you loan sooner 5.19 % p.a. 6.05 % p.a. $ 2,194 Fixed $ 8 $ 600 70 % More details Fixed Options Home Loan (Principal and Interest) 4 Years (LVR < 70%) Great Rates Easy to apply Market leading app helps you pay off you loan sooner 6.54 % p.a. 6.51 % p.a. $ 2,539 Fixed $ 8 $ 800 95 % More details Fixed Rate Home Loan (Principal and Interest) 3 Years Great Rates Easy to apply Market leading app helps you pay off you loan sooner
