Buying a home or looking to refinance? The table below features home loans
with some of the lowest interest rates on the market for owner occupiers.
The first home owners grant is a scheme available across Australia that provides funds to eligible first home buyers, to help them enter the property market.
The grant differs across the different states and territories and is usually worth between $10,000 to $20,000.
To read more about the different first home owners grants, including how to find out if you’re eligible and how you can apply, read our guide on it here.
You can also use our first home owners grant calculator below.
You can use our first home owners grant calculator by entering the following information into it:
With this information, the calculator will suggest whether you’re eligible for a grant or not, and how much you could be eligible for. Do keep in mind that this is just a general guide only. The state or territory government will have the ultimate say on whether you qualify for a grant or not.
The entire market was not considered in selecting the above products. Rather, a cut-down portion of the market has been considered which includes retail products from at least the big four banks, the top 10 customer-owned institutions and Australia’s larger non-banks:
Some providers' products may not be available in all states. To be considered, the product and rate must be clearly published on the product provider's web site.
In the interests of full disclosure, Savings.com.au, Performance Drive and Loans.com.au are part of the Firstmac Group. To read about how Savings.com.au manages potential conflicts of interest, along with how we get paid, please click through onto the web site links.
*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.