What is a guarantor personal loan?

If you’re trying to take out a personal loan but are struggling to get approval, using a guarantor could help your chances.

How does a personal loan impact your credit score?

Having a good credit score is important because it can play a big role in determining whether borrowers lend money to you and even what the interest rate you pay.

What fees do personal loans charge?

When looking for a personal loan, lenders might try to hook you in with a ‘low, low interest rate’ that looks tempting but hides the loan’s true cost.

What is peer to peer lending?

Peer to peer or P2P lending is a newer and slight variation on personal loans in Australia. Find out what’s involved, the risks of investing, and the interest rates for borrowing below.

What are the different types of personal loans?

Personal loans aren’t a one-size-fits-all product. There are actually several different types of personal loans you can use for a number of different situations.