Tic:Toc’s cashback offer is available across its entire home loan portfolio for both owner-occupiers and investors, provided there is a minimum $300,000 loan balance.

Borrowers must apply by 28 February and settle by 30 May to be eligible for the cashback offer.

Tic:Toc currently offers variable home loan rates for owner occupiers from 1.89% p.a. (1.90% p.a. comparison rate*).

Tic:Toc Chief Marketing Officer Laura Osti said the cashback offer starting February 1 provides customers Tic:Toc’s low rates, plus some money in their pocket to help kick-off 2022.

"Customers can use the cash to treat themselves after what’s been a couple of rough years, or put the cashback money into their home loan to save even more over the life of their loan," Ms Osti said.

"Normally when reviewing the cashback offers in the market, often you’ll only be getting enough cash to cover what you’re paying in fees and charges.

"Tic:Toc doesn’t charge any upfront or ongoing fees, meaning it’s all good news."

Compare Cashback Offers

As a digital lender, new home loans or refinancing with Tic:Toc starts with applying online with Australian based help available 7 days a week.

A Tic:Toc spokesperson told Savings.com.au says if borrowers don’t receive an instant decision on their application, one of Tic:Toc’s assessors will be in touch about the application with a decision made in days.

Compare a range of Tic:Toc home loans in the table below.

Rates
Features
Fees
Other
Lender
VariableMore details

Tiimely Home – Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%)

    More details
    VariableMore details

    Tiimely Home – Live-in Variable Home Loan (Principal and Interest) (With Offset)

      More details
      FixedMore details
      Free Redraw Facility
      Free Redraw Facility

      Tiimely Home – Live-in Fixed Home Loan (Principal and Interest) 1 Year

        More details
        • Immediate cashback upon settlement
        • $2000 for loans up to $700,000
        • $4000 for loans over $700,000

        More details
        Important Information and Comparison Rate Warning

        Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of December 10, 2023. View disclaimer.

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        Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers.

        Rates
        Features
        Fees
        Other
        Lender
        VariableMore details
        Online ExclusiveUp To $4K Cashback Includes NOV RBA Rate Increase
        • Immediate cashback upon settlement
        • $2000 for loans up to $700,000
        • $4000 for loans over $700,000
        Online ExclusiveUp To $4K Cashback Includes NOV RBA Rate Increase

        loans.com.au – Variable Basic Cashback Home Loan (Principal and Interest) (LVR < 70%)

        • Immediate cashback upon settlement
        • $2000 for loans up to $700,000
        • $4000 for loans over $700,000
        More details
        VariableMore details
        Refinance OnlyApply In Minutes
        • No application or ongoing fees. Annual rate discount
        • Unlimited redraws & additional repayments. LVR <80%
        • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
        Refinance OnlyApply In Minutes

        Unloan – Variable Rate Home Loan – Refinance Only

        • No application or ongoing fees. Annual rate discount
        • Unlimited redraws & additional repayments. LVR <80%
        • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
        More details
        VariableMore details
        • Up is 100% owned by Bendigo Bank.
        • Up to 50 offset accounts
        • New joiners get $10 by signing up to the app using code UPHOMESAVINGS. (T&Cs apply)

        Up – Up Home Variable (Principal & Interest) (LVR ≤ 90)

        • Up is 100% owned by Bendigo Bank.
        • Up to 50 offset accounts
        • New joiners get $10 by signing up to the app using code UPHOMESAVINGS. (T&Cs apply)
        More details
        • Immediate cashback upon settlement
        • $2000 for loans up to $700,000
        • $4000 for loans over $700,000

        More details
        Important Information and Comparison Rate Warning

        Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of December 10, 2023. View disclaimer.

        Image by Mohamed Hassan via Pixabay



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