Tic:Toc’s cashback offer is available across its entire home loan portfolio for both owner-occupiers and investors, provided there is a minimum $300,000 loan balance.
Borrowers must apply by 28 February and settle by 30 May to be eligible for the cashback offer.
Tic:Toc currently offers variable home loan rates for owner occupiers from 1.89% p.a. (1.90% p.a. comparison rate*).
Tic:Toc Chief Marketing Officer Laura Osti said the cashback offer starting February 1 provides customers Tic:Toc’s low rates, plus some money in their pocket to help kick-off 2022.
"Customers can use the cash to treat themselves after what’s been a couple of rough years, or put the cashback money into their home loan to save even more over the life of their loan," Ms Osti said.
"Normally when reviewing the cashback offers in the market, often you’ll only be getting enough cash to cover what you’re paying in fees and charges.
"Tic:Toc doesn’t charge any upfront or ongoing fees, meaning it’s all good news."
As a digital lender, new home loans or refinancing with Tic:Toc starts with applying online with Australian based help available 7 days a week.
A Tic:Toc spokesperson told Savings.com.au says if borrowers don’t receive an instant decision on their application, one of Tic:Toc’s assessors will be in touch about the application with a decision made in days.
Compare a range of Tic:Toc home loans in the table below.
Lender | |||||||||||||
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Variable | More details | ||||||||||||
Tiimely Home – Live-in Variable Loan Home Loan (Principal and Interest) (LVR < 90%) | |||||||||||||
Variable | More details | ||||||||||||
Tiimely Home – Live-in Variable Home Loan (Principal and Interest) (With Offset) | |||||||||||||
Fixed | More details | ||||||||||||
Free Redraw Facility | |||||||||||||
Tiimely Home – Live-in Fixed Home Loan (Principal and Interest) 1 Year |

- Immediate cashback upon settlement
- $2000 for loans up to $700,000
- $4000 for loans over $700,000
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Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers.
Lender | |||||||||||||
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Variable | More details | ||||||||||||
FEATUREDOnline ExclusiveUp To $4K Cashback Includes NOV RBA Rate Increase | loans.com.au – Variable Basic Cashback Home Loan (Principal and Interest) (LVR < 70%)
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loans.com.au – Variable Basic Cashback Home Loan (Principal and Interest) (LVR < 70%)
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Variable | More details | ||||||||||||
FEATUREDRefinance OnlyApply In Minutes | Unloan – Variable Rate Home Loan – Refinance Only
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Unloan – Variable Rate Home Loan – Refinance Only
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Variable | More details | ||||||||||||
FEATURED | Up – Up Home Variable (Principal & Interest) (LVR ≤ 90)
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Up – Up Home Variable (Principal & Interest) (LVR ≤ 90)
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- Immediate cashback upon settlement
- $2000 for loans up to $700,000
- $4000 for loans over $700,000
Image by Mohamed Hassan via Pixabay

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