Tic:Toc’s cashback offer is available across its entire home loan portfolio for both owner-occupiers and investors, provided there is a minimum $300,000 loan balance.

Borrowers must apply by 28 February and settle by 30 May to be eligible for the cashback offer.

Tic:Toc currently offers variable home loan rates for owner occupiers from 1.89% p.a. (1.90% p.a. comparison rate*).

Tic:Toc Chief Marketing Officer Laura Osti said the cashback offer starting February 1 provides customers Tic:Toc’s low rates, plus some money in their pocket to help kick-off 2022.

"Customers can use the cash to treat themselves after what’s been a couple of rough years, or put the cashback money into their home loan to save even more over the life of their loan," Ms Osti said.

"Normally when reviewing the cashback offers in the market, often you’ll only be getting enough cash to cover what you’re paying in fees and charges.

"Tic:Toc doesn’t charge any upfront or ongoing fees, meaning it’s all good news."

Compare Cashback Offers

As a digital lender, new home loans or refinancing with Tic:Toc starts with applying online with Australian based help available 7 days a week.

A Tic:Toc spokesperson told Savings.com.au says if borrowers don’t receive an instant decision on their application, one of Tic:Toc’s assessors will be in touch about the application with a decision made in days.

Compare a range of Tic:Toc home loans in the table below.

Update resultsUpdate
Filters
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees LVR Lump Sum Repayment Additional Repayments Split Loan Option TagsFeaturesLinkCompare
5.94% p.a.
5.95% p.a.
$2,383
Principal & Interest
Variable
$0
$0
90%
No hidden feesFree redraw facility
5.94% p.a.
6.05% p.a.
$2,383
Principal & Interest
Variable
$0
$0
90%
6.24% p.a.
6.29% p.a.
$2,460
Principal & Interest
Fixed
$0
$0
90%
Free Redraw Facility
  • Immediate cashback upon settlement
  • $2,000 for loans up to $700,000
  • $4,000 for loans over $700,000

More details
Important Information and Comparison Rate Warning

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of . View disclaimer.

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Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers.

Update resultsUpdate
Filters
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees LVR Lump Sum Repayment Additional Repayments Split Loan Option TagsFeaturesLinkCompare
6.04% p.a.
6.06% p.a.
$2,408
Principal & Interest
Variable
$0
$530
70%
 Featured Online ExclusiveUp To $4K Cashback
  • Immediate cashback upon settlement
  • $2,000 for loans up to $700,000
  • $4,000 for loans over $700,000
5.99% p.a.
5.90% p.a.
$2,396
Principal & Interest
Variable
$0
$0
80%
 Featured Apply In Minutes
  • No application or ongoing fees. Annual rate discount
  • Unlimited redraws & additional repayments. LVR <80%
  • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
6.14% p.a.
6.16% p.a.
$2,434
Principal & Interest
Variable
$0
$250
60%
 Featured Unlimited Redraws
  • No annual fees - None!
  • Get fast pre-approval
  • Unlimited additional repayments free of charge
  • Redraw freely - Access your additional payments when you need them
  • Home loan specialists available today
Important Information and Comparison Rate Warning

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of . View disclaimer.

Image by Mohamed Hassan via Pixabay



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