Phrogging (pronounced “frogging”) is when someone is living in your home while you are there (creepy!).

As scary as it sounds, this really does happen, usually by people who are homeless, seeking refuge in attics, basements, or sheds.

Does phrogging really happen?

Unfortunately, phrogging does happen. Often it can occur if a tenant is evicted from a property and never leaves, or is homeless.

This makes it increasingly important for inspections and eviction processes to be conducted thoroughly and correctly.

The term phrogging comes from the word “frog” and refers to phroggers jumping from place to place.

In Australia, cases of phrogging are extremely rare, however there have been instances such as in January 2021 in Queensland when a mother discovered a man had been living in her ceiling for weeks.

In other countries, cases are more common, with many celebrities and wealthy people reporting instances of people living in their homes unknowingly.

Where can someone live without you knowing?

If you own a large home, there are rooms and places throughout the house that may not be touched for months.

Places like attics, basements or even unused garages can be safe refuge for those unable to find a home.

Additionally, built-up homes with unfinished or open areas under the home can also be attractive to phroggers.

It’s also possible to occur if you own an investment home or holiday home that is empty sometimes during the year.

This makes it all the more important to have adequate security in your home.

How to prevent phrogging?

It’s may be worth taking some simple precautions to make sure phrogging doesn’t happen in your home.

Security cameras, especially visible ones, are an effective measure to prevent unwanted phroggers.

You should also conduct checks of your property, including your garage, shed, and attic/basement.

If you ever lose/misplace your keys, it’s a good idea to change the locks.

If you are away for an extended period of time or have a holiday home sitting vacant, consider having a neighbour or relative check the property every now and then to make sure no doors/windows have been opened or unlocked.

As rare as phrogging is, you can never be too careful, and making sure you always check your property will give you the peace of mind that you have no unwanted guests.


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Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.94% p.a.
5.98% p.a.
$2,978
Principal & Interest
Variable
$0
$530
90%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 10% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
  • Available for purchase or refinance, min 10% deposit needed to qualify.
  • No application, ongoing monthly or annual fees.
  • Dedicated loan specialist throughout the loan application.
Disclosure
5.89% p.a.
5.80% p.a.
$2,962
Principal & Interest
Variable
$0
$0
80%
  • Built and funded by CommBank
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • More details
  • No application or ongoing fees. Annual rate discount
  • Unlimited redraws & additional repayments. LVR <80%
  • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
Disclosure
5.99% p.a.
6.02% p.a.
$2,995
Principal & Interest
Fixed
$0
$0
60%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • More details
  • Competitive rates to help you save
  • A Dedicated Relationship Manager
  • Certainty of repayments with a fixed rate term
Disclosure
5.93% p.a.
5.93% p.a.
$2,975
Principal & Interest
Variable
$0
$395
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • More details
Disclosure
More home loans
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning