Term Deposits 101

What is an ADI?

Learn what characterises financial institutions as an ADI and what they can offer consumers that non-ADIs can’t.

By William Jolly ● December 01, 2020

Highest term deposit rates 2020

Term deposit rates are pretty low at the moment, but that doesn’t mean you can’t snap up a better rate for yourself. Savings has collated some of the highest term deposit rates available this month for a variety of term lengths.

By William Jolly ● October 01, 2020

Term deposits with special rates

Term deposit rates are very low at the time of writing, but there are some options out there can allow you to get a semi-decent rate of return.

By William Jolly ● February 11, 2020

Term deposits that offer bonus interest rates

Term deposits are often seen as a stable option for people to store their money in, but with interest rates as low as they are these days, locking away your cash in a term deposit is unlikely to generate much of a return.

By William Jolly ● February 10, 2020

What affects term deposit interest rates?

While term deposit interest rates are fixed over the course of your term, banks can still change the rates they offer on new deposits and rollovers. Understand the internal and external factors that influence these movements.

By William Jolly ● January 28, 2019

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