Term Deposits 101

What is an ADI?

Learn what characterises financial institutions as an ADI and what they can offer consumers that non-ADIs can’t.

Term deposits with special rates

Term deposit rates are very low at the time of writing, but there are some options out there can allow you to get a semi-decent rate of return.

Term deposits that offer bonus interest rates

Term deposits are often seen as a stable option for people to store their money in, but with interest rates as low as they are these days, locking away your cash in a term deposit is unlikely to generate much of a return.

What affects term deposit interest rates?

While term deposit interest rates are fixed over the course of your term, banks can still change the rates they offer on new deposits and rollovers. Understand the internal and external factors that influence these movements.

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