ING is offering the cashback deal on all fixed and variable home loans, provided there's at least $500,000 remaining on the loan.

Borrowers must apply by 30 September, and have the home loan settled by 31 December.

ING currently offers fixed home loan rates for owner occupiers from 1.84% p.a. (3.73% p.a. comparison rate*), which applies to the two-year fixed home loan with Orange Advantage offset account.

Other lenders to have offered cashback deals include Westpac and subsidiaries St. George, Bank of Melbourne and BankSA, and 86 400, among others.

Compared to other lenders, however, ING's minimum refinancing rate of $500,000 is much higher; many other lenders require a minimum of around $150,000 to $250,000. 

Below you can compare a range of other lenders' home loans with special offers, including cashback deals.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Additional Repayments Split Loan Option TagsRow TagsFeaturesLinkComparePromoted ProductDisclosure
5.69% p.a.
5.70% p.a.
$2,899
Principal & Interest
Variable
$0
$0
60%
  • Up to $4k Cashback
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • More details
  • Up to $4k cashback when you take a loan with us (Terms and Conditions apply)
  • Quick and Easy online application, with no upfront or annual fees.
  • Unlimited additional repayments free of charge.
 Disclosure
5.79% p.a.
5.82% p.a.
$2,931
Principal & Interest
Variable
$0
$799
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
  • $2,000 for loans of $350,000 and $699,999; $3,000 for loans of $700,000 and $999,999; $4,000 for loans of $1,000,000+
5.84% p.a.
5.88% p.a.
$2,947
Principal & Interest
Variable
$0
$0
80%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • More details
  • Eligible customers get $2,000 cashback for loans $250,000 - $499,999 or $3,000 for loans above $500,000
5.94% p.a.
6.33% p.a.
$2,978
Principal & Interest
Variable
$395
$250
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Offset
  • Redraw
  • More details
  • Loan will need to be $700,000 or more and settle within 120 days of the loan application date
6.19% p.a.
6.19% p.a.
$3,059
Principal & Interest
Variable
$0
$160
70%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
Important Information and Comparison Rate Warning

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning



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