Credit Card Traps

0% credit card balance transfer offers - January 2020

According to the RBA, there are approximately 14 million active credit cards in Australia, making over $25 billion in transactions each month.

By Alex Brewster ● January 03, 2020

One-third of credit card users missing out on rewards

Nearly one third of credit card holders say they don't feel they're taking full advantage of their credit card rewards, new research shows.

By William Jolly ● December 13, 2019

Afterpay hits record sales over Black Friday and Cyber Monday

Buy now pay later service Afterpay has boasted record sales on the back of Black Friday and Cyber Monday.

By William Jolly ● December 09, 2019

Women more likely to use buy-now, pay-later schemes like Afterpay

New research from Roy Morgan found 11.6% of women reported using a buy-now, pay-later service in the last year compared to only 5.5% of men.

By Alex Brewster ● September 09, 2019

New buy-now, pay-later product Bundll like ‘a debit card on steroids’

A new buy-now, pay-later scheme called Bundll is set to launch later in 2019, and it will function quite differently to the likes of Afterpay.

By William Jolly ● August 29, 2019

How to pay off credit card debt

Here at Savings.com.au, we’re often banging on about budgeting. By now, you probably know the basics: spend less than you earn, track your spending, and lock your savings away into an untouchable high interest savings account.

By Emma Duffy ● July 25, 2019

How to increase your credit limit (and whether you should)

Maxed out a credit card or two recently? You can always try and get your credit card limit increased, but it’s not always a good idea to do so…

By William Jolly ● July 16, 2019

Common credit card frauds and how to avoid them

In the eyes of scammers and thieves, credit cards are the holy grail. Data from the Australian Payments Network shows that over the 2017-18 financial year, credit card fraud grew by 4.8% to $565 million – more than five times the amount lost to other scams put together.

By William Jolly ● July 10, 2019

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

By Alex Brewster ● July 05, 2019

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

By William Jolly ● May 14, 2019

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