The biggest mover was AMP, which hiked fixed rates by up to 0.50% for both owner occupiers and investors.

For variable rate mortgage holders, barring a few smaller lenders that adjusted rates, this weeks biggest news was likely the announcement from Westpac on Thursday.

Australia's second largest lender has officially revised its forecast for RBA rate cuts, with its economists now believing rate cuts are unlikely until May next year, following NAB's lead.

"[RBA rhetoric] suggests they will wait for longer than previously believed," Westpac chief economist Luci Ellis said.

While this outlook is data dependant and could change as the outlook for growth, inflation, and unemployment changes, any rate cut at the final monetary policy meeting of the year in December has been all but ruled out.

If you hold a variable rate home loan, that means it's pretty unlikely you'll see your repayments decrease this side of the new year.

Though, you might be able to save by shopping around and refinancing to a lower rate.

For the time being, ANZ and Commonwealth Bank continue to predict a February rate cut.

Note: ANZ cut variable home loan rates after this article was published. Find out more

AMP hiked rates up to 50 bps for owner occupiers...

ProductRate Change
Professional Package Residential Fixed P&I 1 yr, LVR <=80%Up 10 bps to 6.04% p.a (7.20% p.a comparison rate*)
Professional Package Residential Fixed P&I 2 yrs, LVR <=80%Up 10 bps to 5.89% p.a (7.06% p.a comparison rate*)
Professional Package Residential Fixed P&I 3 yrs, LVR <=80%Up 10 bps to 5.89% p.a (6.94% p.a comparison rate*)
Professional Package Residential Fixed P&I 5 yrs, LVR <=80%Up 50 bps to 6.29% p.a (6.91% p.a comparison rate*)
Professional Package Residential Fixed P&I 1 yr, LVR 80-90%Up 10 bps to 6.24% p.a (7.30% p.a comparison rate*)
Professional Package Residential Fixed P&I 2 yrs, LVR 80-90%Up 10 bps to 6.09% p.a (7.16% p.a comparison rate*)
Professional Package Residential Fixed P&I 3 yrs, LVR 80-90%Up 10 bps to 6.09% p.a (7.05% p.a comparison rate*)
Professional Package Residential Fixed P&I 5 yrs, LVR 80-90%Up 50 bps to 6.49% p.a (7.04% p.a comparison rate*)

...and for investors

ProductRate Change
Professional Package Investment Fixed P&I 1 yr, LVR <=80%Up 5 bps to 6.14% p.a (7.21% p.a comparison rate*)
Professional Package Investment Fixed P&I 2 yrs, LVR <=80%Up 5 bps to 5.94% p.a (7.07% p.a comparison rate*)
Professional Package Investment Fixed P&I 3 yrs, LVR <=80%Up 5 bps to 5.89% p.a (6.94% p.a comparison rate*)
Professional Package Investment Fixed P&I 5 yrs, LVR <=80%Up 40 bps to 6.39% p.a (6.95% p.a comparison rate*)
Professional Package Investment Fixed P&I 1 yr, LVR 80-90%Up 5 bps to 6.34% p.a (7.34% p.a comparison rate*)
Professional Package Investment Fixed P&I 2 yrs, LVR 80-90%Up 5 bps to 6.14% p.a (7.20% p.a comparison rate*)
Professional Package Investment Fixed P&I 3 yrs, LVR 80-90%Up 5 bps to 6.09% p.a (7.08% p.a comparison rate*)
Professional Package Investment Fixed P&I 5 yrs, LVR 80-90%Up 40 bps to 6.59% p.a (7.10% p.a comparison rate*)

MyState Bank varies rates by up to 30 bps

ProductRate Change
Investment Fixed 1 yr, LVR 80%Up 20 bps to 6.49% p.a (8.23% p.a comparison rate*)
Investment Fixed 2 yrs, LVR 80%Up 30 bps to 6.44% p.a (8.03% p.a comparison rate*)
Investment Fixed 3 yrs, LVR 80%Up 30 bps to 6.34% p.a (7.82% p.a comparison rate*)
Investment Fixed 5 yrs, LVR 80%Up 5 bps to 6.54% p.a (7.60% p.a comparison rate*)
Investment Fixed 1 yr, LVR 80-90%Up 20 bps to 6.69% p.a (8.25% p.a comparison rate*)
Investment Fixed 2 yrs, LVR 80-90%Up 30 bps to 6.64% p.a (8.07% p.a comparison rate*)
Investment Fixed 3 yrs, LVR 80-90%Up 30 bps to 6.54% p.a (7.88% p.a comparison rate*)
Investment Fixed 5 yrs, LVR 80-90%Up 5 bps to 6.74% p.a (7.69% p.a comparison rate*)
Residential Fixed 1 yr, LVR <=70%Up 20 bps to 6.19% p.a (7.93% p.a comparison rate*)
Residential Fixed 2 yrs, LVR <=70%Up 30 bps to 5.99% p.a (7.71% p.a comparison rate*)
Residential Fixed 3 yrs, LVR <=70%Up 30 bps to 5.94% p.a (7.66% p.a comparison rate*)
Residential Fixed 1 yr, LVR 70-80%Up 20 bps to 6.24% p.a (7.94% p.a comparison rate*)
Residential Fixed 2 yrs, LVR 70-80%Up 30 bps to 6.04% p.a (7.72% p.a comparison rate*)
Residential Fixed 3 yrs, LVR 70-80%Up 30 bps to 5.99% p.a (7.72% p.a comparison rate*)
Residential Fixed 5 yrs, LVR 70-80%Up 5 bps to 6.29% p.a (7.49% p.a comparison rate*)
Residential Fixed 1 yr, LVR 80-90%Up 20 bps to 6.44% p.a (7.99% p.a comparison rate*)
Residential Fixed 2 yrs, LVR 80-90%Up 30 bps to 6.24% p.a (7.78% p.a comparison rate*)
Residential Fixed 3 yrs, LVR 80-90%Up 30 bps to 6.19% p.a (7.78% p.a comparison rate*)
Residential Fixed 5 yrs, LVR 80-90%Up 5 bps to 6.49% p.a (7.58% p.a comparison rate*)
Special Residential Home Loan, LVR <=60%Down 10 bps to 6.04% p.a (6.10% p.a comparison rate*)
Special Residential Home Loan, LVR 60-70%Down 10 bps to 6.09% p.a (6.15% p.a comparison rate*)
Special Residential Home Loan, LVR <=80%Down 5 bps to 6.19% p.a (6.25% p.a comparison rate*)

Other movers

  • Illawarra Credit Union cut variable rates 5 bps
  • Tiimely Home hiked refinance and purchase variable rates (LVR up to 90%) 5 bps to 5.99% p.a (6.00% p.a comparison rate*)
  • BankVic varied fixed and variable rates up to 46 bps
  • Summerland Bank cut fixed rates 10 bps

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Buying a new home or looking to refinance? These are some of the top fixed home loan rates available at the moment.

Update resultsUpdate
Filters
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
6.59% p.a.
6.23% p.a.
$3,190
Principal & Interest
Fixed
$0
$530
90%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 10% Min Deposit
  • Extra Repayments
  • More details
  • Available for purchase or refinance, min 10% deposit needed to qualify.
  • No application, ongoing monthly or annual fees.
  • Flexibility to split your loan with both fixed and variable rates
 Disclosure
6.49% p.a.
6.83% p.a.
$3,157
Principal & Interest
Fixed
$12
$350
70%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 30% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
 Disclosure
6.39% p.a.
6.14% p.a.
$3,124
Principal & Interest
Fixed
$0
$0
70%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 30% Min Deposit
  • Offset
  • Redraw
  • More details
6.84% p.a.
8.36% p.a.
$3,273
Principal & Interest
Fixed
$8
$700
100%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 0% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
 Disclosure
6.79% p.a.
8.72% p.a.
$3,256
Principal & Interest
Fixed
$8
$450
95%
  • Investor
  • Fixed 3 Years
  • Principal & Interest
  • 5% Min Deposit
  • Extra Repayments
  • More details
 Disclosure
6.99% p.a.
7.73% p.a.
$3,323
Principal & Interest
Fixed
$0
$320
100%
  • Investor
  • Fixed 3 Years
  • Principal & Interest
  • 0% Min Deposit
  • Offset
  • More details
 Disclosure
Important Information and Comparison Rate Warning
Important Information and Comparison Rate Warning
Compare More Fixed Rate Home Loans