millennials save money

What does LVR mean, and how does it affect interest rates?

In the home loan market, a common term you may hear is loan-to-value ratio, or LVR. But what does LVR mean exactly?

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millennials save money

Car loans vs dealer finance: A crash course

You’ve decided you need to borrow some money to buy a new set of wheels, but how? A car loan or dealer finance are two roads you could take.

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millennials save money

Pros and cons of refinancing your home loan

It's now easier than ever to shop around for a good deal on your home loan. If you're not happy with your current one, then you can refinance.

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millennials save money

Should you make monthly, fortnightly or weekly mortgage repayments?

Repaying fortnightly or weekly can help you pay off your mortgage years earlier and save tens of thousands in interest.

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millennials save money

What is lenders mortgage insurance (LMI)?

Buying property without a chunky deposit could see you whacked with the costly lenders mortgage insurance. But the time it takes to save up the deposit could also cost you.

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millennials save money

What are the major costs of refinancing your home loan?

Refinancing a home loan can be a simple process, but there are usually upfront costs involved. So is it worth it?

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millennials save money

How to choose between a fixed or variable home loan

Choosing between a fixed or variable rate home loan is a common dilemma for many borrowers.

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millennials save money

Lease a car instead of buying it with a car loan?

The debate over buying or renting a house is hotly contested, but is there an argument between buying or leasing cars?

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millennials save money

Compare green car loans

Learn what a ‘green car’ is and what some of its benefits are.

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millennials save money

Compare home loans with offset

An offset account is one of the many lending features available to borrowers – but do they help save you money?

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