Credit cards can be useful for some, such as those trying to earn rewards for their spend or people needing help getting through expensive periods. But they can also be a debt trap and often carry some extremely high interest rates.

If you’re currently suffering under credit card debt, or want to know just how dangerous credit cards can be, then you can use our credit card calculators. These include a credit card repayment calculator, which can show you:

  • How long it will take to pay off a credit card by making the minimum repayment, or how quickly you could pay it off by making higher payments
  • How much you stand to pay in interest
  • What you could save by making higher repayments

Get started with our credit card calculator to help you solve your credit card woes.

Credit Cards Calculator

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Overview

Current Rate

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Comparison Rate*

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Rate Type

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Advertised Rate

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Comparison Rate*

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Monthly Repayment

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Interest Type

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Total Interest Rate

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Base Interest Rate

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Bonus Interest Rate

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Total Interest Rate

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Introductory Rate

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Introductory Term

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Base Interest Rate

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Term

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Advertised Interest Rate

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Interest Frequency

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Fees and Features

Ongoing Annualised Fee

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Upfront Fee

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Offset Account

Redraw

Principal & Interest

Interest Only

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Max loan to value ratio (LVR)

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Lump sum repayments

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Additional repayments

Maximum Loan Term

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Upfront Fee

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Ongoing Monthly Fee

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Early Repayment Fee Applies

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Vehicle Types

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Maximum Vehicle Age

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Pre Approval Available

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Online Application

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Account Keeping Fee

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Minimum Monthly Deposit

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Linked Account Required

N/A

Interest Calculated

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Interest Paid

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Online Application

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ATM

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EFTPOS

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Account Keeping Fee

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Minimum Monthly Deposit

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Linked Account Required

N/A

Interest Calculated

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Interest Paid

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Online Application

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ATM

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EFTPOS

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Minimum Deposit

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Upfront Fees

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Annual Fees

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Notice Period to Withdraw

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Online Application

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Automatic Rollover

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Maturity Alert

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