Read on to compare some of Loans.com.au’s key home loan interest rates and the key features they have.
Loans.com.au is a leading fintech and online-only lender based in Brisbane that’s been operating since 2011. It’s backed by parent company Firstmac, the largest prime only non-bank lender in Australia.
As an online lender, loans.com.au is able to offer competitive rates and fees to customers thanks to a lack of overhead costs. It offers home loans and car loans.
Loans.com.au offers a wide selection of home loans for many different types of buyers such as owner-occupiers, refinancers, investors, people looking to build their own house and more.
It offers both variable and fixed-rate mortgages as well as giving borrowers the option to make principal & interest or interest-only repayments. Some of loans.com.au’s home loan products include:
You can find the complete list of loans.com.au home loan products here.
loans.com.au home loans can offer a variety of mortgage features such as:
You must meet the lending requirements of loans.com.au before applying for a home loan. Generally, you need to:
If you fit all the requirements, you can simply apply for a home loan online or book an appointment with a lending manager.
Loans.com.au may need the following documents when you apply for a mortgage. You will need to provide the following:
For employees, you’ll need to present two of your latest payslips, an employment contract or three months of bank statements proving your income.
For the self-employed, you’ll need to provide two years worth of your personal and business tax returns and Australian Taxation Office assessments for the past two years.
In the interests of full disclosure, Savings.com.au and loans.com.au are part of the Firstmac Group. To read about Savings.com.au manages potential conflicts of interest, along with how we get paid, please click through onto the web site links.
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Savings.com.au Pty Ltd ACN 161 358 363 operates as an Australian Financial Services Licensee and an Australian Credit Licensee Number 515843. Savings.com.au is a general information provider and in giving you general product information, Savings.com.au is not making any suggestion or recommendation about any particular product and all market products may not be considered. If you decide to apply for a credit product listed on Savings.com.au, you will deal directly with a credit provider, and not with Savings.com.au. Rates and product information should be confirmed with the relevant credit provider. For more information, read Savings.com.au's Financial Services and Credit Guide (FSCG) The information provided constitutes information which is general in nature and has not taken into account any of your personal objectives, financial situation, or needs. Savings.com.au may receive a fee for products displayed.
