Read on to compare some of Loans.com.au’s key home loan interest rates and the key features they have.
Loans.com.au is a leading fintech and online-only lender based in Brisbane that’s been operating since 2011. It’s backed by parent company Firstmac, the largest prime only non-bank lender in Australia.
As an online lender, loans.com.au is able to offer competitive rates and fees to customers thanks to a lack of overhead costs. It offers home loans and car loans.
Loans.com.au offers a wide selection of home loans for many different types of buyers such as owner-occupiers, refinancers, investors, people looking to build their own house and more.
Loans.com.au offers both variable and fixed-rate home loans as well as giving borrowers the option to make principal & interest or interest-only repayments. Some of loans.com.au’s home loan products include:
You can find the complete list of loans.com.au home loan products here.
Provider | Ad rate p.a. |
Comp rate* p.a. |
Monthly repayments |
|
---|---|---|---|---|
Purchase or Refi P&I 80% Smart Home Loan | 2.88% | 2.90% | $1,661 | More details |
Smart Investor Home Loan P&I 80% | 3.19% | 3.21% | $1,728 | More details |
Ad rate p.a. |
Comp rate* p.a. |
Monthly repayments |
|
---|---|---|---|
Purchase or Refi P&I 80% Smart Home Loan | |||
2.88% | 2.90% | $1,661 | |
More details | |||
Smart Investor Home Loan P&I 80% | |||
3.19% | 3.21% | $1,728 | |
More details |
Base criteria of: a $400,000 loan amount, variable, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. Introductory rate products were not considered for selection. Monthly repayments were calculated based on the selected products’ advertised rates, applied to a $400,000 loan with a 30-year loan term. *Rates correct as at 2 December 2019. View disclaimer.
Loans.com.au home loans can offer a variety of mortgage features such as:
You must meet the lending requirements of loans.com.au before applying for a home loan. Generally, you need to:
If you fit all the requirements, you can simply apply for a home loan online or book an appointment with a lending manager.
Loans.com.au may need the following documents when you apply for a home loan. You will need to provide the following:
In the interests of full disclosure, Savings.com.au and loans.com.au are part of the Firstmac Group. To read about Savings.com.au manages potential conflicts of interest, along with how we get paid, please click through onto the web site links.