Credit Card Traps

New buy-now, pay-later product Bundll like ‘a debit card on steroids’

A new buy-now, pay-later scheme called Bundll is set to launch later in 2019, and it will function quite differently to the likes of Afterpay.

By William Jolly ● August 29, 2019

How to pay off credit card debt

Here at Savings.com.au, we’re often banging on about budgeting. By now, you probably know the basics: spend less than you earn, track your spending, and lock your savings away into an untouchable high interest savings account.

By Emma Duffy ● July 25, 2019

How to increase your credit limit (and whether you should)

Maxed out a credit card or two recently? You can always try and get your credit card limit increased, but it’s not always a good idea to do so…

By William Jolly ● July 16, 2019

Common credit card frauds and how to avoid them

In the eyes of scammers and thieves, credit cards are the holy grail. Data from the Australian Payments Network shows that over the 2017-18 financial year, credit card fraud grew by 4.8% to $565 million – more than five times the amount lost to other scams put together.

By William Jolly ● July 10, 2019

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

By Alex Brewster ● July 05, 2019

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

By William Jolly ● May 14, 2019

‘Buy-Now-Pay-Later’ platforms like Afterpay and Zip hit 1.5 million users

From January 2018 to 2019, 1.59 million Australians used ‘buy-now-pay-later’ digital payment methods such as Afterpay and Zip, according to Roy Morgan Research.

By William Jolly ● March 18, 2019

Labor to push through crackdown on payday lenders

Payday lending and consumer leasing in Australia could be set for a shake-up, with Labor to introduce a new bill on Monday.

By David Lammey ● February 18, 2019

What is a credit score? Does it matter?

Your credit score rating has a big say on whether you’re approved or rejected for a loan or credit card.

By William Jolly ● December 02, 2018

How rewards point caps and expiry dates can slow you down

Caps and expiry dates can lessen the value you can gain from your credit card’s rewards program.

By William Jolly ● November 29, 2018

Let us come to you. Get Savings in your inbox.

Let us come to you.
Get Savings in your inbox.