Credit Card Traps

How to pay off credit card debt quickly

Here at Savings.com.au, we’re often banging on about budgeting. By now, you probably know the basics: spend less than you earn, track your spending, and lock your savings away into an untouchable high interest savings account.

By Emma Duffy ● December 01, 2020

How to increase your credit limit (and whether you should)

Maxed out a credit card or two recently? You can always try and get your credit card limit increased, but it’s not always a good idea to do so…

By William Jolly ● December 01, 2020

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

By Alex Brewster ● December 01, 2020

Zip offering 3% cashback on Christmas purchases

Buy now, pay later giant Zip has launched a new cashback deal for customers ahead of Black Friday and the Christmas shopping season.

By William Jolly ● November 25, 2020

Poor credit behaviours still prevalant among many, even after a COVID credit cleanse

Many Australians have changed their credit behaviours for the better over the COVID period, but those affected the most are still showing some concerning signs.

By William Jolly ● November 20, 2020

Should you get a personal loan or credit card?

If you’re looking for a source of reliable credit, there are generally two main options that hog the spotlight: credit cards and personal loans.

By William Jolly ● November 13, 2020

Does Afterpay affect your credit score?

Buy now, pay later use has skyrocketed lately, with the payment method particularly popular among younger people. But can using it too much impact your credit score? We investigate.

By William Jolly ● October 15, 2020

How to keep credit card debt off post-COVID

If you’re one of the many Australians who cut down their credit card debt during coronavirus, you need to also make sure you keep it off when things go back to normal.

By William Jolly ● September 17, 2020

American Express launches instalment feature on credit cards

American Express has dipped its toe into the buy-now, pay-later sector with 'Plan It'.

By Alex Brewster ● July 09, 2020

Credit card use plunges amid COVID-19 economic uncertainty

Millennials are limiting their credit card spending more than any other generation since the COVID-19 pandemic, new research reveals.

By Emma Duffy ● July 08, 2020

Refinance home loans.Rates from 1.69% p.a.

Low-rate car loansRates from 3.94%

Savings ratesof up to 1.50%

Term deposit ratesof up to 1.60%

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Refinance home loans.
Rates from 1.69% p.a.

Low-rate car loans
Rates from 3.94%

Savings rates
of up to 1.50%

Term deposit rates
of up to 1.60%

Let us come to you.
Get Savings in your inbox.