Credit Card Traps

One-third of credit card users missing out on rewards

Nearly one third of credit card holders say they don't feel they're taking full advantage of their credit card rewards, new research shows.

By William Jolly ● December 13, 2019

Afterpay hits record sales over Black Friday and Cyber Monday

Buy now pay later service Afterpay has boasted record sales on the back of Black Friday and Cyber Monday.

By William Jolly ● December 09, 2019

Women more likely to use buy-now, pay-later schemes like Afterpay

New research from Roy Morgan found 11.6% of women reported using a buy-now, pay-later service in the last year compared to only 5.5% of men.

By Alex Brewster ● September 09, 2019

New buy-now, pay-later product Bundll like ‘a debit card on steroids’

A new buy-now, pay-later scheme called Bundll is set to launch later in 2019, and it will function quite differently to the likes of Afterpay.

By William Jolly ● August 29, 2019

Common credit card frauds and how to avoid them

In the eyes of scammers and thieves, credit cards are the holy grail. Data from the Australian Payments Network shows that over the 2017-18 financial year, credit card fraud grew by 4.8% to $565 million – more than five times the amount lost to other scams put together.

By William Jolly ● July 10, 2019

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

By William Jolly ● May 14, 2019

‘Buy-Now-Pay-Later’ platforms like Afterpay and Zip hit 1.5 million users

From January 2018 to 2019, 1.59 million Australians used ‘buy-now-pay-later’ digital payment methods such as Afterpay and Zip, according to Roy Morgan Research.

By William Jolly ● March 18, 2019

Labor to push through crackdown on payday lenders

Payday lending and consumer leasing in Australia could be set for a shake-up, with Labor to introduce a new bill on Monday.

By David Lammey ● February 18, 2019

What is a credit score? Does it matter?

Your credit score rating has a big say on whether you’re approved or rejected for a loan or credit card.

By William Jolly ● December 02, 2018

How rewards point caps and expiry dates can slow you down

Caps and expiry dates can lessen the value you can gain from your credit card’s rewards program.

By William Jolly ● November 29, 2018

Refinance home loans.Rates from 1.99% p.a.

Low-rate car loansRates from 3.97%

Savings ratesof up to 3.50%

Term deposit ratesof up to 1.45%

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Refinance home loans.
Rates from 1.99% p.a.

Low-rate car loans
Rates from 3.97%

Savings rates
of up to 3.50%

Term deposit rates
of up to 1.45%

Let us come to you.
Get Savings in your inbox.