Credit Cards 101

Do you need a credit card?

With credit card use plunging, do you even need a credit card anymore?

By Emma Duffy ● December 01, 2020

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

By Alex Brewster ● December 01, 2020

How to apply for your first credit card

At some point in your life, you’ll probably decide to apply for your first credit card. But if it’s your first time, you will likely have a lot of questions about the whole credit card application process, how to use a credit card, and what different features and costs are associated with them.

By Emma Duffy ● December 01, 2020

Should you get a personal loan or credit card?

If you’re looking for a source of reliable credit, there are generally two main options that hog the spotlight: credit cards and personal loans.

By William Jolly ● November 13, 2020

How to cancel your credit card

If you’re in a co-dependent relationship with your credit card and want to break up, here’s how to cancel your credit card properly.

By Emma Duffy ● October 30, 2020

Does Afterpay affect your credit score?

Buy now, pay later use has skyrocketed lately, with the payment method particularly popular among younger people. But can using it too much impact your credit score? We investigate.

By William Jolly ● October 15, 2020

How to keep credit card debt off post-COVID

If you’re one of the many Australians who cut down their credit card debt during coronavirus, you need to also make sure you keep it off when things go back to normal.

By William Jolly ● September 17, 2020

What are some credit cards with no annual fee?

Three words. Say it and I’m yours. “No annual fee”. It’s enough to make anyone’s heart melt, but what should you know about these credit cards?

By Harrison Astbury ● April 20, 2020

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