How does Zip Pay work?

Wanting to use Zip Pay or Zip Money? Savings.com.au explains what it is and how it works.

How does Afterpay work?

Wanting to use Afterpay? Savings.com.au investigates what it is, how it works, and how much it can cost.

Do you need a credit card?

With credit card use plunging, do you even need a credit card anymore?

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

How to apply for your first credit card

At some point in your life, you’ll probably decide to apply for your first credit card. But if it’s your first time, you will likely have a lot of questions about the whole credit card application process, how to use a credit card, and what different features and costs are associated with them.

Should you get a personal loan or credit card?

If you’re looking for a source of reliable credit, there are generally two main options that hog the spotlight: credit cards and personal loans.