Common credit card frauds and how to avoid them

In the eyes of scammers and thieves, credit cards are the holy grail. Data from the Australian Payments Network shows that over the 2017-18 financial year, credit card fraud grew by 4.8% to $565 million – more than five times the amount lost to other scams put together.

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

Responsible ways to use your credit card

Credit cards can be a blessing or a curse, but they often get a bad rap – mostly because they usually aren’t used responsibly.

How to apply for your first credit card

At some point in your life, you’ll probably decide to apply for your first credit card. But if it’s your first time, you will likely have a lot of questions about the whole credit card application process, how to use a credit card, and what different features and costs are associated with them.

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

Does your credit card limit matter?

It might not seem like it, but your credit limit is one of the most important things to consider when it comes to credit cards.