How to use a credit card

Credit cards can be a blessing or a curse, but they often get a bad rap – mostly because they usually aren’t used responsibly.

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

Does your credit card limit matter?

It might not seem like it, but your credit limit is one of the most important things to consider when it comes to credit cards.

Interest on credit cards: How does it work?

Australia’s love affair with credit cards is well documented. As at the end of August 2018, the RBA reports that the total outstanding credit card debt in Australia is around $51.5 billion. Around $32.2 billion of this debt is being charged interest.