Common credit card frauds and how to avoid them

In the eyes of scammers and thieves, credit cards are the holy grail. Data from the Australian Payments Network shows that over the 2017-18 financial year, credit card fraud grew by 4.8% to $565 million – more than five times the amount lost to other scams put together.

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

How to apply for your first credit card

At some point in your life, you’ll probably decide to apply for your first credit card. But if it’s your first time, you will likely have a lot of questions about the whole credit card application process, how to use a credit card, and what different features and costs are associated with them.

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

How credit cards compare to travel money cards & debit cards

If you want to stretch your travel budget that little bit further, your choice of card is important. We look at the advantages and disadvantages of using a credit card, debit card or travel money card overseas.

Do students need a credit card?

Students 18 and over in Australia should really consider whether or not they need a credit card.