Credit card guides

What is a credit card surcharge?

Credit card surcharges are one of those things in life that seem to be a cost for the sake of a cost, up there with ticket handling and ATM withdrawal fees.

By Alex Brewster ● December 01, 2020

How to apply for your first credit card

At some point in your life, you’ll probably decide to apply for your first credit card. But if it’s your first time, you will likely have a lot of questions about the whole credit card application process, how to use a credit card, and what different features and costs are associated with them.

By Emma Duffy ● December 01, 2020

8 tips to earning more rewards points

A new survey has revealed how Australia's frequent flyer fanatics get the most from their rewards credit cards.

By William Jolly ● February 25, 2020

Heading overseas? Here’s how to find competitive foreign currency rates

Whether you are heading to Bali or Brussels, you’ll need foreign currency, either via cash, credit, or debit, and the costs can add up if you’re not careful.

By Harrison Astbury ● February 13, 2020

Common credit card frauds and how to avoid them

In the eyes of scammers and thieves, credit cards are the holy grail. Data from the Australian Payments Network shows that over the 2017-18 financial year, credit card fraud grew by 4.8% to $565 million – more than five times the amount lost to other scams put together.

By William Jolly ● July 10, 2019

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.

By William Jolly ● May 14, 2019

What is a credit score? Does it matter?

Your credit score rating has a big say on whether you’re approved or rejected for a loan or credit card.

By William Jolly ● December 02, 2018

How credit cards compare to travel money cards & debit cards

If you want to stretch your travel budget that little bit further, your choice of card is important. We look at the advantages and disadvantages of using a credit card, debit card or travel money card overseas.

By Dominic Beattie ● November 29, 2018

Do students need a credit card?

Students 18 and over in Australia should really consider whether or not they need a credit card.

By Dominic Beattie ● November 29, 2018

The benefits (and drawbacks) of using a credit card

There are plenty of reasons why people use credit cards to make purchases. When used responsibly, they offer a variety of benefits.

By William Jolly ● November 28, 2018

Refinance home loans.Rates from 1.69% p.a.

Low-rate car loansRates from 3.94%

Savings ratesof up to 1.50%

Term deposit ratesof up to 1.60%

Let us come to you. Get Savings in your inbox.

Refinance home loans.
Rates from 1.69% p.a.

Low-rate car loans
Rates from 3.94%

Savings rates
of up to 1.50%

Term deposit rates
of up to 1.60%

Let us come to you.
Get Savings in your inbox.