millennials save money

How much should you borrow for a home loan?

It’s every home buyer’s first thought – how much should I borrow for a home loan?

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millennials save money

Pros and cons of refinancing your home loan

Thanks to the internet, it is now easier than ever for people to shop around for a good deal on their home loan.

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millennials save money

Should you make monthly, fortnightly or weekly mortgage repayments?

Repaying fortnightly or weekly can help you pay off your mortgage years earlier and save tens of thousands in interest.

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millennials save money

What is lenders mortgage insurance (LMI)?

Buying a property without a chunky deposit could see you whacked with the oft-dreaded cost of lenders mortgage insurance. But in a different sense, the time it takes to save up the deposit could also cost you.

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millennials save money

How to pay a deposit on a home

Your house deposit is probably the biggest block of savings you’ll ever hand over in your lifetime, so it’s natural to want to understand exactly how and when to pay it, and what comes after.

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millennials save money

11 things to consider before refinancing your mortgage

Refinancing your home loan can be a shrewd way of taking control of your debt.

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millennials save money

What are the major costs of refinancing your home loan?

Refinancing a home loan can be a simple process, but there are usually upfront costs involved. So is it worth it?

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millennials save money

How hipsters can influence property prices

Not even real estate in Australia is immune to the trendsetting abilities of hipsters.

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millennials save money

What is loan-to-value ratio (LVR) & how does it affect interest rates?

In the home loan market, a common term you may hear is loan-to-value ratio, or LVR. We explain exactly what it is and how it can affect your home loan interest rate.

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millennials save money

How much can you save with a home loan offset account?

An offset account is one of the many lending features available to borrowers – but do they help save you money?

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