millennials save money

11 things to consider before refinancing your mortgage

Refinancing your home loan can be a shrewd way of taking control of your debt.

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millennials save money

What are the major costs of refinancing your home loan?

Refinancing a home loan can be a simple process, but there are usually upfront costs involved. So is it worth it?

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millennials save money

How hipsters can influence property prices

Not even real estate in Australia is immune to the trendsetting abilities of hipsters.

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millennials save money

What is loan-to-value ratio (LVR) & how does it affect interest rates?

In the home loan market, a common term you may hear is loan-to-value ratio, or LVR. We explain exactly what it is and how it can affect your home loan interest rate.

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millennials save money

What is responsible lending?

Responsible lending has been much-discussed since the Royal Commission into financial services. So what’s all the fuss about?

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millennials save money

Car loans vs dealer finance: A crash course

You’ve decided you need to borrow some money to buy a new set of wheels, but how? A car loan or dealer finance are two roads you could take.

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millennials save money

4 major factors influencing your car loan interest rate

If you’re looking at car loans, it pays to be prepared.

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millennials save money

What is a car loan balloon payment and how does it work?

Learn exactly what a car loan balloon payment is and how it could affect the cost of your car loan.

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millennials save money

4 things to consider before you refinance your car loan

As with refinancing a home loan, refinancing a car loan does not suit every borrower.

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