millennials save money

What is loan-to-value ratio (LVR) & how does it affect interest rates?

In the home loan market, a common term you may hear is loan-to-value ratio, or LVR. We explain exactly what it is and how it can affect your home loan interest rate.

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millennials save money

How much can you save with a home loan offset account?

An offset account is one of the many lending features available to borrowers – but do they help save you money?

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millennials save money

What is responsible lending?

Responsible lending has been much-discussed since the Royal Commission into financial services. So what’s all the fuss about?

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millennials save money

Lease a car instead of buying it with a car loan?

The debate over buying or renting a house is hotly contested, but is there an argument between buying or leasing cars?

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millennials save money

Car loans vs dealer finance: A crash course

You’ve decided you need to borrow some money to buy a new set of wheels, but how? A car loan or dealer finance are two roads you could take.

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millennials save money

4 major factors influencing your car loan interest rate

If you’re looking at car loans, it pays to be prepared.

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millennials save money

What is a car loan balloon payment and how does it work?

Learn exactly what a car loan balloon payment is and how it could affect the cost of your car loan.

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millennials save money

4 things to consider before you refinance your car loan

As with refinancing a home loan, refinancing a car loan does not suit every borrower.

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millennials save money

What is a green car loan?

Learn what a ‘green car’ is and what some of its benefits are.

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