Australians aren't feeling very jolly and neither will retailers, with consumer confidence slipping according to the Westpac-Melbourne Institute Index of Consumer Sentiment.
Banks and lenders have been instructed to grill borrowers over their spending and what they're willing to give up if they want a home loan, under new lending guidelines released by ASIC.
Sydney has been driving a property market turnaround in the latter half of 2019, and two experts have given their picks on which suburbs will see the biggest growth in 2020.
UBank have announced a partnership with fintech Basiq, with the two looking to take advantage of open banking by giving customers a more complete picture of their finances.
Frugal Aussies are making the tough choices and putting their tax cuts towards housing, insurance and food rather than splashing it on luxury items like travel and cars.