Home loan guides

Lesser known ways you can be rejected for a home loan

Want to ensure your next home loan application is successful? You could be facing rejection without even realising it...

By William Jolly ● February 27, 2020

Cross-collateralisation loans: How do they work?

A cross-collateral loan allows you to have two or more properties as security on a loan, but is it a good idea?

By Alex Brewster ● February 27, 2020

Your first meeting with a mortgage broker: What to expect

If you want to get the most out of a mortgage broker, simply knowing the process should stand you in good stead. Marc Barlow of Mortgage Broker Melbourne reveals the key ins and outs of a typical mortgage broker meeting.

By Marc Barlow ● January 31, 2020

First Home Loan Deposit Scheme: What first home buyers need to know

Launched on 1 January 2020, the First Home Loan Deposit Scheme could offer hopeful first home buyers a much-needed leg up onto the property ladder.

By Emma Duffy ● January 10, 2020

Refinancing a home loan in arrears

Failing to meet your home loan repayments? This is known as falling into arrears, which is bad news, but one potential solution is to refinance to a different home loan.

By Alex Brewster ● December 11, 2019

New online eligibility tool launched for First Home Loan Deposit Scheme

The National Housing Finance and Investment Corporation (NHFIC) has today launched an interactive online tool to help first home buyers assess their eligibility for the scheme, which kicks off 1 January 2020.

By Emma Duffy ● December 05, 2019

What is comprehensive credit reporting?

Credit reporting changes will soon be in effect across the board, so what’s changed and how will it affect you?

By Alex Brewster ● November 22, 2019

How does home loan pre-approval work?

Buying a home is an exciting time in one’s life, and why shouldn’t it be? You’re making what’s likely to be the biggest purchase in your entire life, and it’s somewhere you could be living for decades to come.

By William Jolly ● November 19, 2019

Easy guide to home loan guarantors

Having a guarantor on your home loan application can give you the edge you need to seal the lender’s approval, but there are some things to keep in mind.

By Emma Duffy ● November 13, 2019

What’s the difference between offset accounts and redraw facilities?

If you’re looking at taking out a home loan but don’t understand the difference between a redraw facility and offset account, Savings.com.au can help!

By Alex Brewster ● October 25, 2019

Refinance home loans.Rates from 1.69% p.a.

Low-rate car loansRates from 3.94%

Savings ratesof up to 1.50%

Term deposit ratesof up to 1.60%

Let us come to you. Get Savings in your inbox.

Refinance home loans.
Rates from 1.69% p.a.

Low-rate car loans
Rates from 3.94%

Savings rates
of up to 1.50%

Term deposit rates
of up to 1.60%

Let us come to you.
Get Savings in your inbox.