How to improve your chances of getting a home loan

Gone are the days of carelessly stamping home loan application forms without the forensic scrutiny of expenses. Now, banks want to know exactly what you’re spending your money on – right down to your daily morning latte.

How to consolidate your debts with a home loan

Consolidating other debts such as a car loan or a large credit card bill into a mortgage is one of the most common reasons for home loan refinancing in Australia. We look at how this works and whether or not it’s a good idea.

How to pay a deposit on a home

Your house deposit is probably the biggest block of savings you’ll ever hand over in your lifetime, so it’s natural to want to understand exactly how and when to pay it, and what comes after.