How to improve your chances of getting a home loan

Gone are the days of carelessly stamping home loan application forms without the forensic scrutiny of expenses. Now, banks want to know exactly what you’re spending your money on – right down to your daily morning latte.

Mortgage delinquencies set to rise

International credit ratings agency Moody’s expects the number of mortgage delinquencies in Australia to rise in the coming months.

What is lenders mortgage insurance (LMI)?

Buying a property without a chunky deposit could see you whacked with the oft-dreaded cost of lenders mortgage insurance. But in a different sense, the time it takes to save up the deposit could also cost you.

What is responsible lending?

Responsible lending has been much-discussed since the Royal Commission into financial services. So what’s all the fuss about?