How to apply for your first credit card

At some point in your life, you’ll probably decide to apply for your first credit card. But if it’s your first time, you will likely have a lot of questions about the whole credit card application process, how to use a credit card, and what different features and costs are associated with them.

How to get the most from frequent flyer credit cards

With a large number of credit cards available in Australia, it can be difficult to know which one is best suited for you and your lifestyle. If you are a regular spender who would most likely pay off their outstanding balance monthly and aren’t likely to overspend, you may want to consider frequent flyer credit cards.

How much do Australian banks pay for Apple Pay?

With the news of NAB switching on Apple Pay fresh in the ears, it’s been revealed just how much Australian banks actually pay to use the digital wallet service.

12 ways to stop impulse buying

Do you remember the movie Confessions of a Shopaholic? At the start of the movie, the main character, Rebecca Bloomwood, is a financial train wreck. She spends with wild and reckless abandon, maxing out 12 credit cards thanks to her uncontrollable urge to splurge.

RBA praises new payments platform development

RBA Assistant Governor Michele Bullock has provided an update on the progress of the new payments platform (NPP), praising the success of its implementation and adoption by smaller institutions.

What is a direct debit?

Read our simple overview of the basics of direct debits, including the dangers they present.