How to Use a Household Budget Planner to Build a Budget

It can be tough living on a small income. According to the Survey of Income and Housing, the average household income in Australia in 2013-14 was $998 per week, but many have less to live on. If your household struggles to stay within budget, and if you want to save money, there are a few  household tips we have for you. One way is to download or use an online budget planner or budget calculator.

Using a household budget planner or a household budget calculator is a great way to understand your finances. A budget planner is a spread sheet template that can be opened on your own computer and fill out. Each area of your household expenses has its own field such as transportation, housing, utilities and groceries. A budget planner makes it easy for you to see where your money goes and helps you avoid overlooking grey areas of spending.

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